HomeGeorgiaNewton CountyOxford city
Oxford city, Georgia: commercial real estate data.
Oxford city is a Census city of 1,770 people across 2.15 square miles of land, in Newton County. Median household income is $56,563, 65.1 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $6.2 m.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Oxford
What Oxford is
- Census place typecity
- Land area2.15 sq mi
- Water area0.02 sq mi
- Population per square mile of land822
- County holding the largest share of its areaNewton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
How many people live in Oxford
- Population1,770
- Median age22.1
- Population under 18224 plus or minus 84
- Share under 1812.7 percent plus or minus 4.4
- Population 65 and over257 plus or minus 69
- Share 65 and over14.5 percent plus or minus 3.3
- Households558
- Family households265 plus or minus 72
- Share of households that are families47.5 percent plus or minus 10.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
Income and work in Oxford
- Median household income$56,563 plus or minus $13,644
- Per capita income$26,399 plus or minus $5,922
- Civilian labor force843 plus or minus 187
- Employed819 plus or minus 185
- Unemployed24 plus or minus 24
- Unemployment rate2.8 percent plus or minus 2.8
- Adults 25 and over824
- Adults 25 and over with a high school diploma or higher88.8 percent plus or minus 22.6
- Adults 25 and over with a bachelor degree or higher26.6 percent plus or minus 6.3
- Adults 25 and over with a graduate degree13.2 percent plus or minus 5.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
Housing in Oxford
- Housing units643
- Occupied units558
- Vacant units85 plus or minus 51
- Vacancy rate13.2 percent plus or minus 7.6
- Owner occupied363 plus or minus 74
- Renter occupied195 plus or minus 66
- Ownership rate65.1 percent
- Median owner-occupied home value$208,000
- Median gross rent, monthly$1,218
- Annual rent as a share of median income25.8 percent plus or minus 7.6
- Single family units581
- Share single family90.4 percent
- Units in buildings of two or more53 plus or minus 44
- Share in buildings of two or more8.2 percent plus or minus 6.7
- Mobile homes9 plus or minus 15
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
How Oxford gets to work
- Workers 16 and over who commute733 plus or minus 165
- Commuting under 15 minutes398 plus or minus 119
- Share commuting under 15 minutes54.3 percent
- Commuting 30 minutes or more246 plus or minus 79
- Share commuting 30 minutes or more33.6 percent plus or minus 7.7
- Drove alone64.3 percent
- Carpooled5.3 percent plus or minus 4.7
- Public transport0.0 percent
- Walked21.3 percent plus or minus 9.8
- Worked from home6.9 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
SBA loans in Oxford (7(a))
- Approvals8
- Gross approval$6,244,000
- Average approval$780,500
- Median approval$476,000
- Ninetieth percentile approval$3,310,000
- Largest approval$3,310,000
- Jobs supported31
- Jobs per approval3.9
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more37.5 percent
- Share to franchises0.0 percent
- Distinct lenders8
- Distinct industries by NAICS7
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oxford
Flood risk in Oxford
- Listed NFIP communities1
- Of those, participating1
- NFIP community number130367
- Currently effective map date03/17/14
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Newton County, not Oxford
Newton County context, not Oxford figures
These are Newton County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Oxford measurements.
- Establishments in Newton County1,639
- Employment at those establishments, Newton County23,931
- Covered employment, Newton County27,708
- Average annual pay, Newton County$54,919
- Average weekly wage, Newton County$1,056
- Housing units permitted, Newton County1,464
- Of those, single family, Newton County688
- County product, 2024, Newton County$4,592,212,000
- County product change over the prior year, Newton County8.3 percent
- Average income of an arriving household, Newton County$48,866
Every figure in this section is published for Newton County as a whole and is not a measurement of Oxford. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Oxford questions, answered from the record.
How many people live in Oxford, Georgia?
1,770, in 558 households. Oxford city covers 2.15 square miles of land, which is 822 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oxford in?
Newton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oxford?
$56,563. The median owner-occupied home is valued at $208,000. Median gross rent is $1,218 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oxford businesses?
8 7(a) approvals totalling $6.2 m, across 8 lenders, median approval $476,000. These count approvals to borrowers whose address is in Oxford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oxford borrowers get paid back?
No rate is published for Oxford. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Oxford in the National Flood Insurance Program?
Yes. Oxford appears in the FEMA Community Status Book as community 130367, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oxford figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Newton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oxford.
Is zoning published for Oxford?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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