Troy, Idaho: commercial real estate data.
Troy is a Census city of 960 people across 0.79 square miles of land, in Latah County. Median household income is $81,375, 83.5 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $200,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Troy
What Troy is
- Census place typecity
- Land area0.79 sq mi
- Water area0 sq mi
- Population per square mile of land1,213 plus or minus 246
- County holding the largest share of its areaLatah County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Troy
How many people live in Troy
- Population960 plus or minus 195
- Median age37.4 plus or minus 12.8
- Population under 18243 plus or minus 65
- Share under 1825.3 percent
- Population 65 and over151 plus or minus 59
- Share 65 and over15.7 percent plus or minus 5.3
- Households399 plus or minus 84
- Family households255 plus or minus 58
- Share of households that are families63.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Troy
Income and work in Troy
- Median household income$81,375 plus or minus $20,095
- Per capita income$35,621
- Civilian labor force518 plus or minus 116
- Employed489 plus or minus 110
- Unemployed29 plus or minus 21
- Unemployment rate5.6 percent plus or minus 3.9
- Adults 25 and over668
- Adults 25 and over with a high school diploma or higher97.2 percent plus or minus 25.2
- Adults 25 and over with a bachelor degree or higher38.2 percent plus or minus 9.2
- Adults 25 and over with a graduate degree13.0 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Troy
Housing in Troy
- Housing units412 plus or minus 84
- Occupied units399 plus or minus 84
- Vacant units13 plus or minus 10
- Vacancy rate3.2 percent plus or minus 2.3
- Owner occupied333 plus or minus 83
- Renter occupied66 plus or minus 31
- Ownership rate83.5 percent
- Median owner-occupied home value$300,500
- Median gross rent, monthly$993
- Annual rent as a share of median income14.6 percent plus or minus 4.6
- Single family units364 plus or minus 85
- Share single family88.3 percent
- Units in buildings of two or more34 plus or minus 24
- Share in buildings of two or more8.3 percent plus or minus 5.6
- Mobile homes14 plus or minus 15
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Troy
How Troy gets to work
- Workers 16 and over who commute438 plus or minus 101
- Commuting under 15 minutes69 plus or minus 47
- Share commuting under 15 minutes15.8 percent plus or minus 10.0
- Commuting 30 minutes or more235 plus or minus 67
- Share commuting 30 minutes or more53.7 percent
- Drove alone81.4 percent
- Carpooled10.2 percent plus or minus 5.1
- Public transport0.0 percent
- Walked3.2 percent plus or minus 2.5
- Worked from home5.2 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Troy
SBA loans in Troy (7(a))
- Approvals2
- Gross approval$200,000
- Average approval$100,000
- Median approval$100,000
- Largest approval$150,000
- Jobs supported12
- Jobs per approval6.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Troy, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Troy
Flood risk in Troy
- NFIP communityCity of Troy
- NFIP community number160091
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/18/79
The City of Troy participates in the National Flood Insurance Program as community 160091 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Latah County, not Troy
Latah County context, not Troy figures
- Establishments in Latah County1,046
- Covered employment, Latah County14,731
- Average annual pay, Latah County$49,203
- Housing units permitted, Latah County198
Every figure in this section is published for Latah County as a whole and is not a measurement of Troy.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Troy questions, answered from the record.
How many people live in Troy, Idaho?
960, in 399 households. Troy city covers 0.79 square miles of land, which is 1,213 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Troy in?
Latah County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Troy?
$81,375. The median owner-occupied home is valued at $300,500. Median gross rent is $993 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Troy businesses?
2 7(a) approvals totaling $200,000 since FY2020, across 2 lenders, median approval $100,000. These count approvals to borrowers whose address is in Troy, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Troy borrowers get paid back?
No rate is published for Troy. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Troy in the National Flood Insurance Program?
Yes. Troy appears in the FEMA Community Status Book as Troy, city of, community 160091, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Troy figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Latah County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Troy.
Is zoning published for Troy?
No. Nothing on this page presents parcel level zoning.