HomeGeorgiaJefferson CountyWadley
Wadley, Georgia: commercial real estate data.
Wadley is a Census city of 1,706 people across 4.56 square miles of land, in Jefferson County. Median household income is $37,500, 67.5 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Wadley
What Wadley is
- Census place typecity
- Land area4.56 sq mi
- Water area0.04 sq mi
- Population per square mile of land374 plus or minus 77
- County holding the largest share of its areaJefferson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wadley
How many people live in Wadley
- Population1,706 plus or minus 351
- Median age40.9 plus or minus 10.9
- Population under 18392 plus or minus 124
- Share under 1823.0 percent plus or minus 5.5
- Population 65 and over306 plus or minus 101
- Share 65 and over17.9 percent plus or minus 4.6
- Households588 plus or minus 131
- Family households359 plus or minus 94
- Share of households that are families61.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wadley
Income and work in Wadley
- Median household income$37,500 plus or minus $11,661
- Per capita income$22,417 plus or minus $5,887
- Civilian labor force627 plus or minus 187
- Employed573 plus or minus 167
- Unemployed54 plus or minus 51
- Unemployment rate8.6 percent plus or minus 7.7
- Adults 25 and over1,035
- Adults 25 and over with a high school diploma or higher81.3 percent
- Adults 25 and over with a bachelor degree or higher7.6 percent plus or minus 4.8
- Adults 25 and over with a graduate degree2.9 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wadley
Housing in Wadley
- Housing units746
- Occupied units588 plus or minus 131
- Vacant units158 plus or minus 54
- Vacancy rate21.2 percent plus or minus 6.0
- Owner occupied397 plus or minus 112
- Renter occupied191 plus or minus 69
- Ownership rate67.5 percent
- Median owner-occupied home value$64,600
- Median gross rent, monthly$606 plus or minus $173
- Annual rent as a share of median income19.4 percent plus or minus 8.2
- Single family units422 plus or minus 107
- Share single family56.6 percent
- Units in buildings of two or more86 plus or minus 54
- Share in buildings of two or more11.5 percent plus or minus 6.9
- Mobile homes238 plus or minus 77
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wadley
How Wadley gets to work
- Workers 16 and over who commute519 plus or minus 161
- Commuting under 15 minutes217 plus or minus 91
- Share commuting under 15 minutes41.8 percent plus or minus 11.8
- Commuting 30 minutes or more181 plus or minus 83
- Share commuting 30 minutes or more34.9 percent plus or minus 11.8
- Drove alone80.5 percent
- Carpooled13.7 percent plus or minus 10.3
- Public transport1.1 percent plus or minus 1.7
- Walked1.9 percent plus or minus 2.0
- Worked from home2.8 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wadley
SBA loans in Wadley (7(a))
- Approvals2
- Gross approval$1,186,100
- Average approval$593,050
- Median approval$593,050
- Largest approval$605,100
- Jobs supported6
- Jobs per approval3.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Wadley, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wadley
SBA loans in Wadley (504)
- Approvals1
- Gross approval$5,073,000
- Average approval$5,073,000
- Median approval$5,073,000
- Largest approval$5,073,000
- Jobs supported29
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Wadley, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Wadley
Flood risk in Wadley
- NFIP communityCity of Wadley
- NFIP community number130116
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/17/10(M)
The City of Wadley participates in the National Flood Insurance Program as community 130116 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Jefferson County, not Wadley
Jefferson County context, not Wadley figures
- Establishments in Jefferson County326
- Covered employment, Jefferson County4,888
- Average annual pay, Jefferson County$49,321
- Housing units permitted, Jefferson County23
Every figure in this section is published for Jefferson County as a whole and is not a measurement of Wadley.
All Jefferson County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Wadley questions, answered from the record.
How many people live in Wadley, Georgia?
1,706, in 588 households. Wadley city covers 4.56 square miles of land, which is 374 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Wadley in?
Jefferson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Wadley?
$37,500. The median owner-occupied home is valued at $64,600. Median gross rent is $606 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Wadley businesses?
2 7(a) approvals totaling $1.2 m since FY2020, across 2 lenders, median approval $593,050, plus 1 504 approvals worth $5.1 m since FY2010. These count approvals to borrowers whose address is in Wadley, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Wadley borrowers get paid back?
No rate is published for Wadley. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Wadley in the National Flood Insurance Program?
Yes. Wadley appears in the FEMA Community Status Book as Wadley, city of, community 130116, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Wadley figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jefferson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Wadley.
Is zoning published for Wadley?
No. Nothing on this page presents parcel level zoning.
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