HomeIllinoisLake CountyLake Zurich
Lake Zurich, Illinois: commercial real estate data.
Lake Zurich is a Census village of 19,832 people across 6.92 square miles of land, in Lake County. Median household income is $135,968, 77.8 percent of occupied homes are owned, and the SBA record carries 49 7(a) approvals to borrowers here worth $17.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lake Zurich
What Lake Zurich is
- Census place typevillage
- Land area6.92 sq mi
- Water area0.41 sq mi
- Population per square mile of land2,865
- County holding the largest share of its areaLake County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Zurich
How many people live in Lake Zurich
- Population19,832
- Median age40.3
- Population under 184,449
- Share under 1822.4 percent
- Population 65 and over2,862
- Share 65 and over14.4 percent
- Households7,392
- Family households5,507
- Share of households that are families74.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Zurich
Income and work in Lake Zurich
- Median household income$135,968
- Per capita income$61,196
- Civilian labor force11,635
- Employed11,264
- Unemployed371 plus or minus 137
- Unemployment rate3.2 percent plus or minus 1.2
- Adults 25 and over13,655
- Adults 25 and over with a high school diploma or higher97.0 percent
- Adults 25 and over with a bachelor degree or higher60.7 percent
- Adults 25 and over with a graduate degree23.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Zurich
Housing in Lake Zurich
- Housing units7,588
- Occupied units7,392
- Vacant units196 plus or minus 160
- Vacancy rate2.6 percent plus or minus 2.1
- Owner occupied5,752
- Renter occupied1,640 plus or minus 354
- Ownership rate77.8 percent
- Median owner-occupied home value$435,300
- Median gross rent, monthly$1,909
- Annual rent as a share of median income16.8 percent
- Single family units6,229
- Share single family82.1 percent
- Units in buildings of two or more1,335 plus or minus 374
- Share in buildings of two or more17.6 percent plus or minus 4.9
- Mobile homes24 plus or minus 22
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Zurich
How Lake Zurich gets to work
- Workers 16 and over who commute8,488
- Commuting under 15 minutes1,857
- Share commuting under 15 minutes21.9 percent
- Commuting 30 minutes or more4,255
- Share commuting 30 minutes or more50.1 percent
- Drove alone71.5 percent
- Carpooled3.2 percent plus or minus 1.6
- Public transport1.8 percent plus or minus 0.7
- Walked0.7 percent plus or minus 0.7
- Worked from home21.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Zurich
SBA loans in Lake Zurich (7(a))
- Approvals49
- Gross approval$17,520,100
- Average approval$357,553
- Median approval$150,000
- Ninetieth percentile approval$819,000
- Largest approval$3,480,000
- Jobs supported626
- Jobs per approval12.8
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more8.2 percent
- Share to franchises16.3 percent
- Distinct lenders21
- Distinct industries by NAICS30
Counted by borrower city: approvals to borrowers whose address is in Lake Zurich, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lake Zurich
SBA loans in Lake Zurich (504)
- Approvals46
- Gross approval$45,257,000
- Average approval$983,848
- Median approval$731,000
- Largest approval$3,746,000
- Jobs supported469
- Loans with a final outcome16
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Lake Zurich, in any county, FY2010 to FY2026. Only 16 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lake Zurich
Flood risk in Lake Zurich
- NFIP communityVillage of Lake Zurich
- NFIP community number170376
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/17/16
The Village of Lake Zurich participates in the National Flood Insurance Program as community 170376 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lake County, not Lake Zurich
Lake County context, not Lake Zurich figures
- Establishments in Lake County20,076
- Covered employment, Lake County329,354
- Average annual pay, Lake County$91,042
- Housing units permitted, Lake County1,042
Every figure in this section is published for Lake County as a whole and is not a measurement of Lake Zurich.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lake Zurich questions, answered from the record.
How many people live in Lake Zurich, Illinois?
19,832, in 7,392 households. Lake Zurich village covers 6.92 square miles of land, which is 2,865 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lake Zurich in?
Lake County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lake Zurich?
$135,968. The median owner-occupied home is valued at $435,300. Median gross rent is $1,909 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lake Zurich businesses?
49 7(a) approvals totaling $17.5 m since FY2020, across 21 lenders, median approval $150,000, plus 46 504 approvals worth $45.3 m since FY2010. These count approvals to borrowers whose address is in Lake Zurich, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lake Zurich borrowers get paid back?
No rate is published for Lake Zurich. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Lake Zurich in the National Flood Insurance Program?
Yes. Lake Zurich appears in the FEMA Community Status Book as Lake Zurich, village of, community 170376, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lake Zurich figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lake County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lake Zurich.
Is zoning published for Lake Zurich?
No. Nothing on this page presents parcel level zoning.