HomeGeorgiaFloyd CountyCave Spring
Cave Spring, Georgia: commercial real estate data.
Cave Spring is a Census city of 1,080 people across 3.67 square miles of land, in Floyd County. Median household income is $50,882, 67.8 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $1.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cave Spring
What Cave Spring is
- Census place typecity
- Land area3.67 sq mi
- Water area0.02 sq mi
- Population per square mile of land295 plus or minus 70
- County holding the largest share of its areaFloyd County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cave Spring
How many people live in Cave Spring
- Population1,080 plus or minus 255
- Median age45.7 plus or minus 12.2
- Population under 18173 plus or minus 78
- Share under 1816.0 percent plus or minus 6.2
- Population 65 and over227 plus or minus 73
- Share 65 and over21.0 percent plus or minus 4.6
- Households428 plus or minus 91
- Family households290 plus or minus 82
- Share of households that are families67.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cave Spring
Income and work in Cave Spring
- Median household income$50,882 plus or minus $17,801
- Per capita income$28,881
- Civilian labor force546 plus or minus 170
- Employed539 plus or minus 168
- Unemployed7 plus or minus 14
- Unemployment rate1.3 percent plus or minus 2.5
- Adults 25 and over797 plus or minus 180
- Adults 25 and over with a high school diploma or higher88.3 percent
- Adults 25 and over with a bachelor degree or higher17.6 percent plus or minus 6.8
- Adults 25 and over with a graduate degree5.6 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cave Spring
Housing in Cave Spring
- Housing units574 plus or minus 127
- Occupied units428 plus or minus 91
- Vacant units146 plus or minus 81
- Vacancy rate25.4 percent plus or minus 12.9
- Owner occupied290 plus or minus 82
- Renter occupied138 plus or minus 61
- Ownership rate67.8 percent
- Median owner-occupied home value$152,200 plus or minus $45,401
- Median gross rent, monthly$866 plus or minus $285
- Annual rent as a share of median income20.4 percent plus or minus 9.8
- Single family units445 plus or minus 114
- Share single family77.5 percent
- Units in buildings of two or more113 plus or minus 59
- Share in buildings of two or more19.7 percent plus or minus 9.2
- Mobile homes16 plus or minus 24
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cave Spring
How Cave Spring gets to work
- Workers 16 and over who commute494 plus or minus 151
- Commuting under 15 minutes92 plus or minus 58
- Share commuting under 15 minutes18.6 percent plus or minus 10.3
- Commuting 30 minutes or more324 plus or minus 116
- Share commuting 30 minutes or more65.6 percent
- Drove alone83.9 percent
- Carpooled11.2 percent plus or minus 6.3
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home4.3 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cave Spring
SBA loans in Cave Spring (7(a))
- Approvals3
- Gross approval$1,680,000
- Average approval$560,000
- Median approval$725,000
- Largest approval$780,000
- Jobs supported63
- Jobs per approval21.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Cave Spring, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cave Spring
SBA loans in Cave Spring (504)
- Approvals1
- Gross approval$367,000
- Average approval$367,000
- Median approval$367,000
- Largest approval$367,000
- Jobs supported3
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Cave Spring, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cave Spring
Flood risk in Cave Spring
- NFIP communityCity of Cave Spring
- NFIP community number130080
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/25/09
The City of Cave Spring participates in the National Flood Insurance Program as community 130080 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Floyd County, not Cave Spring
Floyd County context, not Cave Spring figures
- Establishments in Floyd County2,128
- Covered employment, Floyd County43,894
- Average annual pay, Floyd County$49,770
- Housing units permitted, Floyd County355
Every figure in this section is published for Floyd County as a whole and is not a measurement of Cave Spring.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cave Spring questions, answered from the record.
How many people live in Cave Spring, Georgia?
1,080, in 428 households. Cave Spring city covers 3.67 square miles of land, which is 295 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cave Spring in?
Floyd County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cave Spring?
$50,882. The median owner-occupied home is valued at $152,200. Median gross rent is $866 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cave Spring businesses?
3 7(a) approvals totaling $1.7 m since FY2020, across 3 lenders, median approval $725,000, plus 1 504 approvals worth $367,000 since FY2010. These count approvals to borrowers whose address is in Cave Spring, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cave Spring borrowers get paid back?
No rate is published for Cave Spring. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cave Spring in the National Flood Insurance Program?
Yes. Cave Spring appears in the FEMA Community Status Book as Cave Spring, city of, community 130080, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cave Spring figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Floyd County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cave Spring.
Is zoning published for Cave Spring?
No. Nothing on this page presents parcel level zoning.
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