HomeGeorgiaEmanuel CountySwainsboro
Swainsboro, Georgia: commercial real estate data.
Swainsboro is a Census city of 7,571 people across 12.58 square miles of land, in Emanuel County. Median household income is $49,750, 44.8 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $6.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Swainsboro
What Swainsboro is
- Census place typecity
- Land area12.58 sq mi
- Water area0.36 sq mi
- Population per square mile of land602
- County holding the largest share of its areaEmanuel County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swainsboro
How many people live in Swainsboro
- Population7,571
- Median age32.5
- Population under 182,260
- Share under 1829.9 percent
- Population 65 and over990
- Share 65 and over13.1 percent
- Households2,550
- Family households1,766
- Share of households that are families69.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swainsboro
Income and work in Swainsboro
- Median household income$49,750 plus or minus $12,350
- Per capita income$23,879 plus or minus $6,032
- Civilian labor force3,185
- Employed2,744
- Unemployed441 plus or minus 173
- Unemployment rate13.8 percent plus or minus 5.3
- Adults 25 and over4,601
- Adults 25 and over with a high school diploma or higher85.0 percent
- Adults 25 and over with a bachelor degree or higher13.3 percent plus or minus 3.5
- Adults 25 and over with a graduate degree5.7 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swainsboro
Housing in Swainsboro
- Housing units3,099
- Occupied units2,550
- Vacant units549 plus or minus 207
- Vacancy rate17.7 percent plus or minus 6.5
- Owner occupied1,142
- Renter occupied1,408
- Ownership rate44.8 percent
- Median owner-occupied home value$109,300
- Median gross rent, monthly$836
- Annual rent as a share of median income20.2 percent plus or minus 5.5
- Single family units2,242
- Share single family72.3 percent
- Units in buildings of two or more730 plus or minus 247
- Share in buildings of two or more23.6 percent plus or minus 7.7
- Mobile homes127 plus or minus 96
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swainsboro
How Swainsboro gets to work
- Workers 16 and over who commute2,400
- Commuting under 15 minutes1,133 plus or minus 321
- Share commuting under 15 minutes47.2 percent plus or minus 11.6
- Commuting 30 minutes or more753 plus or minus 244
- Share commuting 30 minutes or more31.4 percent plus or minus 9.2
- Drove alone71.2 percent
- Carpooled12.4 percent plus or minus 7.1
- Public transport0.0 percent
- Walked3.7 percent plus or minus 4.2
- Worked from home9.1 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swainsboro
SBA loans in Swainsboro (7(a))
- Approvals5
- Gross approval$6,276,700
- Average approval$1,255,340
- Median approval$985,000
- Largest approval$2,000,000
- Jobs supported166
- Jobs per approval33.2
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term244 months
- Share on real estate terms of 20 years or more60.0 percent
- Share to franchises20.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Swainsboro, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Swainsboro
Flood risk in Swainsboro
- NFIP communityCity of Swainsboro
- NFIP community number130229
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/17/10
The City of Swainsboro participates in the National Flood Insurance Program as community 130229 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Emanuel County, not Swainsboro
Emanuel County context, not Swainsboro figures
- Establishments in Emanuel County413
- Covered employment, Emanuel County7,062
- Average annual pay, Emanuel County$45,582
- Housing units permitted, Emanuel County82
Every figure in this section is published for Emanuel County as a whole and is not a measurement of Swainsboro.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Swainsboro questions, answered from the record.
How many people live in Swainsboro, Georgia?
7,571, in 2,550 households. Swainsboro city covers 12.58 square miles of land, which is 602 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Swainsboro in?
Emanuel County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Swainsboro?
$49,750. The median owner-occupied home is valued at $109,300. Median gross rent is $836 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Swainsboro businesses?
5 7(a) approvals totaling $6.3 m since FY2020, across 4 lenders, median approval $985,000. These count approvals to borrowers whose address is in Swainsboro, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Swainsboro borrowers get paid back?
No rate is published for Swainsboro. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Swainsboro in the National Flood Insurance Program?
Yes. Swainsboro appears in the FEMA Community Status Book as Swainsboro, city of, community 130229, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Swainsboro figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Emanuel County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Swainsboro.
Is zoning published for Swainsboro?
No. Nothing on this page presents parcel level zoning.
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