Camden County, Georgia: commercial real estate data.
Camden County, Georgia had an estimated 59,099 residents on July 1, 2024, up 7.9 percent since the 2020 census base of 54,770, across 613 square miles. County output reached $2.76 bn in 2024, 947 establishments operate here, and the SBA record carries 61 7(a) approvals worth $74.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Camden County
How many people live in Camden County
- Population, American Community Survey 2020-202456,970
- Households21,693
- Average household size2.63
- Median household income$74,378
- Median age34.7
- Median gross rent$1,235 per month
- Median owner-occupied home value$261,400
- Home value to household income3.5 times
- Annual rent as a share of median income19.9 percent
- Adults 25 and over with a bachelor degree or higher24.6 percent
- Adults 25 and over with a graduate degree9.1 percent
- Adults 25 and over37,101
- Population under 1813,714
- Share under 1824.1 percent
- Population 65 and over8,739
- Share 65 and over15.3 percent
- Working age population, 18 to 6434,517
- Civilian labor force23,033
- Unemployment rate5.4 percent
- Labor force participation, adults 18 and over53.2 percent
- Rank by population among Georgia counties41st of 159
- Rank by population among US county-equivalents, Puerto Rico included928th of 3,222
Camden County is the 41st largest of 159 Georgia counties by population. A median home costs 3.5 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 24.1 percent against 15.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Camden County
Is Camden County's population growing?
- Population, July 1, 202459,099
- Census 2020 base population54,770
- Population change since the 2020 census base7.90 percent
- Population change, 2023 to 20241,108
- Births, 2024790
- Deaths, 2024512
- Natural change, 2024278
- Net domestic migration, 2024814
- Net international migration, 20245
- Total net migration, 2024819
- Cumulative net domestic migration, 2021 to 20243,015
- Rank by growth among US county-equivalents243rd of 3,144
The county has grown 7.90 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Camden County
Where are people moving to Camden County from?
- Tax returns filed by households arriving2,588
- People arriving, from those returns5,222
- Tax returns filed by households leaving2,162
- Net household movement426
- Adjusted gross income arriving$163.6 m
- Net adjusted gross income movement$43.9 m
- Average income of an arriving household$63,213
- Average income of a leaving household$55,372
- Largest single originDuval County (257 households)
- Largest single destinationDuval County (198 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Duval County | 257 | 495 | $11.9 m |
| Nassau County | 170 | 322 | $8.8 m |
| Glynn County | 101 | 202 | $9.2 m |
| Berkeley County | 77 | 139 | $4.8 m |
| Southeastern Connecticut Planning | 51 | 131 | $3.3 m |
| Kitsap County | 48 | 124 | $3.2 m |
| Charlton County | 38 | 74 | $1.6 m |
| Foreign - APO/FPO ZIPs | 38 | 91 | $2.6 m |
Households arriving report $7,841 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Duval County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Camden County
What is the Camden County economy?
- County GDP, 2024$2.76 bn
- County GDP, 2023$2.55 bn
- GDP change, 2023 to 20248.3 percent
- GDP change over five years38.2 percent
- Rank by GDP among the Georgia areas BEA publishes43rd of 159
- Rank by GDP among the US county areas BEA publishes1038th of 3,127
- GDP per resident$48,486
Output grew 8.3 percent in the latest year and 38.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Camden County
Employment by industry in Camden County
- Covered employment, annual average15,883
- Establishments reporting1,203
- Average annual pay$54,858
- Average weekly wage$1,055
- Retail trade, employment2,125
- Retail trade, average annual pay$31,814
- Accommodation and food services, employment2,117
- Accommodation and food services, average annual pay$22,278
- Health care and social assistance, employment1,117
- Health care and social assistance, average annual pay$47,865
- Professional, scientific and technical services, employment991
- Professional, scientific and technical services, average annual pay$78,688
- Manufacturing, employment945
- Finance and insurance, employment673
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 2,125 | 168 | $31,814 |
| Accommodation and food services | 2,117 | 146 | $22,278 |
| Health care and social assistance | 1,117 | 106 | $47,865 |
| Professional, scientific and technical services | 991 | 117 | $78,688 |
| Manufacturing | 945 | 37 | $87,193 |
| Finance and insurance | 673 | 58 | $75,065 |
| Construction | 662 | 123 | $63,142 |
| Wholesale trade | 413 | 16 | $71,688 |
Retail trade is the largest private sector at 2,125 jobs, 13.4 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Camden County
How many businesses are in Camden County?
- Establishments, all industries947
- Employment at those establishments10,074
- Annual payroll$399.9 m
- Establishments per 1,000 residents16.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Camden County
Building permits in Camden County
- Housing units authorized by permit, 2024363
- Declared construction value permitted$108.2 m
- Single family units authorized315
- Multifamily units authorized48
- Multifamily share of units13.2 percent
- Average declared value per unit$298,004
- Units authorized per 1,000 households16.7
Single-family homes are 86.8 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Camden County
SBA loans in Camden County (7(a) and 504)
- 7(a) approvals recorded61
- 7(a) gross approval dollars$74.0 m
- Average 7(a) approval$1,213,256
- Median 7(a) approval$874,000
- 10th percentile approval$129,000
- 90th percentile approval$3,000,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)845
- Jobs per approval13.9
- Distinct 7(a) lenders active24
- Distinct industries receiving approvals29
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer60.7 percent
- Loans on real estate terms37
- Loans on working capital terms, 120 months or shorter19
- Franchise loans22
- Franchise share of approvals36.1 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (13)
- Most active lenderPineland Bank (18)
- 504 approvals recorded17
- 504 gross approval dollars$12.5 m
- Average 504 approval$734,353
- Median 504 approval$488,000
- Distinct CDCs active4
- 504 jobs per approval8.2
- 504 jobs per million dollars approved11.1
- Most active CDCCoastal Area District Development Authority, Inc. (11)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$86.5 m
The average approval of $1,213,256 sits well above the median of $874,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. 60.7 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Camden County
SBA loan default and charge-off rates in Camden County
Do SBA loans in Camden County get paid back?
- Loans with a final outcome recorded17
- Paid in full16
- Charged off1
- Status: Paid in full16
- Status: Cancelled9
- Status: Exempt from disclosure33
- Status: Charged off1
- Status: Committed, not yet disbursed2
Only 17 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Camden County
SBA lending by place in Camden County
- Borrower cities with recorded lending5
- Kingsland, approvals30
- St. Marys, approvals24
- Woodbine, approvals5
- Blackshear, approvals1
- East Kingsland, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Kingsland | 30 | $45,257,600 |
| St. Marys | 24 | $20,635,500 |
| Woodbine | 5 | $5,865,500 |
| Blackshear | 1 | $1,900,000 |
| East Kingsland | 1 | $350,000 |
Kingsland accounts for 30 approvals against 24 in St. Marys. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Camden County
How large is Camden County?
- Land area613 sq mi
- Rank by land area among Georgia counties11th of 159
- Width, east to west31.6 mi
- Height, north to south31.8 mi
- Geographies sharing a boundary4
- Residents per square mile of land93
- Establishments per square mile1.54
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Camden County
Flood risk in Camden County
- Participation of the county's own NFIP community Camden County, unincorporated areasParticipating, community 130262
- Community Rating System class of the county's own communityClass 6
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 6
- Communities carrying a CRS class3
- Radon levels in Camden County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Camden County (community 130262), participates in the National Flood Insurance Program and carries Community Rating System class 6, a flood insurance premium discount for policies written there. The EPA places Camden County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 6, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Camden County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Camden County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202456,970
- Households21,693
- Average household size2.63
- Median household income$74,378
- Median age34.7
Common questions
Camden County questions, answered from the record.
How many people live in Camden County, Georgia?
The Census Bureau estimates 59,099 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 56,970, in 21,693 households, ranking 41st of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Camden County's population growing?
The population has grown 7.90 percent since the 2020 census base of 54,770, to 59,099 on July 1, 2024. In 2024 there were 790 births against 512 deaths, with net migration of 819. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Camden County?
$74,378. The median owner-occupied home is valued at $261,400, which is 3.5 times income, and median gross rent is $1,235 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Camden County?
947 establishments, employing 10,074 people with an annual payroll of $399.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Camden County?
Retail trade is the largest private sector at 2,125 jobs, 13.4 percent of covered employment. Covered employment averages 15,883 jobs at an average annual pay of $54,858, or $1,055 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Camden County?
61 7(a) approvals totaling $74.0 m since FY2020, across 24 lenders, with a median approval of $874,000, plus 17 504 approvals worth $12.5 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Camden County?
363 housing units were authorized by permit in 2024, with a declared construction value of $108.2 m. Multifamily was 13.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Camden County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Camden County come from?
The largest single origin is Duval County, with 257 households. Arriving households report an average income of $63,213 against $55,372 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Camden County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Camden County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Camden County
Cities and places in Camden.
5 Census places lie wholly or partly in Camden County. All 5 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Kingsland | city | 19,627 | 30 | Wholly in this county |
| St. Marys | city | 19,166 | 24 | Wholly in this county |
| Kings Bay Base | CDP | 2,210 | None recorded | Wholly in this county |
| Woodbine | city | 1,399 | 5 | Wholly in this county |
| Waverly | CDP | 106 | None recorded | Wholly in this county |
A further 2 of the county's 61 SBA 7(a) approvals are to borrowers in cities that match no Census place in Camden County, the largest being Blackshear (1), East Kingsland (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby