McDuffie County, Georgia: commercial real estate data.
McDuffie County, Georgia had an estimated 21,764 residents on July 1, 2024, up 0.6 percent since the 2020 census base of 21,632, across 257 square miles. County output reached $875.3 m in 2024, 452 establishments operate here, and the SBA record carries 14 7(a) approvals worth $11.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
McDuffie County
How many people live in McDuffie County
- Population, American Community Survey 2020-202421,718
- Households8,149
- Average household size2.67
- Median household income$56,733
- Median age38.9
- Median gross rent$792 per month
- Median owner-occupied home value$170,200
- Home value to household income3.0 times
- Annual rent as a share of median income16.8 percent
- Adults 25 and over with a bachelor degree or higher17.8 percent
- Adults 25 and over with a graduate degree7.0 percent
- Adults 25 and over14,901
- Population under 185,367
- Share under 1824.7 percent
- Population 65 and over4,118
- Share 65 and over19.0 percent
- Working age population, 18 to 6412,233
- Civilian labor force9,342
- Unemployment rate1.9 percent
- Labor force participation, adults 18 and over57.1 percent
- Rank by population among Georgia counties83rd of 159
- Rank by population among US county-equivalents, Puerto Rico included1784th of 3,222
McDuffie County is the 83rd largest of 159 Georgia counties by population. A median home costs 3.0 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 24.7 percent against 19.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
McDuffie County
Is McDuffie County's population growing?
- Population, July 1, 202421,764
- Census 2020 base population21,632
- Population change since the 2020 census base0.61 percent
- Population change, 2023 to 2024-96
- Births, 2024264
- Deaths, 2024279
- Natural change, 2024-15
- Net domestic migration, 2024-87
- Net international migration, 20245
- Total net migration, 2024-82
- Cumulative net domestic migration, 2021 to 2024268
- Rank by growth among US county-equivalents1615th of 3,144
The county has grown 0.61 percent since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
McDuffie County
Where are people moving to McDuffie County from?
- Tax returns filed by households arriving586
- People arriving, from those returns1,106
- Tax returns filed by households leaving494
- Net household movement92
- Adjusted gross income arriving$28.1 m
- Net adjusted gross income movement$6.6 m
- Average income of an arriving household$47,947
- Average income of a leaving household$43,561
- Largest single originColumbia County (153 households)
- Largest single destinationColumbia County (112 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Columbia County | 153 | 329 | $10.6 m |
| Richmond County | 98 | 194 | $4.2 m |
| Warren County | 51 | 99 | $1.4 m |
| Wilkes County | 23 | 41 | $813,000 |
| Aiken County | 20 | 36 | $521,000 |
Households arriving report $4,386 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Columbia County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
McDuffie County
What is the McDuffie County economy?
- County GDP, 2024$875.3 m
- County GDP, 2023$894.2 m
- GDP change, 2023 to 2024-2.1 percent
- GDP change over five years24.0 percent
- Rank by GDP among the Georgia areas BEA publishes88th of 159
- Rank by GDP among the US county areas BEA publishes1954th of 3,127
- GDP per resident$40,303
Output grew -2.1 percent in the latest year and 24.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
McDuffie County
Employment by industry in McDuffie County
- Covered employment, annual average7,064
- Establishments reporting501
- Average annual pay$43,918
- Average weekly wage$845
- Manufacturing, employment1,712
- Manufacturing, average annual pay$55,309
- Retail trade, employment965
- Retail trade, average annual pay$32,980
- Transportation and warehousing, employment419
- Transportation and warehousing, average annual pay$51,993
- Construction, employment358
- Construction, average annual pay$52,150
- Other services, except public administration, employment172
- Professional, scientific and technical services, employment148
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 1,712 | 32 | $55,309 |
| Retail trade | 965 | 84 | $32,980 |
| Transportation and warehousing | 419 | 13 | $51,993 |
| Construction | 358 | 44 | $52,150 |
| Other services, except public administration | 172 | 29 | $41,294 |
| Professional, scientific and technical services | 148 | 39 | $52,045 |
| Finance and insurance | 118 | 26 | $63,992 |
| Administrative and support and waste management services | 68 | 13 | $35,699 |
Manufacturing is the largest private sector at 1,712 jobs, 24.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
McDuffie County
How many businesses are in McDuffie County?
- Establishments, all industries452
- Employment at those establishments6,673
- Annual payroll$261.2 m
- Establishments per 1,000 residents20.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
McDuffie County
Building permits in McDuffie County
- Housing units authorized by permit, 202464
- Declared construction value permitted$14.9 m
- Single family units authorized64
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$232,453
- Units authorized per 1,000 households7.9
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
McDuffie County
SBA loans in McDuffie County (7(a) and 504)
- 7(a) approvals recorded14
- 7(a) gross approval dollars$11.5 m
- Average 7(a) approval$818,493
- Median 7(a) approval$367,500
- Largest single approval$3,350,000
- Jobs reported supported, 7(a)64
- Jobs per approval4.6
- Distinct 7(a) lenders active13
- Distinct industries receiving approvals10
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer35.7 percent
- Loans on real estate terms5
- Loans on working capital terms, 120 months or shorter8
- Franchise loans2
- Franchise share of approvals14.3 percent
- Leading industry by approval countPlumbing, Heating, and Air-Conditioning Contractors (3)
- 504 approvals recorded3
- 504 gross approval dollars$1.5 m
- Average 504 approval$489,333
- Median 504 approval$381,000
- Distinct CDCs active1
- 504 jobs per approval8.0
- 504 jobs per million dollars approved16.3
- Most active CDCCSRA Local Development Corporation (3)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$12.9 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
McDuffie County
SBA loan default and charge-off rates in McDuffie County
Do SBA loans in McDuffie County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure8
- Status: Cancelled2
- Status: Committed, not yet disbursed4
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
McDuffie County
How large is McDuffie County?
- Land area257 sq mi
- Rank by land area among Georgia counties117th of 159
- Width, east to west20.5 mi
- Height, north to south23.8 mi
- Geographies sharing a boundary6
- Residents per square mile of land85
- Establishments per square mile1.76
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
McDuffie County
Flood risk in McDuffie County
- Participation of the county's own NFIP community McDuffie County, unincorporated areasParticipating, community 130357
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in McDuffie County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated McDuffie County (community 130357), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places McDuffie County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a McDuffie County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a McDuffie County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202421,718
- Households8,149
- Average household size2.67
- Median household income$56,733
- Median age38.9
Common questions
McDuffie County questions, answered from the record.
How many people live in McDuffie County, Georgia?
The Census Bureau estimates 21,764 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 21,718, in 8,149 households, ranking 83rd of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is McDuffie County's population growing?
The population has grown 0.61 percent since the 2020 census base of 21,632, to 21,764 on July 1, 2024. In 2024 there were 264 births against 279 deaths, with net migration of -82. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in McDuffie County?
$56,733. The median owner-occupied home is valued at $170,200, which is 3.0 times income, and median gross rent is $792 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in McDuffie County?
452 establishments, employing 6,673 people with an annual payroll of $261.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in McDuffie County?
Manufacturing is the largest private sector at 1,712 jobs, 24.2 percent of covered employment. Covered employment averages 7,064 jobs at an average annual pay of $43,918, or $845 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in McDuffie County?
14 7(a) approvals totaling $11.5 m since FY2020, across 13 lenders, with a median approval of $367,500, plus 3 504 approvals worth $1.5 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in McDuffie County?
64 housing units were authorized by permit in 2024, with a declared construction value of $14.9 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for McDuffie County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to McDuffie County come from?
The largest single origin is Columbia County, with 153 households. Arriving households report an average income of $47,947 against $43,561 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for McDuffie County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for McDuffie County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
McDuffie County
Cities and places in McDuffie.
2 Census places lie wholly or partly in McDuffie County. All 2 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Thomson | city | 6,821 | 14 | Wholly in this county |
| Dearing | town | 760 | None recorded | Wholly in this county |
Nearby