HomeGeorgiaHabersham CountyClarkesville
Clarkesville, Georgia: commercial real estate data.
Clarkesville is a Census city of 1,959 people across 2.46 square miles of land, in Habersham County. Median household income is $73,798, 66.5 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $3.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Clarkesville
What Clarkesville is
- Census place typecity
- Land area2.46 sq mi
- Water area0.03 sq mi
- Population per square mile of land797
- County holding the largest share of its areaHabersham County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clarkesville
How many people live in Clarkesville
- Population1,959
- Median age46.9 plus or minus 14.1
- Population under 18370 plus or minus 106
- Share under 1818.9 percent plus or minus 4.1
- Population 65 and over692 plus or minus 163
- Share 65 and over35.3 percent
- Households837 plus or minus 177
- Family households502 plus or minus 117
- Share of households that are families60.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clarkesville
Income and work in Clarkesville
- Median household income$73,798
- Per capita income$34,269
- Civilian labor force685 plus or minus 169
- Employed680 plus or minus 169
- Unemployed5 plus or minus 7
- Unemployment rate0.7 percent plus or minus 1.0
- Adults 25 and over1,525
- Adults 25 and over with a high school diploma or higher89.0 percent plus or minus 21.0
- Adults 25 and over with a bachelor degree or higher30.2 percent plus or minus 7.1
- Adults 25 and over with a graduate degree19.3 percent plus or minus 7.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clarkesville
Housing in Clarkesville
- Housing units906
- Occupied units837 plus or minus 177
- Vacant units69 plus or minus 44
- Vacancy rate7.6 percent plus or minus 4.6
- Owner occupied557 plus or minus 148
- Renter occupied280 plus or minus 91
- Ownership rate66.5 percent
- Median owner-occupied home value$254,700 plus or minus $57,250
- Median gross rent, monthly$1,271
- Annual rent as a share of median income20.7 percent plus or minus 4.8
- Single family units709 plus or minus 160
- Share single family78.3 percent
- Units in buildings of two or more192 plus or minus 75
- Share in buildings of two or more21.2 percent plus or minus 7.2
- Mobile homes5 plus or minus 8
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clarkesville
How Clarkesville gets to work
- Workers 16 and over who commute640 plus or minus 164
- Commuting under 15 minutes301 plus or minus 98
- Share commuting under 15 minutes47.0 percent
- Commuting 30 minutes or more171 plus or minus 62
- Share commuting 30 minutes or more26.7 percent plus or minus 6.9
- Drove alone78.0 percent
- Carpooled16.9 percent plus or minus 8.9
- Public transport0.3 percent plus or minus 0.6
- Walked0.9 percent plus or minus 1.8
- Worked from home3.5 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clarkesville
SBA loans in Clarkesville (7(a))
- Approvals7
- Gross approval$3,434,400
- Average approval$490,629
- Median approval$357,000
- Largest approval$1,340,000
- Jobs supported39
- Jobs per approval5.6
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more42.9 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Clarkesville, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Clarkesville
SBA loans in Clarkesville (504)
- Approvals4
- Gross approval$2,375,000
- Average approval$593,750
- Median approval$564,000
- Largest approval$885,000
- Jobs supported30
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Clarkesville, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Clarkesville
Flood risk in Clarkesville
- NFIP communityCity of Clarkesville
- NFIP community number130103
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/05/18
The City of Clarkesville participates in the National Flood Insurance Program as community 130103 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Habersham County, not Clarkesville
Habersham County context, not Clarkesville figures
- Establishments in Habersham County951
- Covered employment, Habersham County15,000
- Average annual pay, Habersham County$48,929
- Housing units permitted, Habersham County241
Every figure in this section is published for Habersham County as a whole and is not a measurement of Clarkesville.
All Habersham County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Clarkesville questions, answered from the record.
How many people live in Clarkesville, Georgia?
1,959, in 837 households. Clarkesville city covers 2.46 square miles of land, which is 797 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Clarkesville in?
Habersham County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Clarkesville?
$73,798. The median owner-occupied home is valued at $254,700. Median gross rent is $1,271 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Clarkesville businesses?
7 7(a) approvals totaling $3.4 m since FY2020, across 6 lenders, median approval $357,000, plus 4 504 approvals worth $2.4 m since FY2010. These count approvals to borrowers whose address is in Clarkesville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Clarkesville borrowers get paid back?
No rate is published for Clarkesville. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Clarkesville in the National Flood Insurance Program?
Yes. Clarkesville appears in the FEMA Community Status Book as Clarkesville, city of, community 130103, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Clarkesville figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Habersham County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Clarkesville.
Is zoning published for Clarkesville?
No. Nothing on this page presents parcel level zoning.
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