Jefferson County, Georgia: commercial real estate data.
Jefferson County, Georgia had an estimated 15,019 residents on July 1, 2024, down 4.4 percent since the 2020 census base of 15,709, across 526 square miles. County output reached $728.9 m in 2024, 326 establishments operate here, and the SBA record carries 9 7(a) approvals worth $3.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Jefferson County
How many people live in Jefferson County
- Population, American Community Survey 2020-202415,341
- Households5,751
- Average household size2.67
- Median household income$53,014
- Median age40.9
- Median gross rent$731 per month
- Median owner-occupied home value$105,400
- Home value to household income2.0 times
- Annual rent as a share of median income16.5 percent
- Adults 25 and over with a bachelor degree or higher13.5 percent
- Adults 25 and over with a graduate degree4.1 percent
- Adults 25 and over10,456
- Population under 183,462
- Share under 1822.6 percent
- Population 65 and over2,865
- Share 65 and over18.7 percent
- Working age population, 18 to 649,014
- Civilian labor force6,908
- Unemployment rate5.8 percent
- Labor force participation, adults 18 and over58.2 percent
- Rank by population among Georgia counties108th of 159
- Rank by population among US county-equivalents, Puerto Rico included2138th of 3,222
Jefferson County is the 108th largest of 159 Georgia counties by population. A median home costs 2.0 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 22.6 percent against 18.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Jefferson County
Is Jefferson County's population growing?
- Population, July 1, 202415,019
- Census 2020 base population15,709
- Population change since the 2020 census base-4.39 percent
- Population change, 2023 to 2024-192
- Births, 2024174
- Deaths, 2024286
- Natural change, 2024-112
- Net domestic migration, 2024-97
- Net international migration, 202418
- Total net migration, 2024-79
- Cumulative net domestic migration, 2021 to 2024-234
- Rank by growth among US county-equivalents2936th of 3,144
The county has lost 4.39 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Jefferson County
Where are people moving to Jefferson County from?
- Tax returns filed by households arriving281
- People arriving, from those returns585
- Tax returns filed by households leaving304
- Net household movement-23
- Adjusted gross income arriving$11.4 m
- Net adjusted gross income movement$-1.1 m
- Average income of an arriving household$40,598
- Average income of a leaving household$41,148
- Largest single originRichmond County (46 households)
- Largest single destinationRichmond County (70 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Richmond County | 46 | 89 | $1.2 m |
| Columbia County | 36 | 97 | $2.8 m |
| McDuffie County | 21 | 46 | $818,000 |
Households arriving report $550 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Richmond County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Jefferson County
What is the Jefferson County economy?
- County GDP, 2024$728.9 m
- County GDP, 2023$708.4 m
- GDP change, 2023 to 20242.9 percent
- GDP change over five years24.5 percent
- Rank by GDP among the Georgia areas BEA publishes95th of 159
- Rank by GDP among the US county areas BEA publishes2103rd of 3,127
- GDP per resident$47,514
Output grew 2.9 percent in the latest year and 24.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Jefferson County
Employment by industry in Jefferson County
- Covered employment, annual average4,888
- Establishments reporting407
- Average annual pay$49,321
- Average weekly wage$948
- Manufacturing, employment990
- Manufacturing, average annual pay$60,377
- Retail trade, employment626
- Retail trade, average annual pay$25,122
- Construction, employment262
- Construction, average annual pay$54,738
- Administrative and support and waste management services, employment237
- Administrative and support and waste management services, average annual pay$35,665
- Wholesale trade, employment146
- Finance and insurance, employment103
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 990 | 40 | $60,377 |
| Retail trade | 626 | 60 | $25,122 |
| Construction | 262 | 43 | $54,738 |
| Administrative and support and waste management services | 237 | 20 | $35,665 |
| Wholesale trade | 146 | 10 | $45,930 |
| Finance and insurance | 103 | 16 | $68,653 |
| Other services, except public administration | 83 | 21 | $29,732 |
| Real estate and rental and leasing | 35 | 14 | $44,489 |
Manufacturing is the largest private sector at 990 jobs, 20.3 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Jefferson County
How many businesses are in Jefferson County?
- Establishments, all industries326
- Employment at those establishments4,046
- Annual payroll$191.9 m
- Establishments per 1,000 residents21.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Jefferson County
Building permits in Jefferson County
- Housing units authorized by permit, 202423
- Declared construction value permitted$5.8 m
- Single family units authorized23
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$252,266
- Units authorized per 1,000 households4.0
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Jefferson County
SBA loans in Jefferson County (7(a) and 504)
- 7(a) approvals recorded9
- 7(a) gross approval dollars$3.3 m
- Average 7(a) approval$371,478
- Median 7(a) approval$420,000
- Largest single approval$605,100
- Jobs reported supported, 7(a)125
- Jobs per approval13.9
- Distinct 7(a) lenders active9
- Distinct industries receiving approvals8
- Median 7(a) term240 months
- Share of loans on real estate terms, 240 months or longer55.6 percent
- Loans on real estate terms5
- Loans on working capital terms, 120 months or shorter4
- Franchise loans1
- Franchise share of approvals11.1 percent
- 504 approvals recorded2
- 504 gross approval dollars$5.5 m
- Average 504 approval$2,774,500
- Median 504 approval$2,774,500
- Distinct CDCs active2
- 504 jobs per approval20.5
- 504 jobs per million dollars approved7.4
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$8.9 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Jefferson County
SBA loan default and charge-off rates in Jefferson County
Do SBA loans in Jefferson County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure7
- Status: Cancelled1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jefferson County
SBA lending by place in Jefferson County
- Borrower cities with recorded lending4
- Wrens, approvals5
- Wadley, approvals2
- Stapleton, approvals1
- Louisville, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Wrens | 5 | $1,383,800 |
| Wadley | 2 | $1,186,100 |
| Stapleton | 1 | $499,000 |
| Louisville | 1 | $274,400 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jefferson County
How large is Jefferson County?
- Land area526 sq mi
- Rank by land area among Georgia counties18th of 159
- Width, east to west24.9 mi
- Height, north to south38 mi
- Geographies sharing a boundary8
- Residents per square mile of land29
- Establishments per square mile0.62
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Jefferson County
Flood risk in Jefferson County
- Participation of the county's own NFIP community Jefferson County, unincorporated areasParticipating, community 130538
- Communities in the county in the NFIP Community Status Book7
- Of those, participating in the NFIP7
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Jefferson County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Jefferson County (community 130538), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Jefferson County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Jefferson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Jefferson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202415,341
- Households5,751
- Average household size2.67
- Median household income$53,014
- Median age40.9
Common questions
Jefferson County questions, answered from the record.
How many people live in Jefferson County, Georgia?
The Census Bureau estimates 15,019 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 15,341, in 5,751 households, ranking 108th of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Jefferson County's population growing?
The population has fallen 4.39 percent since the 2020 census base of 15,709, to 15,019 on July 1, 2024. In 2024 there were 174 births against 286 deaths, with net migration of -79. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Jefferson County?
$53,014. The median owner-occupied home is valued at $105,400, which is 2.0 times income, and median gross rent is $731 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Jefferson County?
326 establishments, employing 4,046 people with an annual payroll of $191.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Jefferson County?
Manufacturing is the largest private sector at 990 jobs, 20.3 percent of covered employment. Covered employment averages 4,888 jobs at an average annual pay of $49,321, or $948 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Jefferson County?
9 7(a) approvals totaling $3.3 m since FY2020, across 9 lenders, with a median approval of $420,000, plus 2 504 approvals worth $5.5 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Jefferson County?
23 housing units were authorized by permit in 2024, with a declared construction value of $5.8 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Jefferson County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Jefferson County come from?
The largest single origin is Richmond County, with 46 households. Arriving households report an average income of $40,598 against $41,148 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Jefferson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Jefferson County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Jefferson County
Cities and places in Jefferson.
7 Census places lie wholly or partly in Jefferson County. All 7 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Wrens | city | 2,187 | 5 | Wholly in this county |
| Louisville | city | 2,132 | 1 | Wholly in this county |
| Wadley | city | 1,706 | 2 | Wholly in this county |
| Stapleton | city | 460 | 1 | Wholly in this county |
| Avera | city | 259 | None recorded | Wholly in this county |
| Bartow | town | 199 | None recorded | Wholly in this county |
| Matthews | CDP | 134 | None recorded | Wholly in this county |