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Bowman, Georgia: commercial real estate data.

Bowman is a Census city of 804 people across 3.12 square miles of land, in Elbert County. Median household income is $40,625, 66.3 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $2.2 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Bowman

What Bowman is

  • Census place typecity
  • Land area3.12 sq mi
  • Water area0.02 sq mi
  • Population per square mile of land258 plus or minus 83
  • County holding the largest share of its areaElbert County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bowman

How many people live in Bowman

  • Population804 plus or minus 258
  • Median age51.3 plus or minus 10.6
  • Population under 18117 plus or minus 47
  • Share under 1814.6 percent plus or minus 3.5
  • Population 65 and over188 plus or minus 59
  • Share 65 and over23.4 percent plus or minus 10.5
  • Households407 plus or minus 134
  • Family households208 plus or minus 71
  • Share of households that are families51.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bowman

Income and work in Bowman

  • Median household income$40,625 plus or minus $30,238
  • Per capita income$27,140
  • Civilian labor force329 plus or minus 139
  • Employed299 plus or minus 136
  • Unemployed30 plus or minus 28
  • Unemployment rate9.1 percent plus or minus 7.6
  • Adults 25 and over660 plus or minus 201
  • Adults 25 and over with a high school diploma or higher85.6 percent plus or minus 34.1
  • Adults 25 and over with a bachelor degree or higher16.8 percent plus or minus 6.1
  • Adults 25 and over with a graduate degree5.8 percent plus or minus 3.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bowman

Housing in Bowman

  • Housing units440 plus or minus 134
  • Occupied units407 plus or minus 134
  • Vacant units33 plus or minus 30
  • Vacancy rate7.5 percent plus or minus 6.4
  • Owner occupied270 plus or minus 83
  • Renter occupied137 plus or minus 91
  • Ownership rate66.3 percent plus or minus 29.9
  • Median owner-occupied home value$99,000 plus or minus $22,898
  • Median gross rent, monthly$712
  • Annual rent as a share of median income21.0 percent plus or minus 16.0
  • Single family units243 plus or minus 69
  • Share single family55.2 percent plus or minus 23.0
  • Units in buildings of two or more112 plus or minus 87
  • Share in buildings of two or more25.5 percent plus or minus 18.2
  • Mobile homes85 plus or minus 49
  • Median year structure built1980

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bowman

How Bowman gets to work

  • Workers 16 and over who commute284 plus or minus 128
  • Commuting under 15 minutes76 plus or minus 36
  • Share commuting under 15 minutes26.8 percent
  • Commuting 30 minutes or more117 plus or minus 61
  • Share commuting 30 minutes or more41.2 percent plus or minus 10.9
  • Drove alone92.6 percent plus or minus 59.9
  • Carpooled3.4 percent plus or minus 3.4
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home4.1 percent plus or minus 4.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bowman

SBA loans in Bowman (7(a))

  • Approvals1
  • Gross approval$2,215,000
  • Average approval$2,215,000
  • Median approval$2,215,000
  • Largest approval$2,215,000
  • Jobs supported3
  • Jobs per approval3.0
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term240 months
  • Share on real estate terms of 20 years or more100.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

Counted by borrower city: approvals to borrowers whose address is in Bowman, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Bowman

Flood risk in Bowman

  • NFIP communityCity of Bowman
  • NFIP community number130428
  • Participating in the NFIPNo
  • Community Rating System classNone
  • Currently effective map date07/06/10

The City of Bowman does not participate in the National Flood Insurance Program as community 130428 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Elbert County, not Bowman

Elbert County context, not Bowman figures

  • Establishments in Elbert County448
  • Covered employment, Elbert County6,086
  • Average annual pay, Elbert County$45,565
  • Housing units permitted, Elbert County218

Every figure in this section is published for Elbert County as a whole and is not a measurement of Bowman.

All Elbert County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Bowman questions, answered from the record.

How many people live in Bowman, Georgia?

804, in 407 households. Bowman city covers 3.12 square miles of land, which is 258 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Bowman in?

Elbert County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Bowman?

$40,625. The median owner-occupied home is valued at $99,000. Median gross rent is $712 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Bowman businesses?

1 7(a) approvals totaling $2.2 m since FY2020, across 1 lenders, median approval $2,215,000. These count approvals to borrowers whose address is in Bowman, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Bowman borrowers get paid back?

No rate is published for Bowman. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Bowman in the National Flood Insurance Program?

No, it is listed but not participating. Bowman appears in the FEMA Community Status Book as Bowman, city of, community 130428, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Bowman figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Elbert County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bowman.

Is zoning published for Bowman?

No. Nothing on this page presents parcel level zoning.