HomeGeorgiaCamden CountySt. Marys
St. Marys, Georgia: commercial real estate data.
St. Marys is a Census city of 19,166 people across 25.52 square miles of land, in Camden County. Median household income is $74,288, 61.1 percent of occupied homes are owned, and the SBA record carries 24 7(a) approvals to borrowers here worth $20.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
St. Marys
What St. Marys is
- Census place typecity
- Land area25.52 sq mi
- Water area2.19 sq mi
- Population per square mile of land751
- County holding the largest share of its areaCamden County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Marys
How many people live in St. Marys
- Population19,166
- Median age33.8
- Population under 185,085
- Share under 1826.5 percent
- Population 65 and over3,250
- Share 65 and over17.0 percent
- Households7,415
- Family households5,255
- Share of households that are families70.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Marys
Income and work in St. Marys
- Median household income$74,288
- Per capita income$37,015
- Civilian labor force7,688
- Employed7,100
- Unemployed588 plus or minus 244
- Unemployment rate7.6 percent plus or minus 3.1
- Adults 25 and over11,983
- Adults 25 and over with a high school diploma or higher93.3 percent
- Adults 25 and over with a bachelor degree or higher29.3 percent
- Adults 25 and over with a graduate degree9.7 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Marys
Housing in St. Marys
- Housing units8,031
- Occupied units7,415
- Vacant units616 plus or minus 261
- Vacancy rate7.7 percent plus or minus 3.2
- Owner occupied4,531
- Renter occupied2,884
- Ownership rate61.1 percent
- Median owner-occupied home value$312,300
- Median gross rent, monthly$1,183
- Annual rent as a share of median income19.1 percent
- Single family units5,798
- Share single family72.2 percent
- Units in buildings of two or more1,761 plus or minus 426
- Share in buildings of two or more21.9 percent plus or minus 5.2
- Mobile homes472 plus or minus 206
- Median year structure built1994
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Marys
How St. Marys gets to work
- Workers 16 and over who commute6,926
- Commuting under 15 minutes1,703 plus or minus 350
- Share commuting under 15 minutes24.6 percent
- Commuting 30 minutes or more2,314 plus or minus 485
- Share commuting 30 minutes or more33.4 percent
- Drove alone78.7 percent
- Carpooled7.7 percent plus or minus 2.4
- Public transport0.1 percent plus or minus 0.2
- Walked1.4 percent plus or minus 1.4
- Worked from home11.4 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Marys
SBA loans in St. Marys (7(a))
- Approvals24
- Gross approval$20,635,500
- Average approval$859,813
- Median approval$565,000
- Ninetieth percentile approval$1,496,900
- Largest approval$3,690,000
- Jobs supported400
- Jobs per approval16.7
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term215 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises12.5 percent
- Distinct lenders13
- Distinct industries by NAICS17
Counted by borrower city: approvals to borrowers whose address is in St. Marys, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
St. Marys
SBA loans in St. Marys (504)
- Approvals7
- Gross approval$2,359,000
- Average approval$337,000
- Median approval$268,000
- Largest approval$925,000
- Jobs supported13
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in St. Marys, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
St. Marys
Flood risk in St. Marys
- NFIP communityCity of St. Marys
- NFIP community number130027
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date12/21/17
The City of St. Marys participates in the National Flood Insurance Program as community 130027 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Camden County, not St. Marys
Camden County context, not St. Marys figures
- Establishments in Camden County947
- Covered employment, Camden County15,883
- Average annual pay, Camden County$54,858
- Housing units permitted, Camden County363
Every figure in this section is published for Camden County as a whole and is not a measurement of St. Marys.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
St. Marys questions, answered from the record.
How many people live in St. Marys, Georgia?
19,166, in 7,415 households. St. Marys city covers 25.52 square miles of land, which is 751 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is St. Marys in?
Camden County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in St. Marys?
$74,288. The median owner-occupied home is valued at $312,300. Median gross rent is $1,183 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to St. Marys businesses?
24 7(a) approvals totaling $20.6 m since FY2020, across 13 lenders, median approval $565,000, plus 7 504 approvals worth $2.4 m since FY2010. These count approvals to borrowers whose address is in St. Marys, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to St. Marys borrowers get paid back?
No rate is published for St. Marys. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is St. Marys in the National Flood Insurance Program?
Yes. St. Marys appears in the FEMA Community Status Book as St. Marys, city of, community 130027, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page St. Marys figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Camden County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of St. Marys.
Is zoning published for St. Marys?
No. Nothing on this page presents parcel level zoning.
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