HomeFloridaHillsborough CountyLutz
Lutz, Florida: commercial real estate data.
Lutz is a Census CDP of 27,106 people across 24.46 square miles of land, in Hillsborough County. Median household income is $120,031, 78.5 percent of occupied homes are owned, and the SBA record carries 122 7(a) approvals to borrowers here worth $67.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lutz
What Lutz is
- Census place typeCDP
- Land area24.46 sq mi
- Water area2.41 sq mi
- Population per square mile of land1,108
- County holding the largest share of its areaHillsborough County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lutz
How many people live in Lutz
- Population27,106
- Median age41.3
- Population under 186,722
- Share under 1824.8 percent
- Population 65 and over4,909
- Share 65 and over18.1 percent
- Households9,589
- Family households7,198
- Share of households that are families75.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lutz
Income and work in Lutz
- Median household income$120,031
- Per capita income$56,522
- Civilian labor force13,693
- Employed13,331
- Unemployed362 plus or minus 121
- Unemployment rate2.6 percent plus or minus 0.9
- Adults 25 and over18,542
- Adults 25 and over with a high school diploma or higher97.0 percent
- Adults 25 and over with a bachelor degree or higher49.6 percent
- Adults 25 and over with a graduate degree25.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lutz
Housing in Lutz
- Housing units10,071
- Occupied units9,589
- Vacant units482 plus or minus 202
- Vacancy rate4.8 percent plus or minus 2.0
- Owner occupied7,530
- Renter occupied2,059
- Ownership rate78.5 percent
- Median owner-occupied home value$486,500
- Median gross rent, monthly$1,823
- Annual rent as a share of median income18.2 percent
- Single family units8,231
- Share single family81.7 percent
- Units in buildings of two or more1,363 plus or minus 361
- Share in buildings of two or more13.5 percent plus or minus 3.5
- Mobile homes477 plus or minus 172
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lutz
How Lutz gets to work
- Workers 16 and over who commute9,912
- Commuting under 15 minutes1,193 plus or minus 350
- Share commuting under 15 minutes12.0 percent plus or minus 3.4
- Commuting 30 minutes or more5,337
- Share commuting 30 minutes or more53.8 percent
- Drove alone68.6 percent
- Carpooled5.3 percent plus or minus 1.9
- Public transport0.4 percent plus or minus 0.4
- Walked0.7 percent plus or minus 0.7
- Worked from home24.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lutz
SBA loans in Lutz (7(a))
- Approvals122
- Gross approval$67,143,900
- Average approval$550,360
- Median approval$278,600
- Ninetieth percentile approval$1,391,800
- Largest approval$5,000,000
- Jobs supported1,973
- Jobs per approval16.2
- Loans with a final outcome18
- Paid in full16
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more16.4 percent
- Share to franchises23.0 percent
- Distinct lenders42
- Distinct industries by NAICS59
Counted by borrower city: approvals to borrowers whose address is in Lutz, in any county, FY2020 to FY2026. Only 18 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lutz
SBA loans in Lutz (504)
- Approvals64
- Gross approval$49,311,000
- Average approval$770,484
- Median approval$414,500
- Largest approval$5,500,000
- Jobs supported485
- Loans with a final outcome20
- Charged off0
- Median term300 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Lutz, in any county, FY2010 to FY2026. Only 20 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hillsborough County, not Lutz
Hillsborough County context, not Lutz figures
- Establishments in Hillsborough County42,977
- Covered employment, Hillsborough County789,442
- Average annual pay, Hillsborough County$75,256
- Housing units permitted, Hillsborough County9,053
Every figure in this section is published for Hillsborough County as a whole and is not a measurement of Lutz.
All Hillsborough County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lutz questions, answered from the record.
How many people live in Lutz, Florida?
27,106, in 9,589 households. Lutz CDP covers 24.46 square miles of land, which is 1,108 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lutz in?
Hillsborough County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lutz?
$120,031. The median owner-occupied home is valued at $486,500. Median gross rent is $1,823 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lutz businesses?
122 7(a) approvals totaling $67.1 m since FY2020, across 42 lenders, median approval $278,600, plus 64 504 approvals worth $49.3 m since FY2010. These count approvals to borrowers whose address is in Lutz, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lutz borrowers get paid back?
No rate is published for Lutz. Only 18 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Lutz figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hillsborough County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lutz.
Is zoning published for Lutz?
No. Nothing on this page presents parcel level zoning.