HomeGeorgiaElbert CountyElberton
Elberton, Georgia: commercial real estate data.
Elberton is a Census city of 4,720 people across 4.81 square miles of land, in Elbert County. Median household income is $50,059, 50.7 percent of occupied homes are owned, and the SBA record carries 19 7(a) approvals to borrowers here worth $16.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Elberton
What Elberton is
- Census place typecity
- Land area4.81 sq mi
- Water area0.03 sq mi
- Population per square mile of land981
- County holding the largest share of its areaElbert County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elberton
How many people live in Elberton
- Population4,720
- Median age39.8
- Population under 181,292
- Share under 1827.4 percent
- Population 65 and over895 plus or minus 194
- Share 65 and over19.0 percent plus or minus 4.1
- Households1,945
- Family households1,104
- Share of households that are families56.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elberton
Income and work in Elberton
- Median household income$50,059
- Per capita income$28,097
- Civilian labor force2,168
- Employed2,084
- Unemployed84 plus or minus 63
- Unemployment rate3.9 percent plus or minus 2.9
- Adults 25 and over3,056
- Adults 25 and over with a high school diploma or higher89.5 percent
- Adults 25 and over with a bachelor degree or higher17.6 percent plus or minus 5.5
- Adults 25 and over with a graduate degree5.7 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elberton
Housing in Elberton
- Housing units2,143
- Occupied units1,945
- Vacant units198 plus or minus 102
- Vacancy rate9.2 percent plus or minus 4.7
- Owner occupied987
- Renter occupied958 plus or minus 209
- Ownership rate50.7 percent
- Median owner-occupied home value$114,900 plus or minus $24,373
- Median gross rent, monthly$916 plus or minus $258
- Annual rent as a share of median income22.0 percent plus or minus 7.6
- Single family units1,502
- Share single family70.1 percent
- Units in buildings of two or more458 plus or minus 163
- Share in buildings of two or more21.4 percent plus or minus 7.3
- Mobile homes183 plus or minus 95
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elberton
How Elberton gets to work
- Workers 16 and over who commute1,889
- Commuting under 15 minutes1,109 plus or minus 257
- Share commuting under 15 minutes58.7 percent
- Commuting 30 minutes or more630 plus or minus 225
- Share commuting 30 minutes or more33.4 percent plus or minus 10.8
- Drove alone81.5 percent
- Carpooled12.6 percent plus or minus 6.7
- Public transport0.0 percent
- Walked0.6 percent plus or minus 1.0
- Worked from home5.3 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elberton
SBA loans in Elberton (7(a))
- Approvals19
- Gross approval$16,726,700
- Average approval$880,353
- Median approval$584,000
- Largest approval$4,658,000
- Jobs supported162
- Jobs per approval8.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term186 months
- Share on real estate terms of 20 years or more47.4 percent
- Share to franchises21.1 percent
- Distinct lenders16
- Distinct industries by NAICS15
Counted by borrower city: approvals to borrowers whose address is in Elberton, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Elberton
SBA loans in Elberton (504)
- Approvals1
- Gross approval$314,000
- Average approval$314,000
- Median approval$314,000
- Largest approval$314,000
- Jobs supported15
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Elberton, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Elberton
Flood risk in Elberton
- NFIP communityCity of Elberton
- NFIP community number130077
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/06/10(M)
The City of Elberton participates in the National Flood Insurance Program as community 130077 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Elbert County, not Elberton
Elbert County context, not Elberton figures
- Establishments in Elbert County448
- Covered employment, Elbert County6,086
- Average annual pay, Elbert County$45,565
- Housing units permitted, Elbert County218
Every figure in this section is published for Elbert County as a whole and is not a measurement of Elberton.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Elberton questions, answered from the record.
How many people live in Elberton, Georgia?
4,720, in 1,945 households. Elberton city covers 4.81 square miles of land, which is 981 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Elberton in?
Elbert County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Elberton?
$50,059. The median owner-occupied home is valued at $114,900. Median gross rent is $916 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Elberton businesses?
19 7(a) approvals totaling $16.7 m since FY2020, across 16 lenders, median approval $584,000, plus 1 504 approvals worth $314,000 since FY2010. These count approvals to borrowers whose address is in Elberton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Elberton borrowers get paid back?
No rate is published for Elberton. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Elberton in the National Flood Insurance Program?
Yes. Elberton appears in the FEMA Community Status Book as Elberton, city of, community 130077, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Elberton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Elbert County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Elberton.
Is zoning published for Elberton?
No. Nothing on this page presents parcel level zoning.