HomeIllinoisLake CountyNorth Chicago city
North Chicago city, Illinois: commercial real estate data.
North Chicago city is a Census city of 30,643 people across 8.00 square miles of land, in Lake County. Median household income is $60,172, 32.6 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $10.5 m.
80 sourced place values · tier FULL · 9 sections
North Chicago
What North Chicago is
- Census place typecity
- Land area8 sq mi
- Water area0.02 sq mi
- Population per square mile of land3,832
- County holding the largest share of its areaLake County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Chicago
How many people live in North Chicago
- Population30,643
- Median age23.2
- Population under 185,571
- Share under 1818.2 percent
- Population 65 and over2,101
- Share 65 and over6.9 percent
- Households7,036
- Family households4,177
- Share of households that are families59.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Chicago
Income and work in North Chicago
- Median household income$60,172
- Per capita income$24,592
- Civilian labor force9,920
- Employed8,939
- Unemployed981 plus or minus 308
- Unemployment rate9.9 percent plus or minus 3.0
- Adults 25 and over13,357
- Adults 25 and over with a high school diploma or higher81.2 percent
- Adults 25 and over with a bachelor degree or higher20.8 percent
- Adults 25 and over with a graduate degree7.6 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Chicago
Housing in North Chicago
- Housing units7,894
- Occupied units7,036
- Vacant units858 plus or minus 205
- Vacancy rate10.9 percent plus or minus 2.5
- Owner occupied2,292
- Renter occupied4,744
- Ownership rate32.6 percent
- Median owner-occupied home value$159,600
- Median gross rent, monthly$1,426
- Annual rent as a share of median income28.4 percent plus or minus 5.7
- Single family units4,040
- Share single family51.2 percent
- Units in buildings of two or more3,834
- Share in buildings of two or more48.6 percent
- Mobile homes0
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Chicago
How North Chicago gets to work
- Workers 16 and over who commute12,735
- Commuting under 15 minutes6,088
- Share commuting under 15 minutes47.8 percent
- Commuting 30 minutes or more2,256
- Share commuting 30 minutes or more17.7 percent
- Drove alone40.8 percent
- Carpooled9.2 percent plus or minus 2.2
- Public transport0.8 percent plus or minus 0.5
- Walked22.3 percent
- Worked from home25.5 percent plus or minus 5.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Chicago
SBA 7(a) lending to North Chicago borrowers
- Approvals11
- Gross approval$10,497,600
- Average approval$954,327
- Median approval$487,000
- Ninetieth percentile approval$1,688,000
- Largest approval$4,460,000
- Jobs supported81
- Jobs per approval7.4
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term292 months
- Share on real estate terms of 20 years or more63.6 percent
- Share to franchises0.0 percent
- Distinct lenders8
- Distinct industries by NAICS5
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
North Chicago
SBA 504 lending to North Chicago borrowers
- Approvals2
- Gross approval$1,777,000
- Average approval$888,500
- Median approval$1,620,000
- Largest approval$1,620,000
- Jobs supported21
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
North Chicago
Flood programme status in North Chicago
- Listed NFIP communities1
- Of those, participating1
- NFIP community number170384
- Currently effective map date10/05/23
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Lake County, not North Chicago
Lake County context, not North Chicago figures
These are Lake County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as North Chicago measurements.
- Establishments in Lake County20,076
- Employment at those establishments, Lake County337,069
- Covered employment, Lake County329,354
- Average annual pay, Lake County$91,042
- Average weekly wage, Lake County$1,751
- Housing units permitted, Lake County1,042
- Of those, single family, Lake County531
- County product, 2024, Lake County$82,868,798,000
- County product change over the prior year, Lake County3.7 percent
- Average income of an arriving household, Lake County$132,863
Every figure in this section is published for Lake County as a whole and is not a measurement of North Chicago. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
North Chicago questions, answered from the record.
How many people live in North Chicago, Illinois?
30,643, in 7,036 households. North Chicago city covers 8.00 square miles of land, which is 3,832 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is North Chicago in?
Lake County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in North Chicago?
$60,172. The median owner-occupied home is valued at $159,600. Median gross rent is $1,426 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to North Chicago businesses?
11 7(a) approvals totalling $10.5 m, across 8 lenders, median approval $487,000, plus 2 504 approvals worth $1.8 m. These count approvals to borrowers whose address is in North Chicago, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to North Chicago borrowers get paid back?
No rate is published for North Chicago. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is North Chicago in the National Flood Insurance Program?
Yes. North Chicago appears in the FEMA Community Status Book as community 170384, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page North Chicago figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lake County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of North Chicago.
Is zoning published for North Chicago?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.