HomeGeorgiaMorgan CountyMadison
Madison, Georgia: commercial real estate data.
Madison is a Census city of 4,864 people across 8.86 square miles of land, in Morgan County. Median household income is $61,510, 53.6 percent of occupied homes are owned, and the SBA record carries 15 7(a) approvals to borrowers here worth $18.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Madison
What Madison is
- Census place typecity
- Land area8.86 sq mi
- Water area0.07 sq mi
- Population per square mile of land549
- County holding the largest share of its areaMorgan County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison
How many people live in Madison
- Population4,864
- Median age45.8 plus or minus 9.8
- Population under 18806 plus or minus 237
- Share under 1816.6 percent plus or minus 4.9
- Population 65 and over1,199 plus or minus 268
- Share 65 and over24.7 percent plus or minus 5.5
- Households2,253
- Family households1,354
- Share of households that are families60.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison
Income and work in Madison
- Median household income$61,510 plus or minus $15,059
- Per capita income$57,701 plus or minus $13,716
- Civilian labor force2,249
- Employed2,207
- Unemployed42 plus or minus 42
- Unemployment rate1.9 percent plus or minus 1.9
- Adults 25 and over3,667
- Adults 25 and over with a high school diploma or higher92.7 percent
- Adults 25 and over with a bachelor degree or higher45.1 percent
- Adults 25 and over with a graduate degree19.5 percent plus or minus 5.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison
Housing in Madison
- Housing units2,405
- Occupied units2,253
- Vacant units152 plus or minus 117
- Vacancy rate6.3 percent plus or minus 4.8
- Owner occupied1,208
- Renter occupied1,045 plus or minus 241
- Ownership rate53.6 percent
- Median owner-occupied home value$347,200 plus or minus $79,905
- Median gross rent, monthly$1,165
- Annual rent as a share of median income22.7 percent plus or minus 5.9
- Single family units1,731
- Share single family72.0 percent
- Units in buildings of two or more669 plus or minus 276
- Share in buildings of two or more27.8 percent plus or minus 11.1
- Mobile homes5 plus or minus 14
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison
How Madison gets to work
- Workers 16 and over who commute1,952
- Commuting under 15 minutes1,186 plus or minus 341
- Share commuting under 15 minutes60.8 percent plus or minus 15.0
- Commuting 30 minutes or more501 plus or minus 200
- Share commuting 30 minutes or more25.7 percent plus or minus 9.5
- Drove alone75.7 percent
- Carpooled10.3 percent plus or minus 7.2
- Public transport0.7 percent plus or minus 1.5
- Walked1.7 percent plus or minus 2.7
- Worked from home9.4 percent plus or minus 4.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison
SBA loans in Madison (7(a))
- Approvals15
- Gross approval$18,722,500
- Average approval$1,248,167
- Median approval$444,000
- Largest approval$5,000,000
- Jobs supported180
- Jobs per approval12.0
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more26.7 percent
- Share to franchises26.7 percent
- Distinct lenders12
- Distinct industries by NAICS14
Counted by borrower city: approvals to borrowers whose address is in Madison, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Madison
SBA loans in Madison (504)
- Approvals7
- Gross approval$3,739,000
- Average approval$534,143
- Median approval$523,000
- Largest approval$967,000
- Jobs supported60
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Madison, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Madison
Flood risk in Madison
- NFIP communityCity of Madison
- NFIP community number130224
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/26/23(M)
The City of Madison participates in the National Flood Insurance Program as community 130224 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Morgan County, not Madison
Morgan County context, not Madison figures
- Establishments in Morgan County573
- Covered employment, Morgan County8,799
- Average annual pay, Morgan County$51,852
- Housing units permitted, Morgan County164
Every figure in this section is published for Morgan County as a whole and is not a measurement of Madison.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Madison questions, answered from the record.
How many people live in Madison, Georgia?
4,864, in 2,253 households. Madison city covers 8.86 square miles of land, which is 549 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Madison in?
Morgan County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Madison?
$61,510. The median owner-occupied home is valued at $347,200. Median gross rent is $1,165 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Madison businesses?
15 7(a) approvals totaling $18.7 m since FY2020, across 12 lenders, median approval $444,000, plus 7 504 approvals worth $3.7 m since FY2010. These count approvals to borrowers whose address is in Madison, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Madison borrowers get paid back?
No rate is published for Madison. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Madison in the National Flood Insurance Program?
Yes. Madison appears in the FEMA Community Status Book as Madison, city of, community 130224, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Madison figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Morgan County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Madison.
Is zoning published for Madison?
No. Nothing on this page presents parcel level zoning.
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