HomeFloridaMiami-Dade CountySurfside
Surfside, Florida: commercial real estate data.
Surfside is a Census town of 5,631 people across 0.56 square miles of land, in Miami-Dade County. Median household income is $100,208, 74.0 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $2.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Surfside
What Surfside is
- Census place typetown
- Land area0.56 sq mi
- Water area0.01 sq mi
- Population per square mile of land10,103
- County holding the largest share of its areaMiami-Dade County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surfside
How many people live in Surfside
- Population5,631
- Median age38.9
- Population under 181,792 plus or minus 398
- Share under 1831.8 percent plus or minus 7.1
- Population 65 and over915 plus or minus 225
- Share 65 and over16.2 percent plus or minus 4.0
- Households1,965
- Family households1,284
- Share of households that are families65.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surfside
Income and work in Surfside
- Median household income$100,208 plus or minus $28,012
- Per capita income$55,315 plus or minus $11,438
- Civilian labor force2,512
- Employed2,381
- Unemployed131 plus or minus 135
- Unemployment rate5.2 percent plus or minus 5.3
- Adults 25 and over3,697
- Adults 25 and over with a high school diploma or higher97.4 percent
- Adults 25 and over with a bachelor degree or higher57.7 percent
- Adults 25 and over with a graduate degree30.7 percent plus or minus 7.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surfside
Housing in Surfside
- Housing units3,782
- Occupied units1,965
- Vacant units1,817
- Vacancy rate48.0 percent
- Owner occupied1,454
- Renter occupied511 plus or minus 192
- Ownership rate74.0 percent
- Median owner-occupied home value$881,700 plus or minus $217,570
- Median gross rent, monthly$1,866
- Annual rent as a share of median income22.3 percent plus or minus 7.5
- Single family units1,490
- Share single family39.4 percent
- Units in buildings of two or more2,292
- Share in buildings of two or more60.6 percent
- Mobile homes0
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surfside
How Surfside gets to work
- Workers 16 and over who commute1,757
- Commuting under 15 minutes350 plus or minus 141
- Share commuting under 15 minutes19.9 percent plus or minus 7.3
- Commuting 30 minutes or more1,068 plus or minus 285
- Share commuting 30 minutes or more60.8 percent plus or minus 12.7
- Drove alone58.2 percent
- Carpooled6.2 percent plus or minus 4.1
- Public transport3.0 percent plus or minus 3.8
- Walked2.9 percent plus or minus 2.8
- Worked from home24.9 percent plus or minus 9.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surfside
SBA loans in Surfside (7(a))
- Approvals9
- Gross approval$2,315,000
- Average approval$257,222
- Median approval$80,000
- Largest approval$1,245,000
- Jobs supported48
- Jobs per approval5.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Surfside, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Surfside
SBA loans in Surfside (504)
- Approvals3
- Gross approval$2,577,000
- Average approval$859,000
- Median approval$719,000
- Largest approval$1,441,000
- Jobs supported10
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Surfside, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Surfside
Flood risk in Surfside
- NFIP communityTown of Surfside
- NFIP community number120659
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date09/11/09
The Town of Surfside participates in the National Flood Insurance Program as community 120659 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Miami-Dade County, not Surfside
Miami-Dade County context, not Surfside figures
- Establishments in Miami-Dade County98,394
- Covered employment, Miami-Dade County1,257,569
- Average annual pay, Miami-Dade County$77,609
- Housing units permitted, Miami-Dade County10,608
Every figure in this section is published for Miami-Dade County as a whole and is not a measurement of Surfside.
All Miami-Dade County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Surfside questions, answered from the record.
How many people live in Surfside, Florida?
5,631, in 1,965 households. Surfside town covers 0.56 square miles of land, which is 10,103 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Surfside in?
Miami-Dade County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Surfside?
$100,208. The median owner-occupied home is valued at $881,700. Median gross rent is $1,866 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Surfside businesses?
9 7(a) approvals totaling $2.3 m since FY2020, across 5 lenders, median approval $80,000, plus 3 504 approvals worth $2.6 m since FY2010. These count approvals to borrowers whose address is in Surfside, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Surfside borrowers get paid back?
No rate is published for Surfside. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Surfside in the National Flood Insurance Program?
Yes. Surfside appears in the FEMA Community Status Book as Surfside, town of, community 120659, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Surfside figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Miami-Dade County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Surfside.
Is zoning published for Surfside?
No. Nothing on this page presents parcel level zoning.