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HomeFloridaPasco CountyOdessa CDP

Odessa CDP, Florida: commercial real estate data.

Odessa CDP is a Census CDP of 8,381 people across 5.36 square miles of land, in Pasco County. Median household income is $117,806, 70.2 percent of occupied homes are owned, and the SBA record carries 67 7(a) approvals to borrowers here worth $39.8 m.

78 sourced place values · tier FULL · 8 sections

Odessa

What Odessa is

  • Census place typeCDP
  • Land area5.36 sq mi
  • Water area0.33 sq mi
  • Population per square mile of land1,562
  • County holding the largest share of its areaPasco County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Odessa

How many people live in Odessa

  • Population8,381
  • Median age37.5
  • Population under 181,997 plus or minus 436
  • Share under 1823.8 percent
  • Population 65 and over1,196 plus or minus 311
  • Share 65 and over14.3 percent plus or minus 3.2
  • Households2,754
  • Family households2,015
  • Share of households that are families73.2 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Odessa

Income and work in Odessa

  • Median household income$117,806
  • Per capita income$46,865
  • Civilian labor force4,490
  • Employed4,115
  • Unemployed375 plus or minus 198
  • Unemployment rate8.4 percent plus or minus 4.3
  • Adults 25 and over5,787
  • Adults 25 and over with a high school diploma or higher96.9 percent
  • Adults 25 and over with a bachelor degree or higher49.1 percent
  • Adults 25 and over with a graduate degree14.7 percent plus or minus 4.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Odessa

Housing in Odessa

  • Housing units2,985
  • Occupied units2,754
  • Vacant units231 plus or minus 164
  • Vacancy rate7.7 percent plus or minus 5.4
  • Owner occupied1,932
  • Renter occupied822 plus or minus 244
  • Ownership rate70.2 percent
  • Median owner-occupied home value$497,100
  • Median gross rent, monthly$1,909
  • Annual rent as a share of median income19.4 percent
  • Single family units2,129
  • Share single family71.3 percent
  • Units in buildings of two or more777 plus or minus 281
  • Share in buildings of two or more26.0 percent plus or minus 9.0
  • Mobile homes79 plus or minus 59
  • Median year structure built2006

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Odessa

How Odessa gets to work

  • Workers 16 and over who commute2,936
  • Commuting under 15 minutes293 plus or minus 159
  • Share commuting under 15 minutes10.0 percent plus or minus 5.2
  • Commuting 30 minutes or more1,964 plus or minus 417
  • Share commuting 30 minutes or more66.9 percent
  • Drove alone66.0 percent
  • Carpooled3.9 percent plus or minus 2.6
  • Public transport0.0 percent
  • Walked1.1 percent plus or minus 1.3
  • Worked from home26.0 percent plus or minus 7.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Odessa

SBA 7(a) lending to Odessa borrowers

  • Approvals67
  • Gross approval$39,830,400
  • Average approval$594,484
  • Median approval$350,000
  • Ninetieth percentile approval$1,386,700
  • Largest approval$3,060,900
  • Jobs supported713
  • Jobs per approval10.6
  • Loans with a final outcome18
  • Paid in full17
  • Charged off1
  • Charge-off rate over resolved loans5.6 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more17.9 percent
  • Share to franchises20.9 percent
  • Distinct lenders32
  • Distinct industries by NAICS46

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Odessa

SBA 504 lending to Odessa borrowers

  • Approvals29
  • Gross approval$24,434,000
  • Average approval$842,552
  • Median approval$478,000
  • Largest approval$4,431,000
  • Jobs supported427
  • Loans with a final outcome12
  • Charged off0
  • Charge-off rate over resolved loans0.0 percent
  • Median term240 months
  • Distinct CDCs4

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Pasco County, not Odessa

Pasco County context, not Odessa figures

These are Pasco County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Odessa measurements.

  • Establishments in Pasco County11,975
  • Employment at those establishments, Pasco County123,042
  • Covered employment, Pasco County145,102
  • Average annual pay, Pasco County$55,908
  • Average weekly wage, Pasco County$1,075
  • Housing units permitted, Pasco County6,765
  • Of those, single family, Pasco County5,481
  • County product, 2024, Pasco County$24,175,353,000
  • County product change over the prior year, Pasco County8.0 percent
  • Average income of an arriving household, Pasco County$76,334

Every figure in this section is published for Pasco County as a whole and is not a measurement of Odessa. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Odessa questions, answered from the record.

How many people live in Odessa, Florida?

8,381, in 2,754 households. Odessa CDP covers 5.36 square miles of land, which is 1,562 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Odessa in?

Pasco County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Odessa?

$117,806. The median owner-occupied home is valued at $497,100. Median gross rent is $1,909 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Odessa businesses?

67 7(a) approvals totalling $39.8 m, across 32 lenders, median approval $350,000, plus 29 504 approvals worth $24.4 m. These count approvals to borrowers whose address is in Odessa, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Odessa borrowers get paid back?

Of the 18 loans that have reached a final outcome, 17 were paid in full and 1 charged off, a charge off rate of 5.6 percent. Loans still running are excluded because they have not yet succeeded or failed.

Are the county figures on this page Odessa figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pasco County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Odessa.

Is zoning published for Odessa?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.