HomeIndianaElkhart CountyNappanee
Nappanee, Indiana: commercial real estate data.
Nappanee is a Census city of 6,815 people across 4.93 square miles of land, lying across Elkhart County and Kosciusko County. Median household income is $68,892, 63.4 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $12.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Nappanee
What Nappanee is
- Census place typecity
- Land area4.93 sq mi
- Water area0 sq mi
- Population per square mile of land1,382
- County holding the largest share of its areaElkhart County, 93.6 percent
- Counties this place lies inElkhart County 93.6 percent, Kosciusko County 6.4 percent
Nappanee crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nappanee
How many people live in Nappanee
- Population6,815
- Median age36.1
- Population under 181,346 plus or minus 325
- Share under 1819.8 percent plus or minus 4.6
- Population 65 and over964 plus or minus 212
- Share 65 and over14.1 percent plus or minus 3.0
- Households2,783
- Family households1,693
- Share of households that are families60.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nappanee
Income and work in Nappanee
- Median household income$68,892
- Per capita income$37,596
- Civilian labor force4,300
- Employed4,044
- Unemployed256 plus or minus 163
- Unemployment rate6.0 percent plus or minus 3.7
- Adults 25 and over4,928
- Adults 25 and over with a high school diploma or higher87.0 percent
- Adults 25 and over with a bachelor degree or higher10.2 percent plus or minus 3.1
- Adults 25 and over with a graduate degree3.0 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nappanee
Housing in Nappanee
- Housing units3,009
- Occupied units2,783
- Vacant units226 plus or minus 166
- Vacancy rate7.5 percent plus or minus 5.5
- Owner occupied1,764
- Renter occupied1,019 plus or minus 272
- Ownership rate63.4 percent
- Median owner-occupied home value$238,600
- Median gross rent, monthly$856
- Annual rent as a share of median income14.9 percent plus or minus 3.0
- Single family units2,111
- Share single family70.2 percent
- Units in buildings of two or more656 plus or minus 222
- Share in buildings of two or more21.8 percent plus or minus 7.1
- Mobile homes242 plus or minus 157
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nappanee
How Nappanee gets to work
- Workers 16 and over who commute3,911
- Commuting under 15 minutes1,636 plus or minus 451
- Share commuting under 15 minutes41.8 percent plus or minus 10.1
- Commuting 30 minutes or more1,421 plus or minus 393
- Share commuting 30 minutes or more36.3 percent plus or minus 8.8
- Drove alone74.4 percent
- Carpooled19.0 percent plus or minus 10.4
- Public transport0.0 percent
- Walked4.0 percent plus or minus 2.5
- Worked from home1.7 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nappanee
SBA loans in Nappanee (7(a))
- Approvals11
- Gross approval$12,083,300
- Average approval$1,098,482
- Median approval$900,000
- Largest approval$3,575,000
- Jobs supported166
- Jobs per approval15.1
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more9.1 percent
- Share to franchises9.1 percent
- Distinct lenders5
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Nappanee, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Nappanee
SBA loans in Nappanee (504)
- Approvals8
- Gross approval$8,837,000
- Average approval$1,104,625
- Median approval$640,000
- Largest approval$3,288,000
- Jobs supported163
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Nappanee, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Nappanee
Flood risk in Nappanee
- NFIP communityCity of Nappanee
- NFIP community number180059
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date(NSFHA)
The City of Nappanee participates in the National Flood Insurance Program as community 180059 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Elkhart County, not Nappanee
Elkhart County context, not Nappanee figures
- Establishments in Elkhart County5,211
- Covered employment, Elkhart County127,100
- Average annual pay, Elkhart County$62,117
- Housing units permitted, Elkhart County484
Every figure in this section is published for Elkhart County as a whole and is not a measurement of Nappanee.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Nappanee questions, answered from the record.
How many people live in Nappanee, Indiana?
6,815, in 2,783 households. Nappanee city covers 4.93 square miles of land, which is 1,382 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Nappanee in?
Nappanee lies in more than one. By area it is 93.6 percent in Elkhart County, 6.4 percent in Kosciusko County. This page sits under Elkhart County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Nappanee?
$68,892. The median owner-occupied home is valued at $238,600. Median gross rent is $856 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Nappanee businesses?
11 7(a) approvals totaling $12.1 m since FY2020, across 5 lenders, median approval $900,000, plus 8 504 approvals worth $8.8 m since FY2010. These count approvals to borrowers whose address is in Nappanee, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Nappanee borrowers get paid back?
No rate is published for Nappanee. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Nappanee in the National Flood Insurance Program?
Yes. Nappanee appears in the FEMA Community Status Book as Nappanee, city of, community 180059, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Nappanee figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Elkhart County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Nappanee.
Is zoning published for Nappanee?
No. Nothing on this page presents parcel level zoning.
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