HomeIllinoisLake CountyNorth Chicago
North Chicago, Illinois: commercial real estate data.
North Chicago is a Census city of 30,643 people across 8.00 square miles of land, in Lake County. Median household income is $60,172, 32.6 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $10.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
North Chicago
What North Chicago is
- Census place typecity
- Land area8 sq mi
- Water area0.02 sq mi
- Population per square mile of land3,832
- County holding the largest share of its areaLake County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Chicago
How many people live in North Chicago
- Population30,643
- Median age23.2
- Population under 185,571
- Share under 1818.2 percent
- Population 65 and over2,101
- Share 65 and over6.9 percent
- Households7,036
- Family households4,177
- Share of households that are families59.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Chicago
Income and work in North Chicago
- Median household income$60,172
- Per capita income$24,592
- Civilian labor force9,920
- Employed8,939
- Unemployed981 plus or minus 308
- Unemployment rate9.9 percent plus or minus 3.0
- Adults 25 and over13,357
- Adults 25 and over with a high school diploma or higher81.2 percent
- Adults 25 and over with a bachelor degree or higher20.8 percent
- Adults 25 and over with a graduate degree7.6 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Chicago
Housing in North Chicago
- Housing units7,894
- Occupied units7,036
- Vacant units858 plus or minus 205
- Vacancy rate10.9 percent plus or minus 2.5
- Owner occupied2,292
- Renter occupied4,744
- Ownership rate32.6 percent
- Median owner-occupied home value$159,600
- Median gross rent, monthly$1,426
- Annual rent as a share of median income28.4 percent plus or minus 5.7
- Single family units4,040
- Share single family51.2 percent
- Units in buildings of two or more3,834
- Share in buildings of two or more48.6 percent
- Mobile homes0
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Chicago
How North Chicago gets to work
- Workers 16 and over who commute12,735
- Commuting under 15 minutes6,088
- Share commuting under 15 minutes47.8 percent
- Commuting 30 minutes or more2,256
- Share commuting 30 minutes or more17.7 percent
- Drove alone40.8 percent
- Carpooled9.2 percent plus or minus 2.2
- Public transport0.8 percent plus or minus 0.5
- Walked22.3 percent
- Worked from home25.5 percent plus or minus 5.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Chicago
SBA loans in North Chicago (7(a))
- Approvals11
- Gross approval$10,497,600
- Average approval$954,327
- Median approval$487,000
- Largest approval$4,460,000
- Jobs supported81
- Jobs per approval7.4
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term292 months
- Share on real estate terms of 20 years or more63.6 percent
- Share to franchises0.0 percent
- Distinct lenders8
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in North Chicago, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
North Chicago
SBA loans in North Chicago (504)
- Approvals2
- Gross approval$1,777,000
- Average approval$888,500
- Median approval$888,500
- Largest approval$1,620,000
- Jobs supported21
- Loans with a final outcome0
- Charged off0
- Median term270 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in North Chicago, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
North Chicago
Flood risk in North Chicago
- NFIP communityCity of North Chicago
- NFIP community number170384
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/05/23
The City of North Chicago participates in the National Flood Insurance Program as community 170384 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lake County, not North Chicago
Lake County context, not North Chicago figures
- Establishments in Lake County20,076
- Covered employment, Lake County329,354
- Average annual pay, Lake County$91,042
- Housing units permitted, Lake County1,042
Every figure in this section is published for Lake County as a whole and is not a measurement of North Chicago.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
North Chicago questions, answered from the record.
How many people live in North Chicago, Illinois?
30,643, in 7,036 households. North Chicago city covers 8.00 square miles of land, which is 3,832 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is North Chicago in?
Lake County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in North Chicago?
$60,172. The median owner-occupied home is valued at $159,600. Median gross rent is $1,426 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to North Chicago businesses?
11 7(a) approvals totaling $10.5 m since FY2020, across 8 lenders, median approval $487,000, plus 2 504 approvals worth $1.8 m since FY2010. These count approvals to borrowers whose address is in North Chicago, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to North Chicago borrowers get paid back?
No rate is published for North Chicago. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is North Chicago in the National Flood Insurance Program?
Yes. North Chicago appears in the FEMA Community Status Book as North Chicago, city of, community 170384, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page North Chicago figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lake County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of North Chicago.
Is zoning published for North Chicago?
No. Nothing on this page presents parcel level zoning.