HomeGeorgiaMorgan CountyMadison city
Madison city, Georgia: commercial real estate data.
Madison city is a Census city of 4,864 people across 8.86 square miles of land, in Morgan County. Median household income is $61,510, 53.6 percent of occupied homes are owned, and the SBA record carries 15 7(a) approvals to borrowers here worth $18.7 m.
80 sourced place values · tier FULL · 9 sections
Madison
What Madison is
- Census place typecity
- Land area8.86 sq mi
- Water area0.07 sq mi
- Population per square mile of land549
- County holding the largest share of its areaMorgan County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison
How many people live in Madison
- Population4,864
- Median age45.8 plus or minus 9.8
- Population under 18806 plus or minus 237
- Share under 1816.6 percent plus or minus 4.9
- Population 65 and over1,199 plus or minus 268
- Share 65 and over24.7 percent plus or minus 5.5
- Households2,253
- Family households1,354
- Share of households that are families60.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison
Income and work in Madison
- Median household income$61,510 plus or minus $15,059
- Per capita income$57,701 plus or minus $13,716
- Civilian labor force2,249
- Employed2,207
- Unemployed42 plus or minus 42
- Unemployment rate1.9 percent plus or minus 1.9
- Adults 25 and over3,667
- Adults 25 and over with a high school diploma or higher92.7 percent
- Adults 25 and over with a bachelor degree or higher45.1 percent
- Adults 25 and over with a graduate degree19.5 percent plus or minus 5.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison
Housing in Madison
- Housing units2,405
- Occupied units2,253
- Vacant units152 plus or minus 117
- Vacancy rate6.3 percent plus or minus 4.8
- Owner occupied1,208
- Renter occupied1,045 plus or minus 241
- Ownership rate53.6 percent
- Median owner-occupied home value$347,200 plus or minus $79,905
- Median gross rent, monthly$1,165
- Annual rent as a share of median income22.7 percent plus or minus 5.9
- Single family units1,731
- Share single family72.0 percent
- Units in buildings of two or more669 plus or minus 276
- Share in buildings of two or more27.8 percent plus or minus 11.1
- Mobile homes5 plus or minus 14
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison
How Madison gets to work
- Workers 16 and over who commute1,952
- Commuting under 15 minutes1,186 plus or minus 341
- Share commuting under 15 minutes60.8 percent plus or minus 15.0
- Commuting 30 minutes or more501 plus or minus 200
- Share commuting 30 minutes or more25.7 percent plus or minus 9.5
- Drove alone75.7 percent
- Carpooled10.3 percent plus or minus 7.2
- Public transport0.7 percent plus or minus 1.5
- Walked1.7 percent plus or minus 2.7
- Worked from home9.4 percent plus or minus 4.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison
SBA 7(a) lending to Madison borrowers
- Approvals15
- Gross approval$18,722,500
- Average approval$1,248,167
- Median approval$444,000
- Ninetieth percentile approval$4,166,600
- Largest approval$5,000,000
- Jobs supported180
- Jobs per approval12.0
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more26.7 percent
- Share to franchises26.7 percent
- Distinct lenders12
- Distinct industries by NAICS14
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Madison
SBA 504 lending to Madison borrowers
- Approvals7
- Gross approval$3,739,000
- Average approval$534,143
- Median approval$523,000
- Largest approval$967,000
- Jobs supported60
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Madison
Flood programme status in Madison
- Listed NFIP communities1
- Of those, participating1
- NFIP community number130224
- Currently effective map date01/26/23(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Morgan County, not Madison
Morgan County context, not Madison figures
These are Morgan County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Madison measurements.
- Establishments in Morgan County573
- Employment at those establishments, Morgan County6,763
- Covered employment, Morgan County8,799
- Average annual pay, Morgan County$51,852
- Average weekly wage, Morgan County$997
- Housing units permitted, Morgan County164
- Of those, single family, Morgan County164
- County product, 2024, Morgan County$1,517,812,000
- County product change over the prior year, Morgan County9.6 percent
- Average income of an arriving household, Morgan County$94,304
Every figure in this section is published for Morgan County as a whole and is not a measurement of Madison. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Madison questions, answered from the record.
How many people live in Madison, Georgia?
4,864, in 2,253 households. Madison city covers 8.86 square miles of land, which is 549 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Madison in?
Morgan County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Madison?
$61,510. The median owner-occupied home is valued at $347,200. Median gross rent is $1,165 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Madison businesses?
15 7(a) approvals totalling $18.7 m, across 12 lenders, median approval $444,000, plus 7 504 approvals worth $3.7 m. These count approvals to borrowers whose address is in Madison, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Madison borrowers get paid back?
No rate is published for Madison. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Madison in the National Flood Insurance Program?
Yes. Madison appears in the FEMA Community Status Book as community 130224, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Madison figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Morgan County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Madison.
Is zoning published for Madison?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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