HomeFloridaMiami-Dade CountyCoral Gables
Coral Gables, Florida: commercial real estate data.
Coral Gables is a Census city of 49,802 people across 12.93 square miles of land, in Miami-Dade County. Median household income is $134,216, 64.5 percent of occupied homes are owned, and the SBA record carries 146 7(a) approvals to borrowers here worth $88.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Coral Gables
What Coral Gables is
- Census place typecity
- Land area12.93 sq mi
- Water area24.38 sq mi
- Population per square mile of land3,853
- County holding the largest share of its areaMiami-Dade County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Coral Gables
How many people live in Coral Gables
- Population49,802
- Median age39.1
- Population under 188,550
- Share under 1817.2 percent
- Population 65 and over9,411
- Share 65 and over18.9 percent
- Households19,210
- Family households11,318
- Share of households that are families58.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Coral Gables
Income and work in Coral Gables
- Median household income$134,216
- Per capita income$87,693
- Civilian labor force24,789
- Employed23,904
- Unemployed885 plus or minus 192
- Unemployment rate3.6 percent plus or minus 0.8
- Adults 25 and over32,569
- Adults 25 and over with a high school diploma or higher96.9 percent
- Adults 25 and over with a bachelor degree or higher73.6 percent
- Adults 25 and over with a graduate degree41.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Coral Gables
Housing in Coral Gables
- Housing units22,020
- Occupied units19,210
- Vacant units2,810
- Vacancy rate12.8 percent
- Owner occupied12,386
- Renter occupied6,824
- Ownership rate64.5 percent
- Median owner-occupied home value$1,089,900
- Median gross rent, monthly$2,373
- Annual rent as a share of median income21.2 percent
- Single family units11,567
- Share single family52.5 percent
- Units in buildings of two or more10,376
- Share in buildings of two or more47.1 percent
- Mobile homes47 plus or minus 53
- Median year structure built1969
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Coral Gables
How Coral Gables gets to work
- Workers 16 and over who commute18,162
- Commuting under 15 minutes4,653
- Share commuting under 15 minutes25.6 percent
- Commuting 30 minutes or more6,165
- Share commuting 30 minutes or more33.9 percent
- Drove alone61.9 percent
- Carpooled5.0 percent
- Public transport1.3 percent plus or minus 0.4
- Walked6.1 percent plus or minus 1.4
- Worked from home22.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Coral Gables
SBA loans in Coral Gables (7(a))
- Approvals146
- Gross approval$88,655,700
- Average approval$607,231
- Median approval$250,000
- Ninetieth percentile approval$1,716,050
- Largest approval$5,000,000
- Jobs supported1,396
- Jobs per approval9.6
- Loans with a final outcome18
- Paid in full15
- Charged off3
- Median term120 months
- Share on real estate terms of 20 years or more7.5 percent
- Share to franchises6.8 percent
- Distinct lenders43
- Distinct industries by NAICS74
Counted by borrower city: approvals to borrowers whose address is in Coral Gables, in any county, FY2020 to FY2026. Only 18 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Coral Gables
SBA loans in Coral Gables (504)
- Approvals70
- Gross approval$53,933,000
- Average approval$770,471
- Median approval$509,500
- Largest approval$3,921,000
- Jobs supported342
- Loans with a final outcome15
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Coral Gables, in any county, FY2010 to FY2026. Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Coral Gables
Flood risk in Coral Gables
- NFIP communityCity of Coral Gables
- NFIP community number120639
- Participating in the NFIPYes
- Community Rating System classClass 5
- Currently effective map date09/11/09
The City of Coral Gables participates in the National Flood Insurance Program as community 120639 and carries Community Rating System class 5, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Miami-Dade County, not Coral Gables
Miami-Dade County context, not Coral Gables figures
- Establishments in Miami-Dade County98,394
- Covered employment, Miami-Dade County1,257,569
- Average annual pay, Miami-Dade County$77,609
- Housing units permitted, Miami-Dade County10,608
Every figure in this section is published for Miami-Dade County as a whole and is not a measurement of Coral Gables.
All Miami-Dade County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Coral Gables questions, answered from the record.
How many people live in Coral Gables, Florida?
49,802, in 19,210 households. Coral Gables city covers 12.93 square miles of land, which is 3,853 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Coral Gables in?
Miami-Dade County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Coral Gables?
$134,216. The median owner-occupied home is valued at $1,089,900. Median gross rent is $2,373 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Coral Gables businesses?
146 7(a) approvals totaling $88.7 m since FY2020, across 43 lenders, median approval $250,000, plus 70 504 approvals worth $53.9 m since FY2010. These count approvals to borrowers whose address is in Coral Gables, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Coral Gables borrowers get paid back?
No rate is published for Coral Gables. Only 18 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Coral Gables in the National Flood Insurance Program?
Yes. Coral Gables appears in the FEMA Community Status Book as Coral Gables, city of, community 120639, carrying Community Rating System class 5, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Coral Gables figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Miami-Dade County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Coral Gables.
Is zoning published for Coral Gables?
No. Nothing on this page presents parcel level zoning.