HomeFloridaMiami-Dade CountySouth Miami
South Miami, Florida: commercial real estate data.
South Miami is a Census city of 12,277 people across 2.27 square miles of land, in Miami-Dade County. Median household income is $94,507, 60.2 percent of occupied homes are owned, and the SBA record carries 20 7(a) approvals to borrowers here worth $5.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
South Miami
What South Miami is
- Census place typecity
- Land area2.27 sq mi
- Water area0.04 sq mi
- Population per square mile of land5,415
- County holding the largest share of its areaMiami-Dade County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
South Miami
How many people live in South Miami
- Population12,277
- Median age38.9
- Population under 182,644
- Share under 1821.5 percent
- Population 65 and over1,986
- Share 65 and over16.2 percent
- Households4,704
- Family households2,701
- Share of households that are families57.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
South Miami
Income and work in South Miami
- Median household income$94,507
- Per capita income$57,328
- Civilian labor force6,935
- Employed6,684
- Unemployed251 plus or minus 102
- Unemployment rate3.6 percent plus or minus 1.4
- Adults 25 and over8,545
- Adults 25 and over with a high school diploma or higher93.9 percent
- Adults 25 and over with a bachelor degree or higher56.3 percent
- Adults 25 and over with a graduate degree27.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
South Miami
Housing in South Miami
- Housing units5,177
- Occupied units4,704
- Vacant units473 plus or minus 162
- Vacancy rate9.1 percent plus or minus 3.1
- Owner occupied2,833
- Renter occupied1,871
- Ownership rate60.2 percent
- Median owner-occupied home value$829,400
- Median gross rent, monthly$1,764
- Annual rent as a share of median income22.4 percent
- Single family units2,903
- Share single family56.1 percent
- Units in buildings of two or more2,257 plus or minus 478
- Share in buildings of two or more43.6 percent plus or minus 8.8
- Mobile homes17 plus or minus 27
- Median year structure built1969
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
South Miami
How South Miami gets to work
- Workers 16 and over who commute4,790
- Commuting under 15 minutes962 plus or minus 249
- Share commuting under 15 minutes20.1 percent plus or minus 4.6
- Commuting 30 minutes or more2,148
- Share commuting 30 minutes or more44.8 percent
- Drove alone60.9 percent
- Carpooled2.9 percent plus or minus 1.2
- Public transport7.2 percent plus or minus 2.5
- Walked5.3 percent plus or minus 2.8
- Worked from home22.0 percent plus or minus 6.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
South Miami
SBA loans in South Miami (7(a))
- Approvals20
- Gross approval$5,121,900
- Average approval$256,095
- Median approval$217,000
- Ninetieth percentile approval$540,700
- Largest approval$680,400
- Jobs supported130
- Jobs per approval6.5
- Loans with a final outcome1
- Paid in full0
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises15.0 percent
- Distinct lenders9
- Distinct industries by NAICS18
Counted by borrower city: approvals to borrowers whose address is in South Miami, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
South Miami
SBA loans in South Miami (504)
- Approvals18
- Gross approval$14,039,000
- Average approval$779,944
- Median approval$624,000
- Largest approval$1,673,000
- Jobs supported152
- Loans with a final outcome5
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in South Miami, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
South Miami
Flood risk in South Miami
- NFIP communityCity of South Miami
- NFIP community number120658
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date09/11/09
The City of South Miami participates in the National Flood Insurance Program as community 120658 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Miami-Dade County, not South Miami
Miami-Dade County context, not South Miami figures
- Establishments in Miami-Dade County98,394
- Covered employment, Miami-Dade County1,257,569
- Average annual pay, Miami-Dade County$77,609
- Housing units permitted, Miami-Dade County10,608
Every figure in this section is published for Miami-Dade County as a whole and is not a measurement of South Miami.
All Miami-Dade County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
South Miami questions, answered from the record.
How many people live in South Miami, Florida?
12,277, in 4,704 households. South Miami city covers 2.27 square miles of land, which is 5,415 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is South Miami in?
Miami-Dade County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in South Miami?
$94,507. The median owner-occupied home is valued at $829,400. Median gross rent is $1,764 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to South Miami businesses?
20 7(a) approvals totaling $5.1 m since FY2020, across 9 lenders, median approval $217,000, plus 18 504 approvals worth $14.0 m since FY2010. These count approvals to borrowers whose address is in South Miami, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to South Miami borrowers get paid back?
No rate is published for South Miami. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is South Miami in the National Flood Insurance Program?
Yes. South Miami appears in the FEMA Community Status Book as South Miami, city of, community 120658, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page South Miami figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Miami-Dade County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of South Miami.
Is zoning published for South Miami?
No. Nothing on this page presents parcel level zoning.