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HomeIndianaElkhart CountyNappanee city

Nappanee city, Indiana: commercial real estate data.

Nappanee city is a Census city of 6,815 people across 4.93 square miles of land, lying across Elkhart County and Kosciusko County. Median household income is $68,892, 63.4 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $12.1 m.

77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Nappanee

What Nappanee is

  • Census place typecity
  • Land area4.93 sq mi
  • Water area0 sq mi
  • Population per square mile of land1,382
  • County holding the largest share of its areaElkhart County, 93.6 percent
  • Counties this place lies inElkhart County 93.6 percent, Kosciusko County 6.4 percent

Nappanee city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Nappanee

How many people live in Nappanee

  • Population6,815
  • Median age36.1
  • Population under 181,346 plus or minus 325
  • Share under 1819.8 percent plus or minus 4.6
  • Population 65 and over964 plus or minus 212
  • Share 65 and over14.1 percent plus or minus 3.0
  • Households2,783
  • Family households1,693
  • Share of households that are families60.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Nappanee

Income and work in Nappanee

  • Median household income$68,892
  • Per capita income$37,596
  • Civilian labor force4,300
  • Employed4,044
  • Unemployed256 plus or minus 163
  • Unemployment rate6.0 percent plus or minus 3.7
  • Adults 25 and over4,928
  • Adults 25 and over with a high school diploma or higher87.0 percent
  • Adults 25 and over with a bachelor degree or higher10.2 percent plus or minus 3.1
  • Adults 25 and over with a graduate degree3.0 percent plus or minus 2.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Nappanee

Housing in Nappanee

  • Housing units3,009
  • Occupied units2,783
  • Vacant units226 plus or minus 166
  • Vacancy rate7.5 percent plus or minus 5.5
  • Owner occupied1,764
  • Renter occupied1,019 plus or minus 272
  • Ownership rate63.4 percent
  • Median owner-occupied home value$238,600
  • Median gross rent, monthly$856
  • Annual rent as a share of median income14.9 percent plus or minus 3.0
  • Single family units2,111
  • Share single family70.2 percent
  • Units in buildings of two or more656 plus or minus 222
  • Share in buildings of two or more21.8 percent plus or minus 7.1
  • Mobile homes242 plus or minus 157
  • Median year structure built1984

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Nappanee

How Nappanee gets to work

  • Workers 16 and over who commute3,911
  • Commuting under 15 minutes1,636 plus or minus 451
  • Share commuting under 15 minutes41.8 percent plus or minus 10.1
  • Commuting 30 minutes or more1,421 plus or minus 393
  • Share commuting 30 minutes or more36.3 percent plus or minus 8.8
  • Drove alone74.4 percent
  • Carpooled19.0 percent plus or minus 10.4
  • Public transport0.0 percent
  • Walked4.0 percent plus or minus 2.5
  • Worked from home1.7 percent plus or minus 1.5

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Nappanee

SBA loans in Nappanee (7(a))

  • Approvals11
  • Gross approval$12,083,300
  • Average approval$1,098,482
  • Median approval$900,000
  • Ninetieth percentile approval$2,232,000
  • Largest approval$3,575,000
  • Jobs supported166
  • Jobs per approval15.1
  • Loans with a final outcome2
  • Paid in full2
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more9.1 percent
  • Share to franchises9.1 percent
  • Distinct lenders5
  • Distinct industries by NAICS6

A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Nappanee

SBA loans in Nappanee (504)

  • Approvals8
  • Gross approval$8,837,000
  • Average approval$1,104,625
  • Median approval$754,000
  • Largest approval$3,288,000
  • Jobs supported163
  • Loans with a final outcome1
  • Charged off0
  • Median term240 months
  • Distinct CDCs2

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Elkhart County, not Nappanee

Elkhart County context, not Nappanee figures

These are Elkhart County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Nappanee measurements.

  • Establishments in Elkhart County5,211
  • Employment at those establishments, Elkhart County136,199
  • Covered employment, Elkhart County127,100
  • Average annual pay, Elkhart County$62,117
  • Average weekly wage, Elkhart County$1,195
  • Housing units permitted, Elkhart County484
  • Of those, single family, Elkhart County342
  • County product, 2024, Elkhart County$20,586,285,000
  • County product change over the prior year, Elkhart County1.8 percent
  • Average income of an arriving household, Elkhart County$62,695

Every figure in this section is published for Elkhart County as a whole and is not a measurement of Nappanee. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Nappanee questions, answered from the record.

How many people live in Nappanee, Indiana?

6,815, in 2,783 households. Nappanee city covers 4.93 square miles of land, which is 1,382 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Nappanee in?

Nappanee lies in more than one. By area it is 93.6 percent in Elkhart County, 6.4 percent in Kosciusko County. This page sits under Elkhart County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.

What is the median household income in Nappanee?

$68,892. The median owner-occupied home is valued at $238,600. Median gross rent is $856 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Nappanee businesses?

11 7(a) approvals totalling $12.1 m, across 5 lenders, median approval $900,000, plus 8 504 approvals worth $8.8 m. These count approvals to borrowers whose address is in Nappanee, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Nappanee borrowers get paid back?

No rate is published for Nappanee. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Nappanee figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Elkhart County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Nappanee.

Is zoning published for Nappanee?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.