HomeFloridaPasco CountyPort Richey city
Port Richey city, Florida: commercial real estate data.
Port Richey city is a Census city of 3,364 people across 2.22 square miles of land, in Pasco County. Median household income is $51,121, 63.8 percent of occupied homes are owned, and the SBA record carries 46 7(a) approvals to borrowers here worth $38.2 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Port Richey
What Port Richey is
- Census place typecity
- Land area2.22 sq mi
- Water area0.06 sq mi
- Population per square mile of land1,515
- County holding the largest share of its areaPasco County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port Richey
How many people live in Port Richey
- Population3,364
- Median age49.4
- Population under 18500 plus or minus 158
- Share under 1814.9 percent plus or minus 4.7
- Population 65 and over877 plus or minus 179
- Share 65 and over26.1 percent plus or minus 5.3
- Households1,452
- Family households849
- Share of households that are families58.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port Richey
Income and work in Port Richey
- Median household income$51,121 plus or minus $13,583
- Per capita income$47,538 plus or minus $17,964
- Civilian labor force1,307
- Employed1,234
- Unemployed73 plus or minus 54
- Unemployment rate5.6 percent plus or minus 4.1
- Adults 25 and over2,559
- Adults 25 and over with a high school diploma or higher95.3 percent
- Adults 25 and over with a bachelor degree or higher32.9 percent plus or minus 8.2
- Adults 25 and over with a graduate degree11.4 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port Richey
Housing in Port Richey
- Housing units1,868
- Occupied units1,452
- Vacant units416 plus or minus 169
- Vacancy rate22.3 percent plus or minus 8.7
- Owner occupied926
- Renter occupied526 plus or minus 120
- Ownership rate63.8 percent
- Median owner-occupied home value$293,100
- Median gross rent, monthly$1,027
- Annual rent as a share of median income24.1 percent plus or minus 7.0
- Single family units1,043
- Share single family55.8 percent
- Units in buildings of two or more533 plus or minus 150
- Share in buildings of two or more28.5 percent plus or minus 7.4
- Mobile homes286 plus or minus 146
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port Richey
How Port Richey gets to work
- Workers 16 and over who commute920 plus or minus 201
- Commuting under 15 minutes107 plus or minus 99
- Share commuting under 15 minutes11.6 percent plus or minus 10.5
- Commuting 30 minutes or more381 plus or minus 129
- Share commuting 30 minutes or more41.4 percent plus or minus 10.7
- Drove alone61.8 percent
- Carpooled9.3 percent plus or minus 6.8
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home24.9 percent plus or minus 6.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port Richey
SBA loans in Port Richey (7(a))
- Approvals46
- Gross approval$38,236,900
- Average approval$831,237
- Median approval$396,000
- Ninetieth percentile approval$2,769,600
- Largest approval$3,844,800
- Jobs supported542
- Jobs per approval11.8
- Loans with a final outcome8
- Paid in full6
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more23.9 percent
- Share to franchises17.4 percent
- Distinct lenders26
- Distinct industries by NAICS35
A charge-off rate is not published here. only 8 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Port Richey
SBA loans in Port Richey (504)
- Approvals25
- Gross approval$14,589,000
- Average approval$583,560
- Median approval$424,000
- Largest approval$3,248,000
- Jobs supported121
- Loans with a final outcome9
- Charged off1
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Port Richey
Flood risk in Port Richey
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 7
- NFIP community number120234
- Currently effective map date06/05/20
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Pasco County, not Port Richey
Pasco County context, not Port Richey figures
These are Pasco County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Port Richey measurements.
- Establishments in Pasco County11,975
- Employment at those establishments, Pasco County123,042
- Covered employment, Pasco County145,102
- Average annual pay, Pasco County$55,908
- Average weekly wage, Pasco County$1,075
- Housing units permitted, Pasco County6,765
- Of those, single family, Pasco County5,481
- County product, 2024, Pasco County$24,175,353,000
- County product change over the prior year, Pasco County8.0 percent
- Average income of an arriving household, Pasco County$76,334
Every figure in this section is published for Pasco County as a whole and is not a measurement of Port Richey. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Port Richey questions, answered from the record.
How many people live in Port Richey, Florida?
3,364, in 1,452 households. Port Richey city covers 2.22 square miles of land, which is 1,515 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Port Richey in?
Pasco County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Port Richey?
$51,121. The median owner-occupied home is valued at $293,100. Median gross rent is $1,027 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Port Richey businesses?
46 7(a) approvals totalling $38.2 m, across 26 lenders, median approval $396,000, plus 25 504 approvals worth $14.6 m. These count approvals to borrowers whose address is in Port Richey, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Port Richey borrowers get paid back?
No rate is published for Port Richey. only 8 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Port Richey in the National Flood Insurance Program?
Yes. Port Richey appears in the FEMA Community Status Book as community 120234, carrying Community Rating System class 7, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Port Richey figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pasco County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Port Richey.
Is zoning published for Port Richey?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.