HomeFloridaIndian River CountySebastian city
Sebastian city, Florida: commercial real estate data.
Sebastian city is a Census city of 26,262 people across 17.40 square miles of land, in Indian River County. Median household income is $69,409, 85.2 percent of occupied homes are owned, and the SBA record carries 29 7(a) approvals to borrowers here worth $27.9 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Sebastian
What Sebastian is
- Census place typecity
- Land area17.4 sq mi
- Water area0.82 sq mi
- Population per square mile of land1,509
- County holding the largest share of its areaIndian River County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sebastian
How many people live in Sebastian
- Population26,262
- Median age58.2
- Population under 183,313
- Share under 1812.6 percent
- Population 65 and over9,665
- Share 65 and over36.8 percent
- Households11,586
- Family households7,170
- Share of households that are families61.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sebastian
Income and work in Sebastian
- Median household income$69,409
- Per capita income$41,293
- Civilian labor force11,047
- Employed10,255
- Unemployed792 plus or minus 294
- Unemployment rate7.2 percent plus or minus 2.6
- Adults 25 and over21,833
- Adults 25 and over with a high school diploma or higher89.9 percent
- Adults 25 and over with a bachelor degree or higher27.1 percent
- Adults 25 and over with a graduate degree12.8 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sebastian
Housing in Sebastian
- Housing units12,976
- Occupied units11,586
- Vacant units1,390 plus or minus 329
- Vacancy rate10.7 percent plus or minus 2.5
- Owner occupied9,868
- Renter occupied1,718 plus or minus 392
- Ownership rate85.2 percent
- Median owner-occupied home value$317,000
- Median gross rent, monthly$1,451
- Annual rent as a share of median income25.1 percent
- Single family units11,468
- Share single family88.4 percent
- Units in buildings of two or more653 plus or minus 207
- Share in buildings of two or more5.0 percent plus or minus 1.6
- Mobile homes855 plus or minus 228
- Median year structure built1995
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sebastian
How Sebastian gets to work
- Workers 16 and over who commute9,173
- Commuting under 15 minutes2,173 plus or minus 533
- Share commuting under 15 minutes23.7 percent plus or minus 5.5
- Commuting 30 minutes or more3,682
- Share commuting 30 minutes or more40.1 percent
- Drove alone78.8 percent
- Carpooled9.4 percent plus or minus 3.1
- Public transport0.3 percent plus or minus 0.5
- Walked0.4 percent plus or minus 0.5
- Worked from home9.3 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sebastian
SBA loans in Sebastian (7(a))
- Approvals29
- Gross approval$27,948,700
- Average approval$963,748
- Median approval$556,000
- Ninetieth percentile approval$3,370,000
- Largest approval$4,147,000
- Jobs supported245
- Jobs per approval8.4
- Loans with a final outcome7
- Paid in full6
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more31.0 percent
- Share to franchises6.9 percent
- Distinct lenders14
- Distinct industries by NAICS22
A charge-off rate is not published here. only 7 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sebastian
SBA loans in Sebastian (504)
- Approvals5
- Gross approval$4,379,000
- Average approval$875,800
- Median approval$371,000
- Largest approval$2,566,000
- Jobs supported21
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sebastian
Flood risk in Sebastian
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 6
- NFIP community number120123
- Currently effective map date01/26/23
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Indian River County, not Sebastian
Indian River County context, not Sebastian figures
These are Indian River County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Sebastian measurements.
- Establishments in Indian River County4,820
- Employment at those establishments, Indian River County51,628
- Covered employment, Indian River County57,522
- Average annual pay, Indian River County$57,991
- Average weekly wage, Indian River County$1,115
- Housing units permitted, Indian River County557
- Of those, single family, Indian River County279
- County product, 2024, Indian River County$11,151,906,000
- County product change over the prior year, Indian River County6.4 percent
- Average income of an arriving household, Indian River County$177,669
Every figure in this section is published for Indian River County as a whole and is not a measurement of Sebastian. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Sebastian questions, answered from the record.
How many people live in Sebastian, Florida?
26,262, in 11,586 households. Sebastian city covers 17.40 square miles of land, which is 1,509 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sebastian in?
Indian River County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sebastian?
$69,409. The median owner-occupied home is valued at $317,000. Median gross rent is $1,451 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sebastian businesses?
29 7(a) approvals totalling $27.9 m, across 14 lenders, median approval $556,000, plus 5 504 approvals worth $4.4 m. These count approvals to borrowers whose address is in Sebastian, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sebastian borrowers get paid back?
No rate is published for Sebastian. only 7 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Sebastian in the National Flood Insurance Program?
Yes. Sebastian appears in the FEMA Community Status Book as community 120123, carrying Community Rating System class 6, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sebastian figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Indian River County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sebastian.
Is zoning published for Sebastian?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.