HomeIndianaSt. Joseph CountyMishawaka city
Mishawaka city, Indiana: commercial real estate data.
Mishawaka city is a Census city of 51,021 people across 18.10 square miles of land, in St. Joseph County. Median household income is $54,291, 49.3 percent of occupied homes are owned, and the SBA record carries 80 7(a) approvals to borrowers here worth $49.2 m.
78 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Mishawaka
What Mishawaka is
- Census place typecity
- Land area18.1 sq mi
- Water area0.35 sq mi
- Population per square mile of land2,819
- County holding the largest share of its areaSt. Joseph County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mishawaka
How many people live in Mishawaka
- Population51,021
- Median age36.0
- Population under 1810,592
- Share under 1820.8 percent
- Population 65 and over8,485
- Share 65 and over16.6 percent
- Households22,850
- Family households11,382
- Share of households that are families49.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mishawaka
Income and work in Mishawaka
- Median household income$54,291
- Per capita income$34,469
- Civilian labor force27,343
- Employed25,492
- Unemployed1,851 plus or minus 422
- Unemployment rate6.8 percent plus or minus 1.5
- Adults 25 and over34,676
- Adults 25 and over with a high school diploma or higher91.1 percent
- Adults 25 and over with a bachelor degree or higher29.2 percent
- Adults 25 and over with a graduate degree11.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mishawaka
Housing in Mishawaka
- Housing units25,024
- Occupied units22,850
- Vacant units2,174
- Vacancy rate8.7 percent
- Owner occupied11,271
- Renter occupied11,579
- Ownership rate49.3 percent
- Median owner-occupied home value$155,500
- Median gross rent, monthly$1,070
- Annual rent as a share of median income23.7 percent
- Single family units13,921
- Share single family55.6 percent
- Units in buildings of two or more10,066
- Share in buildings of two or more40.2 percent
- Mobile homes1,037 plus or minus 278
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mishawaka
How Mishawaka gets to work
- Workers 16 and over who commute23,080
- Commuting under 15 minutes6,933
- Share commuting under 15 minutes30.0 percent
- Commuting 30 minutes or more5,928
- Share commuting 30 minutes or more25.7 percent
- Drove alone78.7 percent
- Carpooled8.7 percent plus or minus 1.9
- Public transport1.0 percent plus or minus 0.7
- Walked1.8 percent plus or minus 0.7
- Worked from home7.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mishawaka
SBA loans in Mishawaka (7(a))
- Approvals80
- Gross approval$49,214,900
- Average approval$615,186
- Median approval$150,000
- Ninetieth percentile approval$1,830,400
- Largest approval$5,000,000
- Jobs supported671
- Jobs per approval8.4
- Loans with a final outcome21
- Paid in full21
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more22.5 percent
- Share to franchises21.3 percent
- Distinct lenders23
- Distinct industries by NAICS49
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mishawaka
SBA loans in Mishawaka (504)
- Approvals46
- Gross approval$22,029,000
- Average approval$478,891
- Median approval$350,000
- Largest approval$1,796,000
- Jobs supported680
- Loans with a final outcome15
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
St. Joseph County, not Mishawaka
St. Joseph County context, not Mishawaka figures
These are St. Joseph County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Mishawaka measurements.
- Establishments in St. Joseph County5,959
- Employment at those establishments, St. Joseph County120,211
- Covered employment, St. Joseph County121,043
- Average annual pay, St. Joseph County$59,303
- Average weekly wage, St. Joseph County$1,140
- Housing units permitted, St. Joseph County752
- Of those, single family, St. Joseph County270
- County product, 2024, St. Joseph County$19,493,411,000
- County product change over the prior year, St. Joseph County4.2 percent
- Average income of an arriving household, St. Joseph County$60,820
Every figure in this section is published for St. Joseph County as a whole and is not a measurement of Mishawaka. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Mishawaka questions, answered from the record.
How many people live in Mishawaka, Indiana?
51,021, in 22,850 households. Mishawaka city covers 18.10 square miles of land, which is 2,819 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mishawaka in?
St. Joseph County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mishawaka?
$54,291. The median owner-occupied home is valued at $155,500. Median gross rent is $1,070 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mishawaka businesses?
80 7(a) approvals totalling $49.2 m, across 23 lenders, median approval $150,000, plus 46 504 approvals worth $22.0 m. These count approvals to borrowers whose address is in Mishawaka, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mishawaka borrowers get paid back?
Of the 21 loans that have reached a final outcome, 21 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Mishawaka figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Joseph County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mishawaka.
Is zoning published for Mishawaka?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.