HomeFloridaHillsborough CountyTemple Terrace city
Temple Terrace city, Florida: commercial real estate data.
Temple Terrace city is a Census city of 27,275 people across 7.56 square miles of land, in Hillsborough County. Median household income is $69,252, 50.4 percent of occupied homes are owned, and the SBA record carries 30 7(a) approvals to borrowers here worth $13.6 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Temple Terrace
What Temple Terrace is
- Census place typecity
- Land area7.56 sq mi
- Water area0.3 sq mi
- Population per square mile of land3,608
- County holding the largest share of its areaHillsborough County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Temple Terrace
How many people live in Temple Terrace
- Population27,275
- Median age34.5
- Population under 185,475
- Share under 1820.1 percent
- Population 65 and over4,445
- Share 65 and over16.3 percent
- Households11,630
- Family households6,707
- Share of households that are families57.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Temple Terrace
Income and work in Temple Terrace
- Median household income$69,252
- Per capita income$38,513
- Civilian labor force14,735
- Employed14,195
- Unemployed540 plus or minus 186
- Unemployment rate3.7 percent plus or minus 1.2
- Adults 25 and over19,049
- Adults 25 and over with a high school diploma or higher90.9 percent
- Adults 25 and over with a bachelor degree or higher44.5 percent
- Adults 25 and over with a graduate degree16.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Temple Terrace
Housing in Temple Terrace
- Housing units12,079
- Occupied units11,630
- Vacant units449 plus or minus 173
- Vacancy rate3.7 percent plus or minus 1.4
- Owner occupied5,860
- Renter occupied5,770
- Ownership rate50.4 percent
- Median owner-occupied home value$334,800
- Median gross rent, monthly$1,594
- Annual rent as a share of median income27.6 percent
- Single family units6,244
- Share single family51.7 percent
- Units in buildings of two or more5,710
- Share in buildings of two or more47.3 percent
- Mobile homes125 plus or minus 144
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Temple Terrace
How Temple Terrace gets to work
- Workers 16 and over who commute10,769
- Commuting under 15 minutes2,358
- Share commuting under 15 minutes21.9 percent
- Commuting 30 minutes or more4,051
- Share commuting 30 minutes or more37.6 percent
- Drove alone64.9 percent
- Carpooled6.9 percent plus or minus 2.1
- Public transport1.0 percent plus or minus 0.9
- Walked1.6 percent plus or minus 0.7
- Worked from home23.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Temple Terrace
SBA loans in Temple Terrace (7(a))
- Approvals30
- Gross approval$13,600,500
- Average approval$453,350
- Median approval$200,000
- Ninetieth percentile approval$1,966,800
- Largest approval$2,562,000
- Jobs supported223
- Jobs per approval7.4
- Loans with a final outcome3
- Paid in full2
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more10.0 percent
- Share to franchises13.3 percent
- Distinct lenders21
- Distinct industries by NAICS23
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Temple Terrace
SBA loans in Temple Terrace (504)
- Approvals14
- Gross approval$7,253,000
- Average approval$518,071
- Median approval$419,000
- Largest approval$2,329,000
- Jobs supported55
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Temple Terrace
Flood risk in Temple Terrace
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 8
- NFIP community number120115
- Currently effective map date08/28/08
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Hillsborough County, not Temple Terrace
Hillsborough County context, not Temple Terrace figures
These are Hillsborough County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Temple Terrace measurements.
- Establishments in Hillsborough County42,977
- Employment at those establishments, Hillsborough County697,689
- Covered employment, Hillsborough County789,442
- Average annual pay, Hillsborough County$75,256
- Average weekly wage, Hillsborough County$1,447
- Housing units permitted, Hillsborough County9,053
- Of those, single family, Hillsborough County4,402
- County product, 2024, Hillsborough County$152,009,857,000
- County product change over the prior year, Hillsborough County6.4 percent
- Average income of an arriving household, Hillsborough County$89,570
Every figure in this section is published for Hillsborough County as a whole and is not a measurement of Temple Terrace. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Temple Terrace questions, answered from the record.
How many people live in Temple Terrace, Florida?
27,275, in 11,630 households. Temple Terrace city covers 7.56 square miles of land, which is 3,608 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Temple Terrace in?
Hillsborough County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Temple Terrace?
$69,252. The median owner-occupied home is valued at $334,800. Median gross rent is $1,594 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Temple Terrace businesses?
30 7(a) approvals totalling $13.6 m, across 21 lenders, median approval $200,000, plus 14 504 approvals worth $7.3 m. These count approvals to borrowers whose address is in Temple Terrace, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Temple Terrace borrowers get paid back?
No rate is published for Temple Terrace. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Temple Terrace in the National Flood Insurance Program?
Yes. Temple Terrace appears in the FEMA Community Status Book as community 120115, carrying Community Rating System class 8, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Temple Terrace figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hillsborough County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Temple Terrace.
Is zoning published for Temple Terrace?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.