HomeFloridaIndian River CountySebastian
Sebastian, Florida: commercial real estate data.
Sebastian is a Census city of 26,262 people across 17.40 square miles of land, in Indian River County. Median household income is $69,409, 85.2 percent of occupied homes are owned, and the SBA record carries 29 7(a) approvals to borrowers here worth $27.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Sebastian
What Sebastian is
- Census place typecity
- Land area17.4 sq mi
- Water area0.82 sq mi
- Population per square mile of land1,509
- County holding the largest share of its areaIndian River County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sebastian
How many people live in Sebastian
- Population26,262
- Median age58.2
- Population under 183,313
- Share under 1812.6 percent
- Population 65 and over9,665
- Share 65 and over36.8 percent
- Households11,586
- Family households7,170
- Share of households that are families61.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sebastian
Income and work in Sebastian
- Median household income$69,409
- Per capita income$41,293
- Civilian labor force11,047
- Employed10,255
- Unemployed792 plus or minus 294
- Unemployment rate7.2 percent plus or minus 2.6
- Adults 25 and over21,833
- Adults 25 and over with a high school diploma or higher89.9 percent
- Adults 25 and over with a bachelor degree or higher27.1 percent
- Adults 25 and over with a graduate degree12.8 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sebastian
Housing in Sebastian
- Housing units12,976
- Occupied units11,586
- Vacant units1,390 plus or minus 329
- Vacancy rate10.7 percent plus or minus 2.5
- Owner occupied9,868
- Renter occupied1,718 plus or minus 392
- Ownership rate85.2 percent
- Median owner-occupied home value$317,000
- Median gross rent, monthly$1,451
- Annual rent as a share of median income25.1 percent
- Single family units11,468
- Share single family88.4 percent
- Units in buildings of two or more653 plus or minus 207
- Share in buildings of two or more5.0 percent plus or minus 1.6
- Mobile homes855 plus or minus 228
- Median year structure built1995
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sebastian
How Sebastian gets to work
- Workers 16 and over who commute9,173
- Commuting under 15 minutes2,173 plus or minus 533
- Share commuting under 15 minutes23.7 percent plus or minus 5.5
- Commuting 30 minutes or more3,682
- Share commuting 30 minutes or more40.1 percent
- Drove alone78.8 percent
- Carpooled9.4 percent plus or minus 3.1
- Public transport0.3 percent plus or minus 0.5
- Walked0.4 percent plus or minus 0.5
- Worked from home9.3 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sebastian
SBA loans in Sebastian (7(a))
- Approvals29
- Gross approval$27,948,700
- Average approval$963,748
- Median approval$556,000
- Ninetieth percentile approval$2,883,600
- Largest approval$4,147,000
- Jobs supported245
- Jobs per approval8.4
- Loans with a final outcome7
- Paid in full6
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more31.0 percent
- Share to franchises6.9 percent
- Distinct lenders14
- Distinct industries by NAICS22
Counted by borrower city: approvals to borrowers whose address is in Sebastian, in any county, FY2020 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sebastian
SBA loans in Sebastian (504)
- Approvals5
- Gross approval$4,379,000
- Average approval$875,800
- Median approval$371,000
- Largest approval$2,566,000
- Jobs supported21
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Sebastian, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sebastian
Flood risk in Sebastian
- NFIP communityCity of Sebastian
- NFIP community number120123
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date01/26/23
The City of Sebastian participates in the National Flood Insurance Program as community 120123 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Indian River County, not Sebastian
Indian River County context, not Sebastian figures
- Establishments in Indian River County4,820
- Covered employment, Indian River County57,522
- Average annual pay, Indian River County$57,991
- Housing units permitted, Indian River County557
Every figure in this section is published for Indian River County as a whole and is not a measurement of Sebastian.
All Indian River County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Sebastian questions, answered from the record.
How many people live in Sebastian, Florida?
26,262, in 11,586 households. Sebastian city covers 17.40 square miles of land, which is 1,509 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sebastian in?
Indian River County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sebastian?
$69,409. The median owner-occupied home is valued at $317,000. Median gross rent is $1,451 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sebastian businesses?
29 7(a) approvals totaling $27.9 m since FY2020, across 14 lenders, median approval $556,000, plus 5 504 approvals worth $4.4 m since FY2010. These count approvals to borrowers whose address is in Sebastian, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sebastian borrowers get paid back?
No rate is published for Sebastian. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Sebastian in the National Flood Insurance Program?
Yes. Sebastian appears in the FEMA Community Status Book as Sebastian, city of, community 120123, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sebastian figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Indian River County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sebastian.
Is zoning published for Sebastian?
No. Nothing on this page presents parcel level zoning.