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HomeIndianaElkhart CountyGoshen city

Goshen city, Indiana: commercial real estate data.

Goshen city is a Census city of 34,420 people across 17.93 square miles of land, in Elkhart County. Median household income is $59,184, 61.5 percent of occupied homes are owned, and the SBA record carries 27 7(a) approvals to borrowers here worth $6.6 m.

76 sourced place values · tier FULL · 8 sections

Goshen

What Goshen is

  • Census place typecity
  • Land area17.93 sq mi
  • Water area0.38 sq mi
  • Population per square mile of land1,920
  • County holding the largest share of its areaElkhart County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Goshen

How many people live in Goshen

  • Population34,420
  • Median age34.4
  • Population under 188,998
  • Share under 1826.1 percent
  • Population 65 and over6,209
  • Share 65 and over18.0 percent
  • Households12,152
  • Family households7,610
  • Share of households that are families62.6 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Goshen

Income and work in Goshen

  • Median household income$59,184
  • Per capita income$28,295
  • Civilian labor force16,092
  • Employed15,443
  • Unemployed649 plus or minus 267
  • Unemployment rate4.0 percent plus or minus 1.6
  • Adults 25 and over21,509
  • Adults 25 and over with a high school diploma or higher83.1 percent
  • Adults 25 and over with a bachelor degree or higher23.7 percent
  • Adults 25 and over with a graduate degree10.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Goshen

Housing in Goshen

  • Housing units13,693
  • Occupied units12,152
  • Vacant units1,541 plus or minus 396
  • Vacancy rate11.3 percent plus or minus 2.9
  • Owner occupied7,475
  • Renter occupied4,677
  • Ownership rate61.5 percent
  • Median owner-occupied home value$184,900
  • Median gross rent, monthly$1,093
  • Annual rent as a share of median income22.2 percent
  • Single family units8,952
  • Share single family65.4 percent
  • Units in buildings of two or more3,071
  • Share in buildings of two or more22.4 percent
  • Mobile homes1,643 plus or minus 348
  • Median year structure built1980

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Goshen

How Goshen gets to work

  • Workers 16 and over who commute14,441
  • Commuting under 15 minutes5,141
  • Share commuting under 15 minutes35.6 percent
  • Commuting 30 minutes or more3,044
  • Share commuting 30 minutes or more21.1 percent
  • Drove alone73.9 percent
  • Carpooled17.3 percent
  • Public transport0.2 percent plus or minus 0.2
  • Walked3.0 percent plus or minus 1.2
  • Worked from home4.2 percent plus or minus 1.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Goshen

SBA 7(a) lending to Goshen borrowers

  • Approvals27
  • Gross approval$6,565,900
  • Average approval$243,181
  • Median approval$113,600
  • Ninetieth percentile approval$500,000
  • Largest approval$2,040,000
  • Jobs supported188
  • Jobs per approval7.0
  • Loans with a final outcome2
  • Paid in full1
  • Charged off1
  • Median term120 months
  • Share on real estate terms of 20 years or more14.8 percent
  • Share to franchises7.4 percent
  • Distinct lenders13
  • Distinct industries by NAICS17

A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Goshen

SBA 504 lending to Goshen borrowers

  • Approvals13
  • Gross approval$9,473,000
  • Average approval$728,692
  • Median approval$310,000
  • Largest approval$2,274,000
  • Jobs supported343
  • Loans with a final outcome4
  • Charged off1
  • Median term240 months
  • Distinct CDCs3

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Elkhart County, not Goshen

Elkhart County context, not Goshen figures

These are Elkhart County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Goshen measurements.

  • Establishments in Elkhart County5,211
  • Employment at those establishments, Elkhart County136,199
  • Covered employment, Elkhart County127,100
  • Average annual pay, Elkhart County$62,117
  • Average weekly wage, Elkhart County$1,195
  • Housing units permitted, Elkhart County484
  • Of those, single family, Elkhart County342
  • County product, 2024, Elkhart County$20,586,285,000
  • County product change over the prior year, Elkhart County1.8 percent
  • Average income of an arriving household, Elkhart County$62,695

Every figure in this section is published for Elkhart County as a whole and is not a measurement of Goshen. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Goshen questions, answered from the record.

How many people live in Goshen, Indiana?

34,420, in 12,152 households. Goshen city covers 17.93 square miles of land, which is 1,920 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Goshen in?

Elkhart County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Goshen?

$59,184. The median owner-occupied home is valued at $184,900. Median gross rent is $1,093 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Goshen businesses?

27 7(a) approvals totalling $6.6 m, across 13 lenders, median approval $113,600, plus 13 504 approvals worth $9.5 m. These count approvals to borrowers whose address is in Goshen, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Goshen borrowers get paid back?

No rate is published for Goshen. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Goshen figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Elkhart County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Goshen.

Is zoning published for Goshen?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.