HomeFloridaIndian River CountyVero Beach city
Vero Beach city, Florida: commercial real estate data.
Vero Beach city is a Census city of 17,042 people across 11.58 square miles of land, in Indian River County. Median household income is $69,758, 64.4 percent of occupied homes are owned, and the SBA record carries 180 7(a) approvals to borrowers here worth $109.3 m.
83 sourced place values · tier FULL · 9 sections
Vero Beach
What Vero Beach is
- Census place typecity
- Land area11.58 sq mi
- Water area1.9 sq mi
- Population per square mile of land1,471
- County holding the largest share of its areaIndian River County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vero Beach
How many people live in Vero Beach
- Population17,042
- Median age52.5
- Population under 182,331
- Share under 1813.7 percent
- Population 65 and over4,925
- Share 65 and over28.9 percent
- Households7,484
- Family households4,197
- Share of households that are families56.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vero Beach
Income and work in Vero Beach
- Median household income$69,758
- Per capita income$58,674
- Civilian labor force8,045
- Employed7,772
- Unemployed273 plus or minus 114
- Unemployment rate3.4 percent plus or minus 1.4
- Adults 25 and over13,658
- Adults 25 and over with a high school diploma or higher90.4 percent
- Adults 25 and over with a bachelor degree or higher39.1 percent
- Adults 25 and over with a graduate degree16.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vero Beach
Housing in Vero Beach
- Housing units10,375
- Occupied units7,484
- Vacant units2,891
- Vacancy rate27.9 percent
- Owner occupied4,817
- Renter occupied2,667
- Ownership rate64.4 percent
- Median owner-occupied home value$391,900
- Median gross rent, monthly$1,221
- Annual rent as a share of median income21.0 percent
- Single family units5,252
- Share single family50.6 percent
- Units in buildings of two or more4,754
- Share in buildings of two or more45.8 percent
- Mobile homes369 plus or minus 129
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vero Beach
How Vero Beach gets to work
- Workers 16 and over who commute6,851
- Commuting under 15 minutes3,300 plus or minus 679
- Share commuting under 15 minutes48.2 percent
- Commuting 30 minutes or more1,172 plus or minus 271
- Share commuting 30 minutes or more17.1 percent plus or minus 3.6
- Drove alone68.2 percent
- Carpooled8.4 percent plus or minus 4.5
- Public transport1.0 percent plus or minus 1.3
- Walked1.4 percent plus or minus 0.8
- Worked from home15.7 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vero Beach
SBA 7(a) lending to Vero Beach borrowers
- Approvals180
- Gross approval$109,311,600
- Average approval$607,287
- Median approval$225,000
- Ninetieth percentile approval$1,800,000
- Largest approval$5,000,000
- Jobs supported1,844
- Jobs per approval10.2
- Loans with a final outcome21
- Paid in full21
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more15.0 percent
- Share to franchises10.0 percent
- Distinct lenders54
- Distinct industries by NAICS105
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Vero Beach
SBA 504 lending to Vero Beach borrowers
- Approvals48
- Gross approval$43,027,000
- Average approval$896,396
- Median approval$714,000
- Largest approval$4,024,000
- Jobs supported422
- Loans with a final outcome14
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Vero Beach
Flood programme status in Vero Beach
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 6
- NFIP community number120124
- Currently effective map date01/26/23
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Indian River County, not Vero Beach
Indian River County context, not Vero Beach figures
These are Indian River County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Vero Beach measurements.
- Establishments in Indian River County4,820
- Employment at those establishments, Indian River County51,628
- Covered employment, Indian River County57,522
- Average annual pay, Indian River County$57,991
- Average weekly wage, Indian River County$1,115
- Housing units permitted, Indian River County557
- Of those, single family, Indian River County279
- County product, 2024, Indian River County$11,151,906,000
- County product change over the prior year, Indian River County6.4 percent
- Average income of an arriving household, Indian River County$177,669
Every figure in this section is published for Indian River County as a whole and is not a measurement of Vero Beach. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Vero Beach questions, answered from the record.
How many people live in Vero Beach, Florida?
17,042, in 7,484 households. Vero Beach city covers 11.58 square miles of land, which is 1,471 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Vero Beach in?
Indian River County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Vero Beach?
$69,758. The median owner-occupied home is valued at $391,900. Median gross rent is $1,221 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Vero Beach businesses?
180 7(a) approvals totalling $109.3 m, across 54 lenders, median approval $225,000, plus 48 504 approvals worth $43.0 m. These count approvals to borrowers whose address is in Vero Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Vero Beach borrowers get paid back?
Of the 21 loans that have reached a final outcome, 21 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Vero Beach in the National Flood Insurance Program?
Yes. Vero Beach appears in the FEMA Community Status Book as community 120124, carrying Community Rating System class 6, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Vero Beach figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Indian River County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Vero Beach.
Is zoning published for Vero Beach?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.