HomeGeorgiaHabersham CountyCornelia
Cornelia, Georgia: commercial real estate data.
Cornelia is a Census city of 4,992 people across 4.15 square miles of land, in Habersham County. Median household income is $39,775, 56.4 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $17.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cornelia
What Cornelia is
- Census place typecity
- Land area4.15 sq mi
- Water area0.05 sq mi
- Population per square mile of land1,203
- County holding the largest share of its areaHabersham County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cornelia
How many people live in Cornelia
- Population4,992
- Median age36.9
- Population under 181,243 plus or minus 315
- Share under 1824.9 percent plus or minus 6.3
- Population 65 and over773 plus or minus 231
- Share 65 and over15.5 percent plus or minus 4.6
- Households1,861
- Family households1,152
- Share of households that are families61.9 percent plus or minus 12.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cornelia
Income and work in Cornelia
- Median household income$39,775 plus or minus $16,688
- Per capita income$27,391 plus or minus $6,306
- Civilian labor force2,142
- Employed2,095
- Unemployed47 plus or minus 50
- Unemployment rate2.2 percent plus or minus 2.3
- Adults 25 and over3,327
- Adults 25 and over with a high school diploma or higher77.1 percent
- Adults 25 and over with a bachelor degree or higher19.1 percent plus or minus 6.6
- Adults 25 and over with a graduate degree5.4 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cornelia
Housing in Cornelia
- Housing units2,025
- Occupied units1,861
- Vacant units164 plus or minus 129
- Vacancy rate8.1 percent plus or minus 6.2
- Owner occupied1,050 plus or minus 253
- Renter occupied811 plus or minus 219
- Ownership rate56.4 percent
- Median owner-occupied home value$231,900
- Median gross rent, monthly$942
- Annual rent as a share of median income28.4 percent plus or minus 12.1
- Single family units1,436
- Share single family70.9 percent
- Units in buildings of two or more511 plus or minus 194
- Share in buildings of two or more25.2 percent plus or minus 8.7
- Mobile homes78 plus or minus 51
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cornelia
How Cornelia gets to work
- Workers 16 and over who commute1,909
- Commuting under 15 minutes682 plus or minus 249
- Share commuting under 15 minutes35.7 percent plus or minus 11.4
- Commuting 30 minutes or more821 plus or minus 248
- Share commuting 30 minutes or more43.0 percent plus or minus 10.5
- Drove alone70.6 percent
- Carpooled20.0 percent plus or minus 8.6
- Public transport0.0 percent
- Walked2.1 percent plus or minus 2.6
- Worked from home7.0 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cornelia
SBA loans in Cornelia (7(a))
- Approvals12
- Gross approval$17,578,000
- Average approval$1,464,833
- Median approval$898,000
- Largest approval$5,000,000
- Jobs supported390
- Jobs per approval32.5
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term231 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises50.0 percent
- Distinct lenders11
- Distinct industries by NAICS8
Counted by borrower city: approvals to borrowers whose address is in Cornelia, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cornelia
SBA loans in Cornelia (504)
- Approvals7
- Gross approval$10,596,000
- Average approval$1,513,714
- Median approval$1,542,000
- Largest approval$4,205,000
- Jobs supported49
- Loans with a final outcome3
- Charged off0
- Median term300 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Cornelia, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cornelia
Flood risk in Cornelia
- NFIP communityCity of Cornelia
- NFIP community number130329
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/05/18
The City of Cornelia participates in the National Flood Insurance Program as community 130329 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Habersham County, not Cornelia
Habersham County context, not Cornelia figures
- Establishments in Habersham County951
- Covered employment, Habersham County15,000
- Average annual pay, Habersham County$48,929
- Housing units permitted, Habersham County241
Every figure in this section is published for Habersham County as a whole and is not a measurement of Cornelia.
All Habersham County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cornelia questions, answered from the record.
How many people live in Cornelia, Georgia?
4,992, in 1,861 households. Cornelia city covers 4.15 square miles of land, which is 1,203 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cornelia in?
Habersham County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cornelia?
$39,775. The median owner-occupied home is valued at $231,900. Median gross rent is $942 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cornelia businesses?
12 7(a) approvals totaling $17.6 m since FY2020, across 11 lenders, median approval $898,000, plus 7 504 approvals worth $10.6 m since FY2010. These count approvals to borrowers whose address is in Cornelia, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cornelia borrowers get paid back?
No rate is published for Cornelia. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cornelia in the National Flood Insurance Program?
Yes. Cornelia appears in the FEMA Community Status Book as Cornelia, city of, community 130329, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cornelia figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Habersham County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cornelia.
Is zoning published for Cornelia?
No. Nothing on this page presents parcel level zoning.
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