HomeFloridaMiami-Dade CountySurfside town
Surfside town, Florida: commercial real estate data.
Surfside town is a Census town of 5,631 people across 0.56 square miles of land, in Miami-Dade County. Median household income is $100,208, 74.0 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $2.3 m.
81 sourced place values · tier FULL · 9 sections
Surfside
What Surfside is
- Census place typetown
- Land area0.56 sq mi
- Water area0.01 sq mi
- Population per square mile of land10,103
- County holding the largest share of its areaMiami-Dade County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surfside
How many people live in Surfside
- Population5,631
- Median age38.9
- Population under 181,792 plus or minus 398
- Share under 1831.8 percent plus or minus 7.1
- Population 65 and over915 plus or minus 225
- Share 65 and over16.2 percent plus or minus 4.0
- Households1,965
- Family households1,284
- Share of households that are families65.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surfside
Income and work in Surfside
- Median household income$100,208 plus or minus $28,012
- Per capita income$55,315 plus or minus $11,438
- Civilian labor force2,512
- Employed2,381
- Unemployed131 plus or minus 135
- Unemployment rate5.2 percent plus or minus 5.3
- Adults 25 and over3,697
- Adults 25 and over with a high school diploma or higher97.4 percent
- Adults 25 and over with a bachelor degree or higher57.7 percent
- Adults 25 and over with a graduate degree30.7 percent plus or minus 7.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surfside
Housing in Surfside
- Housing units3,782
- Occupied units1,965
- Vacant units1,817
- Vacancy rate48.0 percent
- Owner occupied1,454
- Renter occupied511 plus or minus 192
- Ownership rate74.0 percent
- Median owner-occupied home value$881,700 plus or minus $217,570
- Median gross rent, monthly$1,866
- Annual rent as a share of median income22.3 percent plus or minus 7.5
- Single family units1,490
- Share single family39.4 percent
- Units in buildings of two or more2,292
- Share in buildings of two or more60.6 percent
- Mobile homes0
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surfside
How Surfside gets to work
- Workers 16 and over who commute1,757
- Commuting under 15 minutes350 plus or minus 141
- Share commuting under 15 minutes19.9 percent plus or minus 7.3
- Commuting 30 minutes or more1,068 plus or minus 285
- Share commuting 30 minutes or more60.8 percent plus or minus 12.7
- Drove alone58.2 percent
- Carpooled6.2 percent plus or minus 4.1
- Public transport3.0 percent plus or minus 3.8
- Walked2.9 percent plus or minus 2.8
- Worked from home24.9 percent plus or minus 9.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surfside
SBA 7(a) lending to Surfside borrowers
- Approvals9
- Gross approval$2,315,000
- Average approval$257,222
- Median approval$80,000
- Ninetieth percentile approval$1,245,000
- Largest approval$1,245,000
- Jobs supported48
- Jobs per approval5.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS6
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Surfside
SBA 504 lending to Surfside borrowers
- Approvals3
- Gross approval$2,577,000
- Average approval$859,000
- Median approval$719,000
- Largest approval$1,441,000
- Jobs supported10
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Surfside
Flood programme status in Surfside
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 6
- NFIP community number120659
- Currently effective map date09/11/09
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Miami-Dade County, not Surfside
Miami-Dade County context, not Surfside figures
These are Miami-Dade County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Surfside measurements.
- Establishments in Miami-Dade County98,394
- Employment at those establishments, Miami-Dade County1,055,440
- Covered employment, Miami-Dade County1,257,569
- Average annual pay, Miami-Dade County$77,609
- Average weekly wage, Miami-Dade County$1,492
- Housing units permitted, Miami-Dade County10,608
- Of those, single family, Miami-Dade County2,231
- County product, 2024, Miami-Dade County$260,837,199,000
- County product change over the prior year, Miami-Dade County6.6 percent
- Average income of an arriving household, Miami-Dade County$175,619
Every figure in this section is published for Miami-Dade County as a whole and is not a measurement of Surfside. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Surfside questions, answered from the record.
How many people live in Surfside, Florida?
5,631, in 1,965 households. Surfside town covers 0.56 square miles of land, which is 10,103 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Surfside in?
Miami-Dade County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Surfside?
$100,208. The median owner-occupied home is valued at $881,700. Median gross rent is $1,866 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Surfside businesses?
9 7(a) approvals totalling $2.3 m, across 5 lenders, median approval $80,000, plus 3 504 approvals worth $2.6 m. These count approvals to borrowers whose address is in Surfside, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Surfside borrowers get paid back?
No rate is published for Surfside. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Surfside in the National Flood Insurance Program?
Yes. Surfside appears in the FEMA Community Status Book as community 120659, carrying Community Rating System class 6, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Surfside figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Miami-Dade County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Surfside.
Is zoning published for Surfside?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.