HomeGeorgiaHabersham CountyCornelia city
Cornelia city, Georgia: commercial real estate data.
Cornelia city is a Census city of 4,992 people across 4.15 square miles of land, in Habersham County. Median household income is $39,775, 56.4 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $17.6 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Cornelia
What Cornelia is
- Census place typecity
- Land area4.15 sq mi
- Water area0.05 sq mi
- Population per square mile of land1,203
- County holding the largest share of its areaHabersham County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cornelia
How many people live in Cornelia
- Population4,992
- Median age36.9
- Population under 181,243 plus or minus 315
- Share under 1824.9 percent plus or minus 6.3
- Population 65 and over773 plus or minus 231
- Share 65 and over15.5 percent plus or minus 4.6
- Households1,861
- Family households1,152
- Share of households that are families61.9 percent plus or minus 12.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cornelia
Income and work in Cornelia
- Median household income$39,775 plus or minus $16,688
- Per capita income$27,391 plus or minus $6,306
- Civilian labor force2,142
- Employed2,095
- Unemployed47 plus or minus 50
- Unemployment rate2.2 percent plus or minus 2.3
- Adults 25 and over3,327
- Adults 25 and over with a high school diploma or higher77.1 percent
- Adults 25 and over with a bachelor degree or higher19.1 percent plus or minus 6.6
- Adults 25 and over with a graduate degree5.4 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cornelia
Housing in Cornelia
- Housing units2,025
- Occupied units1,861
- Vacant units164 plus or minus 129
- Vacancy rate8.1 percent plus or minus 6.2
- Owner occupied1,050 plus or minus 253
- Renter occupied811 plus or minus 219
- Ownership rate56.4 percent
- Median owner-occupied home value$231,900
- Median gross rent, monthly$942
- Annual rent as a share of median income28.4 percent plus or minus 12.1
- Single family units1,436
- Share single family70.9 percent
- Units in buildings of two or more511 plus or minus 194
- Share in buildings of two or more25.2 percent plus or minus 8.7
- Mobile homes78 plus or minus 51
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cornelia
How Cornelia gets to work
- Workers 16 and over who commute1,909
- Commuting under 15 minutes682 plus or minus 249
- Share commuting under 15 minutes35.7 percent plus or minus 11.4
- Commuting 30 minutes or more821 plus or minus 248
- Share commuting 30 minutes or more43.0 percent plus or minus 10.5
- Drove alone70.6 percent
- Carpooled20.0 percent plus or minus 8.6
- Public transport0.0 percent
- Walked2.1 percent plus or minus 2.6
- Worked from home7.0 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cornelia
SBA loans in Cornelia (7(a))
- Approvals12
- Gross approval$17,578,000
- Average approval$1,464,833
- Median approval$1,246,000
- Ninetieth percentile approval$5,000,000
- Largest approval$5,000,000
- Jobs supported390
- Jobs per approval32.5
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term240 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises50.0 percent
- Distinct lenders11
- Distinct industries by NAICS8
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cornelia
SBA loans in Cornelia (504)
- Approvals7
- Gross approval$10,596,000
- Average approval$1,513,714
- Median approval$1,542,000
- Largest approval$4,205,000
- Jobs supported49
- Loans with a final outcome3
- Charged off0
- Median term300 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cornelia
Flood risk in Cornelia
- Listed NFIP communities1
- Of those, participating1
- NFIP community number130329
- Currently effective map date01/05/18
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Habersham County, not Cornelia
Habersham County context, not Cornelia figures
These are Habersham County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cornelia measurements.
- Establishments in Habersham County951
- Employment at those establishments, Habersham County11,474
- Covered employment, Habersham County15,000
- Average annual pay, Habersham County$48,929
- Average weekly wage, Habersham County$941
- Housing units permitted, Habersham County241
- Of those, single family, Habersham County232
- County product, 2024, Habersham County$2,106,039,000
- County product change over the prior year, Habersham County11.0 percent
- Average income of an arriving household, Habersham County$60,468
Every figure in this section is published for Habersham County as a whole and is not a measurement of Cornelia. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cornelia questions, answered from the record.
How many people live in Cornelia, Georgia?
4,992, in 1,861 households. Cornelia city covers 4.15 square miles of land, which is 1,203 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cornelia in?
Habersham County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cornelia?
$39,775. The median owner-occupied home is valued at $231,900. Median gross rent is $942 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cornelia businesses?
12 7(a) approvals totalling $17.6 m, across 11 lenders, median approval $1,246,000, plus 7 504 approvals worth $10.6 m. These count approvals to borrowers whose address is in Cornelia, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cornelia borrowers get paid back?
No rate is published for Cornelia. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Cornelia in the National Flood Insurance Program?
Yes. Cornelia appears in the FEMA Community Status Book as community 130329, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cornelia figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Habersham County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cornelia.
Is zoning published for Cornelia?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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