HomeGeorgiaFloyd CountyRome city
Rome city, Georgia: commercial real estate data.
Rome city is a Census city of 38,189 people across 31.84 square miles of land, in Floyd County. Median household income is $54,435, 49.2 percent of occupied homes are owned, and the SBA record carries 44 7(a) approvals to borrowers here worth $39.7 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Rome
What Rome is
- Census place typecity
- Land area31.84 sq mi
- Water area0.76 sq mi
- Population per square mile of land1,199
- County holding the largest share of its areaFloyd County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rome
How many people live in Rome
- Population38,189
- Median age37.1
- Population under 189,080
- Share under 1823.8 percent
- Population 65 and over6,259
- Share 65 and over16.4 percent
- Households14,983
- Family households8,857
- Share of households that are families59.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rome
Income and work in Rome
- Median household income$54,435
- Per capita income$33,560
- Civilian labor force17,237
- Employed16,228
- Unemployed1,009 plus or minus 267
- Unemployment rate5.9 percent plus or minus 1.5
- Adults 25 and over25,277
- Adults 25 and over with a high school diploma or higher82.2 percent
- Adults 25 and over with a bachelor degree or higher28.4 percent
- Adults 25 and over with a graduate degree12.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rome
Housing in Rome
- Housing units16,566
- Occupied units14,983
- Vacant units1,583
- Vacancy rate9.6 percent
- Owner occupied7,369
- Renter occupied7,614
- Ownership rate49.2 percent
- Median owner-occupied home value$234,300
- Median gross rent, monthly$1,032
- Annual rent as a share of median income22.8 percent
- Single family units11,057
- Share single family66.7 percent
- Units in buildings of two or more5,355
- Share in buildings of two or more32.3 percent
- Mobile homes154 plus or minus 86
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rome
How Rome gets to work
- Workers 16 and over who commute14,224
- Commuting under 15 minutes5,614
- Share commuting under 15 minutes39.5 percent
- Commuting 30 minutes or more3,492
- Share commuting 30 minutes or more24.6 percent
- Drove alone71.6 percent
- Carpooled13.5 percent
- Public transport0.2 percent plus or minus 0.1
- Walked3.5 percent plus or minus 2.1
- Worked from home8.9 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rome
SBA loans in Rome (7(a))
- Approvals44
- Gross approval$39,711,200
- Average approval$902,527
- Median approval$638,000
- Ninetieth percentile approval$2,336,000
- Largest approval$3,938,000
- Jobs supported699
- Jobs per approval15.9
- Loans with a final outcome9
- Paid in full9
- Charged off0
- Median term123 months
- Share on real estate terms of 20 years or more34.1 percent
- Share to franchises34.1 percent
- Distinct lenders28
- Distinct industries by NAICS25
A charge-off rate is not published here. only 9 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rome
SBA loans in Rome (504)
- Approvals11
- Gross approval$10,308,000
- Average approval$937,091
- Median approval$657,000
- Largest approval$2,726,000
- Jobs supported75
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Rome
Flood risk in Rome
- Listed NFIP communities1
- Of those, participating1
- NFIP community number130081
- Currently effective map date06/07/19
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Floyd County, not Rome
Floyd County context, not Rome figures
These are Floyd County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Rome measurements.
- Establishments in Floyd County2,128
- Employment at those establishments, Floyd County39,783
- Covered employment, Floyd County43,894
- Average annual pay, Floyd County$49,770
- Average weekly wage, Floyd County$957
- Housing units permitted, Floyd County355
- Of those, single family, Floyd County355
- County product, 2024, Floyd County$5,686,541,000
- County product change over the prior year, Floyd County4.1 percent
- Average income of an arriving household, Floyd County$57,733
Every figure in this section is published for Floyd County as a whole and is not a measurement of Rome. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Rome questions, answered from the record.
How many people live in Rome, Georgia?
38,189, in 14,983 households. Rome city covers 31.84 square miles of land, which is 1,199 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rome in?
Floyd County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rome?
$54,435. The median owner-occupied home is valued at $234,300. Median gross rent is $1,032 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rome businesses?
44 7(a) approvals totalling $39.7 m, across 28 lenders, median approval $638,000, plus 11 504 approvals worth $10.3 m. These count approvals to borrowers whose address is in Rome, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rome borrowers get paid back?
No rate is published for Rome. only 9 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Rome in the National Flood Insurance Program?
Yes. Rome appears in the FEMA Community Status Book as community 130081, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Rome figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Floyd County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rome.
Is zoning published for Rome?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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