Chattooga County, Georgia: commercial real estate data.
Chattooga County, Georgia had an estimated 25,306 residents on July 1, 2024, up 1.3 percent since the 2020 census base of 24,971, across 313 square miles. County output reached $735.7 m in 2024, 319 establishments operate here, and the SBA record carries 12 7(a) approvals worth $8.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Chattooga County
How many people live in Chattooga County
- Population, American Community Survey 2020-202425,036
- Households9,154
- Average household size2.73
- Median household income$50,285
- Median age41.1
- Median gross rent$790 per month
- Median owner-occupied home value$115,600
- Home value to household income2.3 times
- Annual rent as a share of median income18.9 percent
- Adults 25 and over with a bachelor degree or higher12.0 percent
- Adults 25 and over with a graduate degree5.3 percent
- Adults 25 and over17,623
- Population under 185,501
- Share under 1822.0 percent
- Population 65 and over4,676
- Share 65 and over18.7 percent
- Working age population, 18 to 6414,859
- Civilian labor force9,975
- Unemployment rate5.4 percent
- Labor force participation, adults 18 and over51.1 percent
- Rank by population among Georgia counties77th of 159
- Rank by population among US county-equivalents, Puerto Rico included1663rd of 3,222
Chattooga County is the 77th largest of 159 Georgia counties by population. A median home costs 2.3 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 22.0 percent against 18.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Chattooga County
Is Chattooga County's population growing?
- Population, July 1, 202425,306
- Census 2020 base population24,971
- Population change since the 2020 census base1.34 percent
- Population change, 2023 to 2024130
- Births, 2024257
- Deaths, 2024400
- Natural change, 2024-143
- Net domestic migration, 2024202
- Net international migration, 202470
- Total net migration, 2024272
- Cumulative net domestic migration, 2021 to 2024806
- Rank by growth among US county-equivalents1382nd of 3,144
The county has grown 1.34 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Chattooga County
Where are people moving to Chattooga County from?
- Tax returns filed by households arriving556
- People arriving, from those returns1,107
- Tax returns filed by households leaving406
- Net household movement150
- Adjusted gross income arriving$29.5 m
- Net adjusted gross income movement$11.4 m
- Average income of an arriving household$53,099
- Average income of a leaving household$44,749
- Largest single originWalker County (101 households)
- Largest single destinationFloyd County (80 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Walker County | 101 | 226 | $3.8 m |
| Floyd County | 91 | 181 | $4.0 m |
| Cherokee County | 26 | 56 | $793,000 |
Households arriving report $8,350 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Walker County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Chattooga County
What is the Chattooga County economy?
- County GDP, 2024$735.7 m
- County GDP, 2023$660.4 m
- GDP change, 2023 to 202411.4 percent
- GDP change over five years36.3 percent
- Rank by GDP among the Georgia areas BEA publishes94th of 159
- Rank by GDP among the US county areas BEA publishes2094th of 3,127
- GDP per resident$29,384
Output grew 11.4 percent in the latest year and 36.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Chattooga County
Employment by industry in Chattooga County
- Covered employment, annual average4,989
- Establishments reporting388
- Average annual pay$43,955
- Average weekly wage$845
- Manufacturing, employment1,377
- Manufacturing, average annual pay$49,155
- Retail trade, employment734
- Retail trade, average annual pay$27,932
- Construction, employment298
- Construction, average annual pay$56,178
- Wholesale trade, employment132
- Wholesale trade, average annual pay$55,237
- Finance and insurance, employment87
- Other services, except public administration, employment70
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 1,377 | 21 | $49,155 |
| Retail trade | 734 | 80 | $27,932 |
| Construction | 298 | 44 | $56,178 |
| Wholesale trade | 132 | 10 | $55,237 |
| Finance and insurance | 87 | 22 | $63,801 |
| Other services, except public administration | 70 | 23 | $35,312 |
| Agriculture, forestry, fishing and hunting | 63 | 11 | $51,957 |
| Professional, scientific and technical services | 60 | 18 | $53,015 |
Manufacturing is the largest private sector at 1,377 jobs, 27.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Chattooga County
How many businesses are in Chattooga County?
- Establishments, all industries319
- Employment at those establishments4,462
- Annual payroll$163.9 m
- Establishments per 1,000 residents12.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Chattooga County
Building permits in Chattooga County
- Housing units authorized by permit, 20242
- Declared construction value permitted$506,434
- Single family units authorized2
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$253,217
- Units authorized per 1,000 households0.2
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Chattooga County
SBA loans in Chattooga County (7(a) and 504)
- 7(a) approvals recorded12
- 7(a) gross approval dollars$8.3 m
- Average 7(a) approval$691,417
- Median 7(a) approval$455,500
- Largest single approval$2,331,000
- Jobs reported supported, 7(a)71
- Jobs per approval5.9
- Distinct 7(a) lenders active8
- Distinct industries receiving approvals8
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer83.3 percent
- Loans on real estate terms10
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countGasoline Stations with Convenience Stores (4)
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chattooga County
SBA loan default and charge-off rates in Chattooga County
Do SBA loans in Chattooga County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Cancelled3
- Status: Exempt from disclosure8
- Status: Paid in full1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chattooga County
SBA lending by place in Chattooga County
- Borrower cities with recorded lending4
- Summerville, approvals7
- Lyerly, approvals2
- Menlo, approvals2
- Trion, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Summerville | 7 | $4,581,000 |
| Lyerly | 2 | $2,311,000 |
| Menlo | 2 | $555,000 |
| Trion | 1 | $850,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chattooga County
How large is Chattooga County?
- Land area313 sq mi
- Rank by land area among Georgia counties94th of 159
- Width, east to west23.9 mi
- Height, north to south20.9 mi
- Geographies sharing a boundary4
- Residents per square mile of land80
- Establishments per square mile1.02
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Chattooga County
Flood risk in Chattooga County
- Participation of the county's own NFIP community Chattooga County, unincorporated areasParticipating, community 130036
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP5
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Chattooga County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Chattooga County (community 130036), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Chattooga County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Chattooga County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Chattooga County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202425,036
- Households9,154
- Average household size2.73
- Median household income$50,285
- Median age41.1
Common questions
Chattooga County questions, answered from the record.
How many people live in Chattooga County, Georgia?
The Census Bureau estimates 25,306 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 25,036, in 9,154 households, ranking 77th of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Chattooga County's population growing?
The population has grown 1.34 percent since the 2020 census base of 24,971, to 25,306 on July 1, 2024. In 2024 there were 257 births against 400 deaths, with net migration of 272. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Chattooga County?
$50,285. The median owner-occupied home is valued at $115,600, which is 2.3 times income, and median gross rent is $790 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Chattooga County?
319 establishments, employing 4,462 people with an annual payroll of $163.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Chattooga County?
Manufacturing is the largest private sector at 1,377 jobs, 27.6 percent of covered employment. Covered employment averages 4,989 jobs at an average annual pay of $43,955, or $845 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Chattooga County?
12 7(a) approvals totaling $8.3 m since FY2020, across 8 lenders, with a median approval of $455,500. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Chattooga County?
2 housing units were authorized by permit in 2024, with a declared construction value of $506,434. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Chattooga County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Chattooga County come from?
The largest single origin is Walker County, with 101 households. Arriving households report an average income of $53,099 against $44,749 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Chattooga County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Chattooga County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Chattooga County
Cities and places in Chattooga.
4 Census places lie wholly or partly in Chattooga County. All 4 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Summerville | city | 4,408 | 7 | Wholly in this county |
| Trion | town | 2,033 | 1 | Wholly in this county |
| Menlo | city | 620 | 2 | Wholly in this county |
| Lyerly | town | 525 | 2 | Wholly in this county |
Nearby