HomeGeorgiaTowns CountyYoung Harris city
Young Harris city, Georgia: commercial real estate data.
Young Harris city is a Census city of 1,252 people across 0.95 square miles of land, in Towns County. Median household income is $31,316, 38.8 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $2.9 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Young Harris
What Young Harris is
- Census place typecity
- Land area0.95 sq mi
- Water area0 sq mi
- Population per square mile of land1,323
- County holding the largest share of its areaTowns County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Young Harris
How many people live in Young Harris
- Population1,252
- Median age20.4
- Population under 18172 plus or minus 74
- Share under 1813.7 percent plus or minus 5.6
- Population 65 and over87 plus or minus 34
- Share 65 and over6.9 percent plus or minus 2.5
- Households232 plus or minus 56
- Family households140 plus or minus 47
- Share of households that are families60.3 percent plus or minus 14.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Young Harris
Income and work in Young Harris
- Median household income$31,316 plus or minus $18,486
- Per capita income$12,404 plus or minus $2,937
- Civilian labor force624 plus or minus 152
- Employed595 plus or minus 141
- Unemployed29 plus or minus 32
- Unemployment rate4.6 percent plus or minus 5.0
- Adults 25 and over332 plus or minus 95
- Adults 25 and over with a high school diploma or higher79.5 percent
- Adults 25 and over with a bachelor degree or higher26.5 percent plus or minus 6.9
- Adults 25 and over with a graduate degree13.3 percent plus or minus 6.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Young Harris
Housing in Young Harris
- Housing units273 plus or minus 60
- Occupied units232 plus or minus 56
- Vacant units41 plus or minus 22
- Vacancy rate15.0 percent plus or minus 7.4
- Owner occupied90 plus or minus 34
- Renter occupied142 plus or minus 52
- Ownership rate38.8 percent plus or minus 11.3
- Median owner-occupied home value$295,200 plus or minus $82,753
- Median gross rent, monthly$767
- Annual rent as a share of median income29.4 percent plus or minus 17.4
- Single family units122 plus or minus 40
- Share single family44.7 percent plus or minus 10.7
- Units in buildings of two or more144 plus or minus 57
- Share in buildings of two or more52.7 percent plus or minus 17.2
- Mobile homes7 plus or minus 10
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Young Harris
How Young Harris gets to work
- Workers 16 and over who commute464 plus or minus 120
- Commuting under 15 minutes262 plus or minus 104
- Share commuting under 15 minutes56.5 percent plus or minus 16.9
- Commuting 30 minutes or more44 plus or minus 38
- Share commuting 30 minutes or more9.5 percent plus or minus 7.8
- Drove alone39.2 percent plus or minus 9.4
- Carpooled7.3 percent plus or minus 8.7
- Public transport0.0 percent
- Walked34.0 percent plus or minus 10.6
- Worked from home19.4 percent plus or minus 11.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Young Harris
SBA loans in Young Harris (7(a))
- Approvals8
- Gross approval$2,878,700
- Average approval$359,838
- Median approval$425,000
- Ninetieth percentile approval$759,700
- Largest approval$759,700
- Jobs supported52
- Jobs per approval6.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term240 months
- Share on real estate terms of 20 years or more62.5 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Young Harris
SBA loans in Young Harris (504)
- Approvals1
- Gross approval$378,000
- Average approval$378,000
- Median approval$378,000
- Largest approval$378,000
- Jobs supported2
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Young Harris
Flood risk in Young Harris
- Listed NFIP communities1
- Of those, participating1
- NFIP community number130174
- Currently effective map date06/16/11
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Towns County, not Young Harris
Towns County context, not Young Harris figures
These are Towns County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Young Harris measurements.
- Establishments in Towns County320
- Employment at those establishments, Towns County3,053
- Covered employment, Towns County3,398
- Average annual pay, Towns County$44,811
- Average weekly wage, Towns County$862
- Housing units permitted, Towns County98
- Of those, single family, Towns County96
- County product, 2024, Towns County$600,681,000
- County product change over the prior year, Towns County11.8 percent
- Average income of an arriving household, Towns County$110,379
Every figure in this section is published for Towns County as a whole and is not a measurement of Young Harris. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Young Harris questions, answered from the record.
How many people live in Young Harris, Georgia?
1,252, in 232 households. Young Harris city covers 0.95 square miles of land, which is 1,323 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Young Harris in?
Towns County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Young Harris?
$31,316. The median owner-occupied home is valued at $295,200. Median gross rent is $767 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Young Harris businesses?
8 7(a) approvals totalling $2.9 m, across 4 lenders, median approval $425,000, plus 1 504 approvals worth $378,000. These count approvals to borrowers whose address is in Young Harris, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Young Harris borrowers get paid back?
No rate is published for Young Harris. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Young Harris in the National Flood Insurance Program?
Yes. Young Harris appears in the FEMA Community Status Book as community 130174, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Young Harris figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Towns County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Young Harris.
Is zoning published for Young Harris?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.