HomeFloridaIndian River CountyVero Beach
Vero Beach, Florida: commercial real estate data.
Vero Beach is a Census city of 17,042 people across 11.58 square miles of land, in Indian River County. Median household income is $69,758, 64.4 percent of occupied homes are owned, and the SBA record carries 180 7(a) approvals to borrowers here worth $109.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Vero Beach
What Vero Beach is
- Census place typecity
- Land area11.58 sq mi
- Water area1.9 sq mi
- Population per square mile of land1,471
- County holding the largest share of its areaIndian River County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vero Beach
How many people live in Vero Beach
- Population17,042
- Median age52.5
- Population under 182,331
- Share under 1813.7 percent
- Population 65 and over4,925
- Share 65 and over28.9 percent
- Households7,484
- Family households4,197
- Share of households that are families56.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vero Beach
Income and work in Vero Beach
- Median household income$69,758
- Per capita income$58,674
- Civilian labor force8,045
- Employed7,772
- Unemployed273 plus or minus 114
- Unemployment rate3.4 percent plus or minus 1.4
- Adults 25 and over13,658
- Adults 25 and over with a high school diploma or higher90.4 percent
- Adults 25 and over with a bachelor degree or higher39.1 percent
- Adults 25 and over with a graduate degree16.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vero Beach
Housing in Vero Beach
- Housing units10,375
- Occupied units7,484
- Vacant units2,891
- Vacancy rate27.9 percent
- Owner occupied4,817
- Renter occupied2,667
- Ownership rate64.4 percent
- Median owner-occupied home value$391,900
- Median gross rent, monthly$1,221
- Annual rent as a share of median income21.0 percent
- Single family units5,252
- Share single family50.6 percent
- Units in buildings of two or more4,754
- Share in buildings of two or more45.8 percent
- Mobile homes369 plus or minus 129
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vero Beach
How Vero Beach gets to work
- Workers 16 and over who commute6,851
- Commuting under 15 minutes3,300 plus or minus 679
- Share commuting under 15 minutes48.2 percent
- Commuting 30 minutes or more1,172 plus or minus 271
- Share commuting 30 minutes or more17.1 percent plus or minus 3.6
- Drove alone68.2 percent
- Carpooled8.4 percent plus or minus 4.5
- Public transport1.0 percent plus or minus 1.3
- Walked1.4 percent plus or minus 0.8
- Worked from home15.7 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vero Beach
SBA loans in Vero Beach (7(a))
- Approvals180
- Gross approval$109,311,600
- Average approval$607,287
- Median approval$212,500
- Ninetieth percentile approval$1,674,450
- Largest approval$5,000,000
- Jobs supported1,844
- Jobs per approval10.2
- Loans with a final outcome21
- Paid in full21
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more15.0 percent
- Share to franchises10.0 percent
- Distinct lenders54
- Distinct industries by NAICS105
Counted by borrower city: approvals to borrowers whose address is in Vero Beach, in any county, FY2020 to FY2026. Only 21 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Vero Beach
SBA loans in Vero Beach (504)
- Approvals48
- Gross approval$43,027,000
- Average approval$896,396
- Median approval$704,000
- Largest approval$4,024,000
- Jobs supported422
- Loans with a final outcome14
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Vero Beach, in any county, FY2010 to FY2026. Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Vero Beach
Flood risk in Vero Beach
- NFIP communityCity of Vero Beach
- NFIP community number120124
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date01/26/23
The City of Vero Beach participates in the National Flood Insurance Program as community 120124 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Indian River County, not Vero Beach
Indian River County context, not Vero Beach figures
- Establishments in Indian River County4,820
- Covered employment, Indian River County57,522
- Average annual pay, Indian River County$57,991
- Housing units permitted, Indian River County557
Every figure in this section is published for Indian River County as a whole and is not a measurement of Vero Beach.
All Indian River County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Vero Beach questions, answered from the record.
How many people live in Vero Beach, Florida?
17,042, in 7,484 households. Vero Beach city covers 11.58 square miles of land, which is 1,471 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Vero Beach in?
Indian River County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Vero Beach?
$69,758. The median owner-occupied home is valued at $391,900. Median gross rent is $1,221 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Vero Beach businesses?
180 7(a) approvals totaling $109.3 m since FY2020, across 54 lenders, median approval $212,500, plus 48 504 approvals worth $43.0 m since FY2010. These count approvals to borrowers whose address is in Vero Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Vero Beach borrowers get paid back?
No rate is published for Vero Beach. Only 21 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Vero Beach in the National Flood Insurance Program?
Yes. Vero Beach appears in the FEMA Community Status Book as Vero Beach, city of, community 120124, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Vero Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Indian River County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Vero Beach.
Is zoning published for Vero Beach?
No. Nothing on this page presents parcel level zoning.