Zion, Illinois: commercial real estate data.
Zion is a Census city of 24,600 people across 9.94 square miles of land, in Lake County. Median household income is $63,104, 57.8 percent of occupied homes are owned, and the SBA record carries 23 7(a) approvals to borrowers here worth $20.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Zion
What Zion is
- Census place typecity
- Land area9.94 sq mi
- Water area0 sq mi
- Population per square mile of land2,474
- County holding the largest share of its areaLake County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Zion
How many people live in Zion
- Population24,600
- Median age32.3
- Population under 187,004
- Share under 1828.5 percent
- Population 65 and over2,797
- Share 65 and over11.4 percent
- Households8,813
- Family households5,785
- Share of households that are families65.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Zion
Income and work in Zion
- Median household income$63,104
- Per capita income$32,277
- Civilian labor force12,699
- Employed11,854
- Unemployed845 plus or minus 268
- Unemployment rate6.7 percent plus or minus 2.1
- Adults 25 and over15,074
- Adults 25 and over with a high school diploma or higher84.1 percent
- Adults 25 and over with a bachelor degree or higher15.1 percent
- Adults 25 and over with a graduate degree4.9 percent plus or minus 1.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Zion
Housing in Zion
- Housing units9,374
- Occupied units8,813
- Vacant units561 plus or minus 172
- Vacancy rate6.0 percent plus or minus 1.8
- Owner occupied5,093
- Renter occupied3,720
- Ownership rate57.8 percent
- Median owner-occupied home value$183,800
- Median gross rent, monthly$1,186
- Annual rent as a share of median income22.6 percent
- Single family units6,478
- Share single family69.1 percent
- Units in buildings of two or more2,849
- Share in buildings of two or more30.4 percent
- Mobile homes47 plus or minus 40
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Zion
How Zion gets to work
- Workers 16 and over who commute10,833
- Commuting under 15 minutes2,022 plus or minus 447
- Share commuting under 15 minutes18.7 percent plus or minus 4.0
- Commuting 30 minutes or more4,299
- Share commuting 30 minutes or more39.7 percent
- Drove alone72.4 percent
- Carpooled13.7 percent plus or minus 3.1
- Public transport1.3 percent plus or minus 1.2
- Walked1.5 percent plus or minus 1.0
- Worked from home8.1 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Zion
SBA loans in Zion (7(a))
- Approvals23
- Gross approval$20,879,700
- Average approval$907,813
- Median approval$520,000
- Ninetieth percentile approval$1,940,200
- Largest approval$3,325,000
- Jobs supported730
- Jobs per approval31.7
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term293 months
- Share on real estate terms of 20 years or more52.2 percent
- Share to franchises17.4 percent
- Distinct lenders16
- Distinct industries by NAICS15
Counted by borrower city: approvals to borrowers whose address is in Zion, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Zion
SBA loans in Zion (504)
- Approvals13
- Gross approval$15,681,000
- Average approval$1,206,231
- Median approval$632,000
- Largest approval$3,197,000
- Jobs supported330
- Loans with a final outcome5
- Charged off1
- Median term240 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Zion, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Zion
Flood risk in Zion
- NFIP communityCity of Zion
- NFIP community number170399
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/05/23
The City of Zion participates in the National Flood Insurance Program as community 170399 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lake County, not Zion
Lake County context, not Zion figures
- Establishments in Lake County20,076
- Covered employment, Lake County329,354
- Average annual pay, Lake County$91,042
- Housing units permitted, Lake County1,042
Every figure in this section is published for Lake County as a whole and is not a measurement of Zion.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Zion questions, answered from the record.
How many people live in Zion, Illinois?
24,600, in 8,813 households. Zion city covers 9.94 square miles of land, which is 2,474 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Zion in?
Lake County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Zion?
$63,104. The median owner-occupied home is valued at $183,800. Median gross rent is $1,186 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Zion businesses?
23 7(a) approvals totaling $20.9 m since FY2020, across 16 lenders, median approval $520,000, plus 13 504 approvals worth $15.7 m since FY2010. These count approvals to borrowers whose address is in Zion, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Zion borrowers get paid back?
No rate is published for Zion. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Zion in the National Flood Insurance Program?
Yes. Zion appears in the FEMA Community Status Book as Zion, city of, community 170399, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Zion figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lake County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Zion.
Is zoning published for Zion?
No. Nothing on this page presents parcel level zoning.