HomeFloridaPasco CountyPort Richey
Port Richey, Florida: commercial real estate data.
Port Richey is a Census city of 3,364 people across 2.22 square miles of land, in Pasco County. Median household income is $51,121, 63.8 percent of occupied homes are owned, and the SBA record carries 46 7(a) approvals to borrowers here worth $38.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Port Richey
What Port Richey is
- Census place typecity
- Land area2.22 sq mi
- Water area0.06 sq mi
- Population per square mile of land1,515
- County holding the largest share of its areaPasco County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port Richey
How many people live in Port Richey
- Population3,364
- Median age49.4
- Population under 18500 plus or minus 158
- Share under 1814.9 percent plus or minus 4.7
- Population 65 and over877 plus or minus 179
- Share 65 and over26.1 percent plus or minus 5.3
- Households1,452
- Family households849
- Share of households that are families58.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port Richey
Income and work in Port Richey
- Median household income$51,121 plus or minus $13,583
- Per capita income$47,538 plus or minus $17,964
- Civilian labor force1,307
- Employed1,234
- Unemployed73 plus or minus 54
- Unemployment rate5.6 percent plus or minus 4.1
- Adults 25 and over2,559
- Adults 25 and over with a high school diploma or higher95.3 percent
- Adults 25 and over with a bachelor degree or higher32.9 percent plus or minus 8.2
- Adults 25 and over with a graduate degree11.4 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port Richey
Housing in Port Richey
- Housing units1,868
- Occupied units1,452
- Vacant units416 plus or minus 169
- Vacancy rate22.3 percent plus or minus 8.7
- Owner occupied926
- Renter occupied526 plus or minus 120
- Ownership rate63.8 percent
- Median owner-occupied home value$293,100
- Median gross rent, monthly$1,027
- Annual rent as a share of median income24.1 percent plus or minus 7.0
- Single family units1,043
- Share single family55.8 percent
- Units in buildings of two or more533 plus or minus 150
- Share in buildings of two or more28.5 percent plus or minus 7.4
- Mobile homes286 plus or minus 146
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port Richey
How Port Richey gets to work
- Workers 16 and over who commute920 plus or minus 201
- Commuting under 15 minutes107 plus or minus 99
- Share commuting under 15 minutes11.6 percent plus or minus 10.5
- Commuting 30 minutes or more381 plus or minus 129
- Share commuting 30 minutes or more41.4 percent plus or minus 10.7
- Drove alone61.8 percent
- Carpooled9.3 percent plus or minus 6.8
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home24.9 percent plus or minus 6.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port Richey
SBA loans in Port Richey (7(a))
- Approvals46
- Gross approval$38,236,900
- Average approval$831,237
- Median approval$377,550
- Ninetieth percentile approval$2,442,300
- Largest approval$3,844,800
- Jobs supported542
- Jobs per approval11.8
- Loans with a final outcome8
- Paid in full6
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more23.9 percent
- Share to franchises17.4 percent
- Distinct lenders26
- Distinct industries by NAICS35
Counted by borrower city: approvals to borrowers whose address is in Port Richey, in any county, FY2020 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Port Richey
SBA loans in Port Richey (504)
- Approvals25
- Gross approval$14,589,000
- Average approval$583,560
- Median approval$424,000
- Largest approval$3,248,000
- Jobs supported121
- Loans with a final outcome9
- Charged off1
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Port Richey, in any county, FY2010 to FY2026. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Port Richey
Flood risk in Port Richey
- NFIP communityCity of Port Richey
- NFIP community number120234
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date06/05/20
The City of Port Richey participates in the National Flood Insurance Program as community 120234 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Pasco County, not Port Richey
Pasco County context, not Port Richey figures
- Establishments in Pasco County11,975
- Covered employment, Pasco County145,102
- Average annual pay, Pasco County$55,908
- Housing units permitted, Pasco County6,765
Every figure in this section is published for Pasco County as a whole and is not a measurement of Port Richey.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Port Richey questions, answered from the record.
How many people live in Port Richey, Florida?
3,364, in 1,452 households. Port Richey city covers 2.22 square miles of land, which is 1,515 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Port Richey in?
Pasco County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Port Richey?
$51,121. The median owner-occupied home is valued at $293,100. Median gross rent is $1,027 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Port Richey businesses?
46 7(a) approvals totaling $38.2 m since FY2020, across 26 lenders, median approval $377,550, plus 25 504 approvals worth $14.6 m since FY2010. These count approvals to borrowers whose address is in Port Richey, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Port Richey borrowers get paid back?
No rate is published for Port Richey. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Port Richey in the National Flood Insurance Program?
Yes. Port Richey appears in the FEMA Community Status Book as Port Richey, city of, community 120234, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Port Richey figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pasco County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Port Richey.
Is zoning published for Port Richey?
No. Nothing on this page presents parcel level zoning.