HomeIndianaSt. Joseph CountyOsceola
Osceola, Indiana: commercial real estate data.
Osceola is a Census town of 2,593 people across 1.35 square miles of land, in St. Joseph County. Median household income is $66,503, 82.5 percent of occupied homes are owned, and the SBA record carries 22 7(a) approvals to borrowers here worth $6.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Osceola
What Osceola is
- Census place typetown
- Land area1.35 sq mi
- Water area0 sq mi
- Population per square mile of land1,921
- County holding the largest share of its areaSt. Joseph County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osceola
How many people live in Osceola
- Population2,593
- Median age38.9
- Population under 18598 plus or minus 153
- Share under 1823.1 percent plus or minus 5.9
- Population 65 and over434 plus or minus 160
- Share 65 and over16.7 percent plus or minus 6.2
- Households1,019
- Family households701
- Share of households that are families68.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osceola
Income and work in Osceola
- Median household income$66,503
- Per capita income$31,298
- Civilian labor force1,374
- Employed1,333
- Unemployed41 plus or minus 32
- Unemployment rate3.0 percent plus or minus 2.3
- Adults 25 and over1,813
- Adults 25 and over with a high school diploma or higher94.2 percent
- Adults 25 and over with a bachelor degree or higher28.6 percent plus or minus 8.1
- Adults 25 and over with a graduate degree4.3 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osceola
Housing in Osceola
- Housing units1,038
- Occupied units1,019
- Vacant units19 plus or minus 33
- Vacancy rate1.8 percent plus or minus 3.2
- Owner occupied841
- Renter occupied178 plus or minus 148
- Ownership rate82.5 percent
- Median owner-occupied home value$196,900
- Median gross rent, monthly$1,654
- Annual rent as a share of median income29.8 percent plus or minus 6.1
- Single family units1,026
- Share single family98.8 percent
- Units in buildings of two or more12 plus or minus 18
- Share in buildings of two or more1.2 percent plus or minus 1.8
- Mobile homes0
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osceola
How Osceola gets to work
- Workers 16 and over who commute1,125
- Commuting under 15 minutes276 plus or minus 88
- Share commuting under 15 minutes24.5 percent plus or minus 7.0
- Commuting 30 minutes or more380 plus or minus 126
- Share commuting 30 minutes or more33.8 percent plus or minus 10.1
- Drove alone69.7 percent
- Carpooled11.8 percent plus or minus 6.9
- Public transport1.5 percent plus or minus 1.4
- Walked1.0 percent plus or minus 1.0
- Worked from home14.1 percent plus or minus 10.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osceola
SBA loans in Osceola (7(a))
- Approvals22
- Gross approval$6,403,900
- Average approval$291,086
- Median approval$75,000
- Ninetieth percentile approval$597,000
- Largest approval$3,242,000
- Jobs supported68
- Jobs per approval3.1
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more9.1 percent
- Share to franchises4.5 percent
- Distinct lenders7
- Distinct industries by NAICS16
Counted by borrower city: approvals to borrowers whose address is in Osceola, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Osceola
SBA loans in Osceola (504)
- Approvals6
- Gross approval$2,237,000
- Average approval$372,833
- Median approval$240,500
- Largest approval$1,142,000
- Jobs supported41
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Osceola, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Osceola
Flood risk in Osceola
- NFIP communityTown of Osceola
- NFIP community number180229
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/16/15
The Town of Osceola participates in the National Flood Insurance Program as community 180229 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
St. Joseph County, not Osceola
St. Joseph County context, not Osceola figures
- Establishments in St. Joseph County5,959
- Covered employment, St. Joseph County121,043
- Average annual pay, St. Joseph County$59,303
- Housing units permitted, St. Joseph County752
Every figure in this section is published for St. Joseph County as a whole and is not a measurement of Osceola.
All St. Joseph County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Osceola questions, answered from the record.
How many people live in Osceola, Indiana?
2,593, in 1,019 households. Osceola town covers 1.35 square miles of land, which is 1,921 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Osceola in?
St. Joseph County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Osceola?
$66,503. The median owner-occupied home is valued at $196,900. Median gross rent is $1,654 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Osceola businesses?
22 7(a) approvals totaling $6.4 m since FY2020, across 7 lenders, median approval $75,000, plus 6 504 approvals worth $2.2 m since FY2010. These count approvals to borrowers whose address is in Osceola, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Osceola borrowers get paid back?
No rate is published for Osceola. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Osceola in the National Flood Insurance Program?
Yes. Osceola appears in the FEMA Community Status Book as Osceola, town of, community 180229, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Osceola figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Joseph County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Osceola.
Is zoning published for Osceola?
No. Nothing on this page presents parcel level zoning.