HomeGeorgiaMorgan CountyRutledge city
Rutledge city, Georgia: commercial real estate data.
Rutledge city is a Census city of 1,271 people across 3.29 square miles of land, in Morgan County. Median household income is $56,944, 82.0 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.7 m.
70 sourced place values · tier FULL · 8 sections
Rutledge
What Rutledge is
- Census place typecity
- Land area3.29 sq mi
- Water area0.04 sq mi
- Population per square mile of land387 plus or minus 146
- County holding the largest share of its areaMorgan County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rutledge
How many people live in Rutledge
- Population1,271 plus or minus 480
- Median age29.2 plus or minus 7.2
- Population under 18359 plus or minus 237
- Share under 1828.2 percent plus or minus 15.3
- Population 65 and over245 plus or minus 82
- Share 65 and over19.3 percent plus or minus 9.7
- Households412 plus or minus 112
- Family households313 plus or minus 104
- Share of households that are families76.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rutledge
Income and work in Rutledge
- Median household income$56,944 plus or minus $28,125
- Per capita income$26,099 plus or minus $7,542
- Civilian labor force629 plus or minus 226
- Employed623 plus or minus 227
- Unemployed6 plus or minus 10
- Unemployment rate1.0 percent plus or minus 1.6
- Adults 25 and over840 plus or minus 277
- Adults 25 and over with a high school diploma or higher68.0 percent plus or minus 26.8
- Adults 25 and over with a bachelor degree or higher13.9 percent plus or minus 4.8
- Adults 25 and over with a graduate degree6.2 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rutledge
Housing in Rutledge
- Housing units437 plus or minus 114
- Occupied units412 plus or minus 112
- Vacant units25 plus or minus 24
- Vacancy rate5.7 percent plus or minus 5.3
- Owner occupied338 plus or minus 101
- Renter occupied74 plus or minus 43
- Ownership rate82.0 percent
- Median owner-occupied home value$283,900 plus or minus $66,055
- Median gross rent, monthly$1,393 plus or minus $675
- Annual rent as a share of median income29.4 percent plus or minus 20.3
- Single family units421 plus or minus 113
- Share single family96.3 percent
- Units in buildings of two or more11 plus or minus 17
- Share in buildings of two or more2.5 percent plus or minus 3.8
- Mobile homes5 plus or minus 6
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rutledge
How Rutledge gets to work
- Workers 16 and over who commute428 plus or minus 159
- Commuting under 15 minutes99 plus or minus 65
- Share commuting under 15 minutes23.1 percent plus or minus 12.5
- Commuting 30 minutes or more162 plus or minus 75
- Share commuting 30 minutes or more37.9 percent plus or minus 10.4
- Drove alone84.4 percent
- Carpooled6.0 percent plus or minus 5.7
- Public transport0.0 percent
- Walked1.9 percent plus or minus 2.5
- Worked from home7.6 percent plus or minus 5.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rutledge
SBA 7(a) lending to Rutledge borrowers
- Approvals2
- Gross approval$1,678,000
- Average approval$839,000
- Median approval$1,400,000
- Ninetieth percentile approval$1,400,000
- Largest approval$1,400,000
- Jobs supported20
- Jobs per approval10.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises50.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rutledge
Flood programme status in Rutledge
- Listed NFIP communities1
- Of those, participating1
- NFIP community number130363
- Currently effective map date01/26/23(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Morgan County, not Rutledge
Morgan County context, not Rutledge figures
These are Morgan County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Rutledge measurements.
- Establishments in Morgan County573
- Employment at those establishments, Morgan County6,763
- Covered employment, Morgan County8,799
- Average annual pay, Morgan County$51,852
- Average weekly wage, Morgan County$997
- Housing units permitted, Morgan County164
- Of those, single family, Morgan County164
- County product, 2024, Morgan County$1,517,812,000
- County product change over the prior year, Morgan County9.6 percent
- Average income of an arriving household, Morgan County$94,304
Every figure in this section is published for Morgan County as a whole and is not a measurement of Rutledge. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Rutledge questions, answered from the record.
How many people live in Rutledge, Georgia?
1,271, in 412 households. Rutledge city covers 3.29 square miles of land, which is 387 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rutledge in?
Morgan County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rutledge?
$56,944. The median owner-occupied home is valued at $283,900. Median gross rent is $1,393 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rutledge businesses?
2 7(a) approvals totalling $1.7 m, across 2 lenders, median approval $1,400,000. These count approvals to borrowers whose address is in Rutledge, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rutledge borrowers get paid back?
No rate is published for Rutledge. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Rutledge in the National Flood Insurance Program?
Yes. Rutledge appears in the FEMA Community Status Book as community 130363, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Rutledge figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Morgan County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rutledge.
Is zoning published for Rutledge?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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