HomeFloridaLee CountySt. James City CDP
St. James City CDP, Florida: commercial real estate data.
St. James City CDP is a Census CDP of 3,412 people across 14.61 square miles of land, in Lee County. Median household income is $69,403, 90.8 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $1.1 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
St. James City
What St. James City is
- Census place typeCDP
- Land area14.61 sq mi
- Water area2.08 sq mi
- Population per square mile of land234 plus or minus 50
- County holding the largest share of its areaLee County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. James City
How many people live in St. James City
- Population3,412 plus or minus 733
- Median age64.7
- Population under 18299 plus or minus 219
- Share under 188.8 percent plus or minus 6.1
- Population 65 and over1,658
- Share 65 and over48.6 percent plus or minus 13.3
- Households1,656
- Family households1,165 plus or minus 284
- Share of households that are families70.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. James City
Income and work in St. James City
- Median household income$69,403 plus or minus $15,130
- Per capita income$46,632 plus or minus $10,129
- Civilian labor force968 plus or minus 408
- Employed880 plus or minus 403
- Unemployed88 plus or minus 97
- Unemployment rate9.1 percent plus or minus 9.3
- Adults 25 and over3,107 plus or minus 632
- Adults 25 and over with a high school diploma or higher96.1 percent plus or minus 25.9
- Adults 25 and over with a bachelor degree or higher23.8 percent
- Adults 25 and over with a graduate degree8.5 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. James City
Housing in St. James City
- Housing units3,606
- Occupied units1,656
- Vacant units1,950
- Vacancy rate54.1 percent
- Owner occupied1,504 plus or minus 312
- Renter occupied152 plus or minus 94
- Ownership rate90.8 percent
- Median owner-occupied home value$319,700 plus or minus $64,549
- Median gross rent, monthly$2,829
- Annual rent as a share of median income48.9 percent plus or minus 12.2
- Single family units2,052
- Share single family56.9 percent
- Units in buildings of two or more83 plus or minus 76
- Share in buildings of two or more2.3 percent plus or minus 2.1
- Mobile homes1,416 plus or minus 358
- Median year structure built1986
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. James City
How St. James City gets to work
- Workers 16 and over who commute728 plus or minus 394
- Commuting under 15 minutes395 plus or minus 349
- Share commuting under 15 minutes54.3 percent plus or minus 37.9
- Commuting 30 minutes or more168 plus or minus 71
- Share commuting 30 minutes or more23.1 percent plus or minus 15.9
- Drove alone48.9 percent
- Carpooled26.7 percent plus or minus 35.8
- Public transport0.0 percent
- Walked2.0 percent plus or minus 2.9
- Worked from home17.3 percent plus or minus 8.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. James City
SBA loans in St. James City (7(a))
- Approvals3
- Gross approval$1,094,500
- Average approval$364,833
- Median approval$389,500
- Ninetieth percentile approval$655,000
- Largest approval$655,000
- Jobs supported34
- Jobs per approval11.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises66.7 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
St. James City
SBA loans in St. James City (504)
- Approvals2
- Gross approval$2,146,000
- Average approval$1,073,000
- Median approval$1,852,000
- Largest approval$1,852,000
- Jobs supported5
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lee County, not St. James City
Lee County context, not St. James City figures
These are Lee County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as St. James City measurements.
- Establishments in Lee County22,756
- Employment at those establishments, Lee County264,855
- Covered employment, Lee County299,283
- Average annual pay, Lee County$61,578
- Average weekly wage, Lee County$1,184
- Housing units permitted, Lee County15,411
- Of those, single family, Lee County10,554
- County product, 2024, Lee County$54,159,628,000
- County product change over the prior year, Lee County6.3 percent
- Average income of an arriving household, Lee County$152,292
Every figure in this section is published for Lee County as a whole and is not a measurement of St. James City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
St. James City questions, answered from the record.
How many people live in St. James City, Florida?
3,412, in 1,656 households. St. James City CDP covers 14.61 square miles of land, which is 234 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is St. James City in?
Lee County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in St. James City?
$69,403. The median owner-occupied home is valued at $319,700. Median gross rent is $2,829 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to St. James City businesses?
3 7(a) approvals totalling $1.1 m, across 3 lenders, median approval $389,500, plus 2 504 approvals worth $2.1 m. These count approvals to borrowers whose address is in St. James City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to St. James City borrowers get paid back?
No rate is published for St. James City. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page St. James City figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lee County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of St. James City.
Is zoning published for St. James City?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.