Bartow County, Georgia: commercial real estate data.
Bartow County, Georgia had an estimated 117,508 residents on July 1, 2024, up 7.9 percent since the 2020 census base of 108,900, across 460 square miles. County output reached $8.65 bn in 2024, 2,439 establishments operate here, and the SBA record carries 113 7(a) approvals worth $106.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bartow County
How many people live in Bartow County
- Population, American Community Survey 2020-2024113,113
- Households40,819
- Average household size2.77
- Median household income$82,243
- Median age38.2
- Median gross rent$1,268 per month
- Median owner-occupied home value$289,000
- Home value to household income3.5 times
- Annual rent as a share of median income18.5 percent
- Adults 25 and over with a bachelor degree or higher24.3 percent
- Adults 25 and over with a graduate degree8.0 percent
- Adults 25 and over77,530
- Population under 1826,282
- Share under 1823.2 percent
- Population 65 and over16,520
- Share 65 and over14.6 percent
- Working age population, 18 to 6470,311
- Civilian labor force58,660
- Unemployment rate4.7 percent
- Labor force participation, adults 18 and over67.6 percent
- Rank by population among Georgia counties24th of 159
- Rank by population among US county-equivalents, Puerto Rico included556th of 3,222
Bartow County is the 24th largest of 159 Georgia counties by population. A median home costs 3.5 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 23.2 percent against 14.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Bartow County
Is Bartow County's population growing?
- Population, July 1, 2024117,508
- Census 2020 base population108,900
- Population change since the 2020 census base7.90 percent
- Population change, 2023 to 20242,531
- Births, 20241,312
- Deaths, 20241,056
- Natural change, 2024256
- Net domestic migration, 20242,191
- Net international migration, 202481
- Total net migration, 20242,272
- Cumulative net domestic migration, 2021 to 20247,315
- Rank by growth among US county-equivalents242nd of 3,144
The county has grown 7.90 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Bartow County
Where are people moving to Bartow County from?
- Tax returns filed by households arriving3,841
- People arriving, from those returns7,382
- Tax returns filed by households leaving3,122
- Net household movement719
- Adjusted gross income arriving$241.6 m
- Net adjusted gross income movement$65.9 m
- Average income of an arriving household$62,904
- Average income of a leaving household$56,286
- Largest single originCobb County (845 households)
- Largest single destinationCobb County (412 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Cobb County | 845 | 1,544 | $59.4 m |
| Cherokee County | 511 | 1,020 | $32.6 m |
| Paulding County | 303 | 598 | $20.9 m |
| Floyd County | 203 | 376 | $9.9 m |
| Gordon County | 197 | 432 | $10.9 m |
| Fulton County | 104 | 166 | $7.1 m |
| Polk County | 91 | 194 | $4.1 m |
| Gwinnett County | 68 | 123 | $3.1 m |
Households arriving report $6,618 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Cobb County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Bartow County
What is the Bartow County economy?
- County GDP, 2024$8.65 bn
- County GDP, 2023$7.87 bn
- GDP change, 2023 to 20249.8 percent
- GDP change over five years62.8 percent
- Rank by GDP among the Georgia areas BEA publishes16th of 159
- Rank by GDP among the US county areas BEA publishes497th of 3,127
- GDP per resident$76,441
Output grew 9.8 percent in the latest year and 62.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Bartow County
Employment by industry in Bartow County
- Covered employment, annual average46,472
- Establishments reporting2,982
- Average annual pay$57,660
- Average weekly wage$1,109
- Manufacturing, employment11,456
- Manufacturing, average annual pay$67,360
- Retail trade, employment5,019
- Retail trade, average annual pay$36,415
- Accommodation and food services, employment4,818
- Accommodation and food services, average annual pay$24,698
- Health care and social assistance, employment3,537
- Health care and social assistance, average annual pay$63,494
- Administrative and support and waste management services, employment3,241
- Transportation and warehousing, employment2,634
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 11,456 | 176 | $67,360 |
| Retail trade | 5,019 | 396 | $36,415 |
| Accommodation and food services | 4,818 | 251 | $24,698 |
| Health care and social assistance | 3,537 | 259 | $63,494 |
| Administrative and support and waste management services | 3,241 | 190 | $43,386 |
| Transportation and warehousing | 2,634 | 88 | $70,084 |
| Construction | 2,533 | 384 | $73,853 |
| Professional, scientific and technical services | 1,065 | 236 | $76,553 |
Manufacturing is the largest private sector at 11,456 jobs, 24.7 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Bartow County
How many businesses are in Bartow County?
- Establishments, all industries2,439
- Employment at those establishments39,078
- Annual payroll$2.06 bn
- Establishments per 1,000 residents21.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Bartow County
Building permits in Bartow County
- Housing units authorized by permit, 20241,622
- Declared construction value permitted$392.0 m
- Single family units authorized1,139
- Multifamily units authorized483
- Multifamily share of units29.8 percent
- Average declared value per unit$241,674
- Units authorized per 1,000 households39.7
Single-family homes are 70.2 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Bartow County
SBA loans in Bartow County (7(a) and 504)
- 7(a) approvals recorded113
- 7(a) gross approval dollars$106.1 m
- Average 7(a) approval$938,544
- Median 7(a) approval$559,200
- 10th percentile approval$46,000
- 90th percentile approval$2,656,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)1,131
- Jobs per approval10.0
- Distinct 7(a) lenders active40
- Distinct industries receiving approvals67
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer36.3 percent
- Loans on real estate terms41
- Loans on working capital terms, 120 months or shorter59
- Franchise loans21
- Franchise share of approvals18.6 percent
- Leading industry by approval countFull-Service Restaurants (8)
- Most active lenderLGE Community CU (20)
- 504 approvals recorded49
- 504 gross approval dollars$54.7 m
- Average 504 approval$1,116,592
- Median 504 approval$579,000
- Distinct CDCs active7
- 504 jobs per approval10.9
- 504 jobs per million dollars approved9.7
- Most active CDCFlorida Business Development Corporation (18)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$160.8 m
The average approval of $938,544 sits well above the median of $559,200, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. 36.3 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bartow County
SBA loan default and charge-off rates in Bartow County
Do SBA loans in Bartow County get paid back?
- Loans with a final outcome recorded24
- Paid in full24
- Charged off0
- Status: Paid in full24
- Status: Exempt from disclosure69
- Status: Cancelled17
- Status: Committed, not yet disbursed3
Only 24 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bartow County
SBA lending by place in Bartow County
- Borrower cities with recorded lending12
- Cartersville, approvals82
- Adairsville, approvals10
- Rydal, approvals5
- White, approvals3
- Rome, approvals3
- Kingston, approvals3
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Cartersville | 82 | $77,930,400 |
| Adairsville | 10 | $9,385,500 |
| Rydal | 5 | $6,777,400 |
| White | 3 | $4,009,000 |
| Rome | 3 | $1,936,500 |
| Kingston | 3 | $371,000 |
| Acworth | 2 | $187,700 |
| Aragon | 1 | $2,700,000 |
| 4 other borrower cities | 4 | $2,758,000 |
Cartersville accounts for 82 approvals against 10 in Adairsville. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bartow County
How large is Bartow County?
- Land area460 sq mi
- Rank by land area among Georgia counties35th of 159
- Width, east to west22.5 mi
- Height, north to south23.1 mi
- Geographies sharing a boundary6
- Residents per square mile of land246
- Establishments per square mile5.30
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Bartow County
Flood risk in Bartow County
- Participation of the county's own NFIP community Bartow County, unincorporated areasParticipating, community 130463
- Communities in the county in the NFIP Community Status Book8
- Of those, participating in the NFIP7
- NFIP participation rate87.5 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 7
- Communities carrying a CRS class1
- Radon levels in Bartow County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Bartow County (community 130463), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Bartow County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 7, which carries a flood insurance premium discount for policies written in that community. 87.5 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Bartow County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Bartow County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024113,113
- Households40,819
- Average household size2.77
- Median household income$82,243
- Median age38.2
Common questions
Bartow County questions, answered from the record.
How many people live in Bartow County, Georgia?
The Census Bureau estimates 117,508 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 113,113, in 40,819 households, ranking 24th of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Bartow County's population growing?
The population has grown 7.90 percent since the 2020 census base of 108,900, to 117,508 on July 1, 2024. In 2024 there were 1,312 births against 1,056 deaths, with net migration of 2,272. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Bartow County?
$82,243. The median owner-occupied home is valued at $289,000, which is 3.5 times income, and median gross rent is $1,268 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Bartow County?
2,439 establishments, employing 39,078 people with an annual payroll of $2.06 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Bartow County?
Manufacturing is the largest private sector at 11,456 jobs, 24.7 percent of covered employment. Covered employment averages 46,472 jobs at an average annual pay of $57,660, or $1,109 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Bartow County?
113 7(a) approvals totaling $106.1 m since FY2020, across 40 lenders, with a median approval of $559,200, plus 49 504 approvals worth $54.7 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Bartow County?
1,622 housing units were authorized by permit in 2024, with a declared construction value of $392.0 m. Multifamily was 29.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Bartow County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Bartow County come from?
The largest single origin is Cobb County, with 845 households. Arriving households report an average income of $62,904 against $56,286 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Bartow County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Bartow County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Bartow County
Cities and places in Bartow.
7 Census places lie wholly or partly in Bartow County. All 7 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Cartersville | city | 24,074 | 82 | Wholly in this county |
| Adairsville | city | 4,999 | 10 | Wholly in this county |
| Euharlee | city | 4,230 | 1 | Wholly in this county |
| Emerson | city | 1,573 | 1 | Wholly in this county |
| Kingston | city | 993 | 3 | Wholly in this county |
| White | city | 953 | 3 | Wholly in this county |
| Taylorsville | town | 335 | 1 | 69.5 percent here, 30.5 percent Polk County |
A further 12 of the county's 113 SBA 7(a) approvals are to borrowers in cities that match no Census place in Bartow County, the largest being Rydal (5), Rome (3), Acworth (2). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby