HomeIndianaElkhart CountyMiddlebury town
Middlebury town, Indiana: commercial real estate data.
Middlebury town is a Census town of 3,700 people across 4.58 square miles of land, in Elkhart County. Median household income is $75,236, 73.4 percent of occupied homes are owned, and the SBA record carries 15 7(a) approvals to borrowers here worth $4.3 m.
76 sourced place values · tier FULL · 8 sections
Middlebury
What Middlebury is
- Census place typetown
- Land area4.58 sq mi
- Water area0.02 sq mi
- Population per square mile of land807
- County holding the largest share of its areaElkhart County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middlebury
How many people live in Middlebury
- Population3,700
- Median age35.9
- Population under 181,135 plus or minus 271
- Share under 1830.7 percent plus or minus 7.3
- Population 65 and over507 plus or minus 165
- Share 65 and over13.7 percent plus or minus 4.5
- Households1,283
- Family households1,017
- Share of households that are families79.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middlebury
Income and work in Middlebury
- Median household income$75,236 plus or minus $15,467
- Per capita income$34,179 plus or minus $10,075
- Civilian labor force1,781
- Employed1,709
- Unemployed72 plus or minus 55
- Unemployment rate4.0 percent plus or minus 3.0
- Adults 25 and over2,267
- Adults 25 and over with a high school diploma or higher89.6 percent
- Adults 25 and over with a bachelor degree or higher24.2 percent plus or minus 7.9
- Adults 25 and over with a graduate degree13.8 percent plus or minus 6.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middlebury
Housing in Middlebury
- Housing units1,441
- Occupied units1,283
- Vacant units158 plus or minus 121
- Vacancy rate11.0 percent plus or minus 8.3
- Owner occupied942
- Renter occupied341 plus or minus 109
- Ownership rate73.4 percent
- Median owner-occupied home value$243,700
- Median gross rent, monthly$1,203
- Annual rent as a share of median income19.2 percent plus or minus 4.7
- Single family units1,174
- Share single family81.5 percent
- Units in buildings of two or more137 plus or minus 108
- Share in buildings of two or more9.5 percent plus or minus 7.4
- Mobile homes130 plus or minus 85
- Median year structure built1986
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middlebury
How Middlebury gets to work
- Workers 16 and over who commute1,506 plus or minus 318
- Commuting under 15 minutes786 plus or minus 354
- Share commuting under 15 minutes52.2 percent plus or minus 20.7
- Commuting 30 minutes or more204 plus or minus 91
- Share commuting 30 minutes or more13.5 percent plus or minus 5.3
- Drove alone81.3 percent
- Carpooled9.5 percent plus or minus 5.7
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home8.2 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middlebury
SBA 7(a) lending to Middlebury borrowers
- Approvals15
- Gross approval$4,285,700
- Average approval$285,713
- Median approval$160,800
- Ninetieth percentile approval$760,000
- Largest approval$1,161,600
- Jobs supported300
- Jobs per approval20.0
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more6.7 percent
- Share to franchises20.0 percent
- Distinct lenders7
- Distinct industries by NAICS9
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Middlebury
SBA 504 lending to Middlebury borrowers
- Approvals7
- Gross approval$3,766,000
- Average approval$538,000
- Median approval$450,000
- Largest approval$1,083,000
- Jobs supported43
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Elkhart County, not Middlebury
Elkhart County context, not Middlebury figures
These are Elkhart County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Middlebury measurements.
- Establishments in Elkhart County5,211
- Employment at those establishments, Elkhart County136,199
- Covered employment, Elkhart County127,100
- Average annual pay, Elkhart County$62,117
- Average weekly wage, Elkhart County$1,195
- Housing units permitted, Elkhart County484
- Of those, single family, Elkhart County342
- County product, 2024, Elkhart County$20,586,285,000
- County product change over the prior year, Elkhart County1.8 percent
- Average income of an arriving household, Elkhart County$62,695
Every figure in this section is published for Elkhart County as a whole and is not a measurement of Middlebury. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Middlebury questions, answered from the record.
How many people live in Middlebury, Indiana?
3,700, in 1,283 households. Middlebury town covers 4.58 square miles of land, which is 807 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Middlebury in?
Elkhart County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Middlebury?
$75,236. The median owner-occupied home is valued at $243,700. Median gross rent is $1,203 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Middlebury businesses?
15 7(a) approvals totalling $4.3 m, across 7 lenders, median approval $160,800, plus 7 504 approvals worth $3.8 m. These count approvals to borrowers whose address is in Middlebury, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Middlebury borrowers get paid back?
No rate is published for Middlebury. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Middlebury figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Elkhart County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Middlebury.
Is zoning published for Middlebury?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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