HomeGeorgiaElbert CountyElberton city
Elberton city, Georgia: commercial real estate data.
Elberton city is a Census city of 4,720 people across 4.81 square miles of land, in Elbert County. Median household income is $50,059, 50.7 percent of occupied homes are owned, and the SBA record carries 19 7(a) approvals to borrowers here worth $16.7 m.
80 sourced place values · tier FULL · 9 sections
Elberton
What Elberton is
- Census place typecity
- Land area4.81 sq mi
- Water area0.03 sq mi
- Population per square mile of land981
- County holding the largest share of its areaElbert County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elberton
How many people live in Elberton
- Population4,720
- Median age39.8
- Population under 181,292
- Share under 1827.4 percent
- Population 65 and over895 plus or minus 194
- Share 65 and over19.0 percent plus or minus 4.1
- Households1,945
- Family households1,104
- Share of households that are families56.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elberton
Income and work in Elberton
- Median household income$50,059
- Per capita income$28,097
- Civilian labor force2,168
- Employed2,084
- Unemployed84 plus or minus 63
- Unemployment rate3.9 percent plus or minus 2.9
- Adults 25 and over3,056
- Adults 25 and over with a high school diploma or higher89.5 percent
- Adults 25 and over with a bachelor degree or higher17.6 percent plus or minus 5.5
- Adults 25 and over with a graduate degree5.7 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elberton
Housing in Elberton
- Housing units2,143
- Occupied units1,945
- Vacant units198 plus or minus 102
- Vacancy rate9.2 percent plus or minus 4.7
- Owner occupied987
- Renter occupied958 plus or minus 209
- Ownership rate50.7 percent
- Median owner-occupied home value$114,900 plus or minus $24,373
- Median gross rent, monthly$916 plus or minus $258
- Annual rent as a share of median income22.0 percent plus or minus 7.6
- Single family units1,502
- Share single family70.1 percent
- Units in buildings of two or more458 plus or minus 163
- Share in buildings of two or more21.4 percent plus or minus 7.3
- Mobile homes183 plus or minus 95
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elberton
How Elberton gets to work
- Workers 16 and over who commute1,889
- Commuting under 15 minutes1,109 plus or minus 257
- Share commuting under 15 minutes58.7 percent
- Commuting 30 minutes or more630 plus or minus 225
- Share commuting 30 minutes or more33.4 percent plus or minus 10.8
- Drove alone81.5 percent
- Carpooled12.6 percent plus or minus 6.7
- Public transport0.0 percent
- Walked0.6 percent plus or minus 1.0
- Worked from home5.3 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elberton
SBA 7(a) lending to Elberton borrowers
- Approvals19
- Gross approval$16,726,700
- Average approval$880,353
- Median approval$584,000
- Ninetieth percentile approval$2,000,000
- Largest approval$4,658,000
- Jobs supported162
- Jobs per approval8.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term186 months
- Share on real estate terms of 20 years or more47.4 percent
- Share to franchises21.1 percent
- Distinct lenders16
- Distinct industries by NAICS15
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Elberton
SBA 504 lending to Elberton borrowers
- Approvals1
- Gross approval$314,000
- Average approval$314,000
- Median approval$314,000
- Largest approval$314,000
- Jobs supported15
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Elberton
Flood programme status in Elberton
- Listed NFIP communities1
- Of those, participating1
- NFIP community number130077
- Currently effective map date07/06/10(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Elbert County, not Elberton
Elbert County context, not Elberton figures
These are Elbert County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Elberton measurements.
- Establishments in Elbert County448
- Employment at those establishments, Elbert County4,908
- Covered employment, Elbert County6,086
- Average annual pay, Elbert County$45,565
- Average weekly wage, Elbert County$876
- Housing units permitted, Elbert County218
- Of those, single family, Elbert County208
- County product, 2024, Elbert County$998,218,000
- County product change over the prior year, Elbert County12.6 percent
- Average income of an arriving household, Elbert County$43,804
Every figure in this section is published for Elbert County as a whole and is not a measurement of Elberton. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Elberton questions, answered from the record.
How many people live in Elberton, Georgia?
4,720, in 1,945 households. Elberton city covers 4.81 square miles of land, which is 981 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Elberton in?
Elbert County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Elberton?
$50,059. The median owner-occupied home is valued at $114,900. Median gross rent is $916 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Elberton businesses?
19 7(a) approvals totalling $16.7 m, across 16 lenders, median approval $584,000, plus 1 504 approvals worth $314,000. These count approvals to borrowers whose address is in Elberton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Elberton borrowers get paid back?
No rate is published for Elberton. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Elberton in the National Flood Insurance Program?
Yes. Elberton appears in the FEMA Community Status Book as community 130077, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Elberton figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Elbert County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Elberton.
Is zoning published for Elberton?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.