HomeGeorgiaChattooga CountySummerville city
Summerville city, Georgia: commercial real estate data.
Summerville city is a Census city of 4,408 people across 4.02 square miles of land, in Chattooga County. Median household income is $32,662, 42.6 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $4.6 m.
70 sourced place values · tier FULL · 8 sections
Summerville
What Summerville is
- Census place typecity
- Land area4.02 sq mi
- Water area0 sq mi
- Population per square mile of land1,097
- County holding the largest share of its areaChattooga County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Summerville
How many people live in Summerville
- Population4,408
- Median age45.2
- Population under 18939 plus or minus 250
- Share under 1821.3 percent plus or minus 5.7
- Population 65 and over977 plus or minus 208
- Share 65 and over22.2 percent plus or minus 4.7
- Households1,999
- Family households1,057
- Share of households that are families52.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Summerville
Income and work in Summerville
- Median household income$32,662
- Per capita income$22,396
- Civilian labor force1,603
- Employed1,540
- Unemployed63 plus or minus 74
- Unemployment rate3.9 percent plus or minus 4.6
- Adults 25 and over3,047
- Adults 25 and over with a high school diploma or higher69.0 percent
- Adults 25 and over with a bachelor degree or higher6.5 percent plus or minus 3.0
- Adults 25 and over with a graduate degree4.0 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Summerville
Housing in Summerville
- Housing units2,305
- Occupied units1,999
- Vacant units306 plus or minus 120
- Vacancy rate13.3 percent plus or minus 5.1
- Owner occupied852 plus or minus 170
- Renter occupied1,147 plus or minus 266
- Ownership rate42.6 percent
- Median owner-occupied home value$99,000 plus or minus $35,050
- Median gross rent, monthly$593 plus or minus $144
- Annual rent as a share of median income21.8 percent plus or minus 6.7
- Single family units1,409
- Share single family61.1 percent
- Units in buildings of two or more639 plus or minus 229
- Share in buildings of two or more27.7 percent plus or minus 9.6
- Mobile homes257 plus or minus 132
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Summerville
How Summerville gets to work
- Workers 16 and over who commute1,483
- Commuting under 15 minutes402 plus or minus 167
- Share commuting under 15 minutes27.1 percent plus or minus 10.5
- Commuting 30 minutes or more643 plus or minus 200
- Share commuting 30 minutes or more43.4 percent plus or minus 11.8
- Drove alone92.5 percent plus or minus 20.0
- Carpooled3.7 percent plus or minus 3.1
- Public transport0.9 percent plus or minus 1.7
- Walked1.5 percent plus or minus 1.8
- Worked from home1.3 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Summerville
SBA 7(a) lending to Summerville borrowers
- Approvals7
- Gross approval$4,581,000
- Average approval$654,429
- Median approval$400,000
- Ninetieth percentile approval$2,331,000
- Largest approval$2,331,000
- Jobs supported52
- Jobs per approval7.4
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term240 months
- Share on real estate terms of 20 years or more71.4 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS6
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Summerville
Flood programme status in Summerville
- Listed NFIP communities1
- Of those, participating1
- NFIP community number130037
- Currently effective map date09/26/08(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Chattooga County, not Summerville
Chattooga County context, not Summerville figures
These are Chattooga County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Summerville measurements.
- Establishments in Chattooga County319
- Employment at those establishments, Chattooga County4,462
- Covered employment, Chattooga County4,989
- Average annual pay, Chattooga County$43,955
- Average weekly wage, Chattooga County$845
- Housing units permitted, Chattooga County2
- Of those, single family, Chattooga County2
- County product, 2024, Chattooga County$735,667,000
- County product change over the prior year, Chattooga County11.4 percent
- Average income of an arriving household, Chattooga County$53,099
Every figure in this section is published for Chattooga County as a whole and is not a measurement of Summerville. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Summerville questions, answered from the record.
How many people live in Summerville, Georgia?
4,408, in 1,999 households. Summerville city covers 4.02 square miles of land, which is 1,097 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Summerville in?
Chattooga County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Summerville?
$32,662. The median owner-occupied home is valued at $99,000. Median gross rent is $593 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Summerville businesses?
7 7(a) approvals totalling $4.6 m, across 5 lenders, median approval $400,000. These count approvals to borrowers whose address is in Summerville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Summerville borrowers get paid back?
No rate is published for Summerville. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Summerville in the National Flood Insurance Program?
Yes. Summerville appears in the FEMA Community Status Book as community 130037, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Summerville figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chattooga County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Summerville.
Is zoning published for Summerville?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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