HomeGeorgiaTowns CountyHiawassee
Hiawassee, Georgia: commercial real estate data.
Hiawassee is a Census city of 1,293 people across 1.63 square miles of land, in Towns County. Median household income is $45,000, 58.0 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $15.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Hiawassee
What Hiawassee is
- Census place typecity
- Land area1.63 sq mi
- Water area0.45 sq mi
- Population per square mile of land794 plus or minus 177
- County holding the largest share of its areaTowns County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hiawassee
How many people live in Hiawassee
- Population1,293 plus or minus 289
- Median age51.3
- Population under 18249 plus or minus 110
- Share under 1819.3 percent plus or minus 7.3
- Population 65 and over461
- Share 65 and over35.7 percent plus or minus 10.5
- Households514 plus or minus 107
- Family households328 plus or minus 98
- Share of households that are families63.8 percent plus or minus 13.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hiawassee
Income and work in Hiawassee
- Median household income$45,000 plus or minus $23,329
- Per capita income$36,411 plus or minus $12,793
- Civilian labor force465 plus or minus 147
- Employed432 plus or minus 140
- Unemployed33 plus or minus 29
- Unemployment rate7.1 percent plus or minus 5.8
- Adults 25 and over982
- Adults 25 and over with a high school diploma or higher87.2 percent plus or minus 21.7
- Adults 25 and over with a bachelor degree or higher25.7 percent
- Adults 25 and over with a graduate degree7.9 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hiawassee
Housing in Hiawassee
- Housing units831
- Occupied units514 plus or minus 107
- Vacant units317 plus or minus 96
- Vacancy rate38.1 percent plus or minus 9.8
- Owner occupied298 plus or minus 81
- Renter occupied216 plus or minus 76
- Ownership rate58.0 percent
- Median owner-occupied home value$411,100
- Median gross rent, monthly$1,072 plus or minus $246
- Annual rent as a share of median income28.6 percent plus or minus 16.2
- Single family units542 plus or minus 119
- Share single family65.2 percent
- Units in buildings of two or more268 plus or minus 79
- Share in buildings of two or more32.3 percent plus or minus 8.0
- Mobile homes21 plus or minus 34
- Median year structure built1993
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hiawassee
How Hiawassee gets to work
- Workers 16 and over who commute352 plus or minus 132
- Commuting under 15 minutes234 plus or minus 124
- Share commuting under 15 minutes66.5 percent plus or minus 24.8
- Commuting 30 minutes or more59 plus or minus 41
- Share commuting 30 minutes or more16.8 percent plus or minus 10.0
- Drove alone79.9 percent plus or minus 17.9
- Carpooled1.5 percent plus or minus 2.4
- Public transport0.0 percent
- Walked3.2 percent plus or minus 3.0
- Worked from home14.6 percent plus or minus 9.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hiawassee
SBA loans in Hiawassee (7(a))
- Approvals10
- Gross approval$15,258,400
- Average approval$1,525,840
- Median approval$698,000
- Largest approval$5,000,000
- Jobs supported44
- Jobs per approval4.4
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more70.0 percent
- Share to franchises30.0 percent
- Distinct lenders10
- Distinct industries by NAICS8
Counted by borrower city: approvals to borrowers whose address is in Hiawassee, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hiawassee
SBA loans in Hiawassee (504)
- Approvals5
- Gross approval$1,748,000
- Average approval$349,600
- Median approval$343,000
- Largest approval$498,000
- Jobs supported13
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Hiawassee, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hiawassee
Flood risk in Hiawassee
- NFIP communityCity of Hiawassee
- NFIP community number130447
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/16/11(M)
The City of Hiawassee participates in the National Flood Insurance Program as community 130447 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Towns County, not Hiawassee
Towns County context, not Hiawassee figures
- Establishments in Towns County320
- Covered employment, Towns County3,398
- Average annual pay, Towns County$44,811
- Housing units permitted, Towns County98
Every figure in this section is published for Towns County as a whole and is not a measurement of Hiawassee.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Hiawassee questions, answered from the record.
How many people live in Hiawassee, Georgia?
1,293, in 514 households. Hiawassee city covers 1.63 square miles of land, which is 794 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Hiawassee in?
Towns County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Hiawassee?
$45,000. The median owner-occupied home is valued at $411,100. Median gross rent is $1,072 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Hiawassee businesses?
10 7(a) approvals totaling $15.3 m since FY2020, across 10 lenders, median approval $698,000, plus 5 504 approvals worth $1.7 m since FY2010. These count approvals to borrowers whose address is in Hiawassee, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Hiawassee borrowers get paid back?
No rate is published for Hiawassee. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Hiawassee in the National Flood Insurance Program?
Yes. Hiawassee appears in the FEMA Community Status Book as Hiawassee, city of, community 130447, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Hiawassee figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Towns County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Hiawassee.
Is zoning published for Hiawassee?
No. Nothing on this page presents parcel level zoning.
Nearby