HomeGeorgiaEmanuel CountySwainsboro city
Swainsboro city, Georgia: commercial real estate data.
Swainsboro city is a Census city of 7,571 people across 12.58 square miles of land, in Emanuel County. Median household income is $49,750, 44.8 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $6.3 m.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Swainsboro
What Swainsboro is
- Census place typecity
- Land area12.58 sq mi
- Water area0.36 sq mi
- Population per square mile of land602
- County holding the largest share of its areaEmanuel County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swainsboro
How many people live in Swainsboro
- Population7,571
- Median age32.5
- Population under 182,260
- Share under 1829.9 percent
- Population 65 and over990
- Share 65 and over13.1 percent
- Households2,550
- Family households1,766
- Share of households that are families69.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swainsboro
Income and work in Swainsboro
- Median household income$49,750 plus or minus $12,350
- Per capita income$23,879 plus or minus $6,032
- Civilian labor force3,185
- Employed2,744
- Unemployed441 plus or minus 173
- Unemployment rate13.8 percent plus or minus 5.3
- Adults 25 and over4,601
- Adults 25 and over with a high school diploma or higher85.0 percent
- Adults 25 and over with a bachelor degree or higher13.3 percent plus or minus 3.5
- Adults 25 and over with a graduate degree5.7 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swainsboro
Housing in Swainsboro
- Housing units3,099
- Occupied units2,550
- Vacant units549 plus or minus 207
- Vacancy rate17.7 percent plus or minus 6.5
- Owner occupied1,142
- Renter occupied1,408
- Ownership rate44.8 percent
- Median owner-occupied home value$109,300
- Median gross rent, monthly$836
- Annual rent as a share of median income20.2 percent plus or minus 5.5
- Single family units2,242
- Share single family72.3 percent
- Units in buildings of two or more730 plus or minus 247
- Share in buildings of two or more23.6 percent plus or minus 7.7
- Mobile homes127 plus or minus 96
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swainsboro
How Swainsboro gets to work
- Workers 16 and over who commute2,400
- Commuting under 15 minutes1,133 plus or minus 321
- Share commuting under 15 minutes47.2 percent plus or minus 11.6
- Commuting 30 minutes or more753 plus or minus 244
- Share commuting 30 minutes or more31.4 percent plus or minus 9.2
- Drove alone71.2 percent
- Carpooled12.4 percent plus or minus 7.1
- Public transport0.0 percent
- Walked3.7 percent plus or minus 4.2
- Worked from home9.1 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swainsboro
SBA loans in Swainsboro (7(a))
- Approvals5
- Gross approval$6,276,700
- Average approval$1,255,340
- Median approval$985,000
- Ninetieth percentile approval$2,000,000
- Largest approval$2,000,000
- Jobs supported166
- Jobs per approval33.2
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term244 months
- Share on real estate terms of 20 years or more60.0 percent
- Share to franchises20.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Swainsboro
Flood risk in Swainsboro
- Listed NFIP communities1
- Of those, participating1
- NFIP community number130229
- Currently effective map date12/17/10
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Emanuel County, not Swainsboro
Emanuel County context, not Swainsboro figures
These are Emanuel County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Swainsboro measurements.
- Establishments in Emanuel County413
- Employment at those establishments, Emanuel County5,792
- Covered employment, Emanuel County7,062
- Average annual pay, Emanuel County$45,582
- Average weekly wage, Emanuel County$877
- Housing units permitted, Emanuel County82
- Of those, single family, Emanuel County82
- County product, 2024, Emanuel County$995,757,000
- County product change over the prior year, Emanuel County3.9 percent
- Average income of an arriving household, Emanuel County$40,429
Every figure in this section is published for Emanuel County as a whole and is not a measurement of Swainsboro. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Swainsboro questions, answered from the record.
How many people live in Swainsboro, Georgia?
7,571, in 2,550 households. Swainsboro city covers 12.58 square miles of land, which is 602 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Swainsboro in?
Emanuel County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Swainsboro?
$49,750. The median owner-occupied home is valued at $109,300. Median gross rent is $836 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Swainsboro businesses?
5 7(a) approvals totalling $6.3 m, across 4 lenders, median approval $985,000. These count approvals to borrowers whose address is in Swainsboro, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Swainsboro borrowers get paid back?
No rate is published for Swainsboro. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Swainsboro in the National Flood Insurance Program?
Yes. Swainsboro appears in the FEMA Community Status Book as community 130229, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Swainsboro figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Emanuel County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Swainsboro.
Is zoning published for Swainsboro?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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