HomeIndianaSt. Joseph CountyNorth Liberty town
North Liberty town, Indiana: commercial real estate data.
North Liberty town is a Census town of 1,775 people across 1.03 square miles of land, in St. Joseph County. Median household income is $75,047, 78.1 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $5.4 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
North Liberty
What North Liberty is
- Census place typetown
- Land area1.03 sq mi
- Water area0 sq mi
- Population per square mile of land1,727
- County holding the largest share of its areaSt. Joseph County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Liberty
How many people live in North Liberty
- Population1,775
- Median age33.5 plus or minus 7.4
- Population under 18449 plus or minus 142
- Share under 1825.3 percent plus or minus 6.4
- Population 65 and over248 plus or minus 133
- Share 65 and over14.0 percent plus or minus 7.0
- Households711 plus or minus 148
- Family households504 plus or minus 104
- Share of households that are families70.9 percent plus or minus 20.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Liberty
Income and work in North Liberty
- Median household income$75,047 plus or minus $28,183
- Per capita income$40,387 plus or minus $14,889
- Civilian labor force802
- Employed751 plus or minus 150
- Unemployed51 plus or minus 38
- Unemployment rate6.4 percent plus or minus 4.6
- Adults 25 and over1,162 plus or minus 245
- Adults 25 and over with a high school diploma or higher94.8 percent
- Adults 25 and over with a bachelor degree or higher29.3 percent plus or minus 12.1
- Adults 25 and over with a graduate degree5.6 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Liberty
Housing in North Liberty
- Housing units764
- Occupied units711 plus or minus 148
- Vacant units53 plus or minus 39
- Vacancy rate6.9 percent plus or minus 4.9
- Owner occupied555 plus or minus 143
- Renter occupied156 plus or minus 70
- Ownership rate78.1 percent
- Median owner-occupied home value$162,100
- Median gross rent, monthly$960 plus or minus $203
- Annual rent as a share of median income15.4 percent plus or minus 6.6
- Single family units685 plus or minus 147
- Share single family89.7 percent
- Units in buildings of two or more79 plus or minus 57
- Share in buildings of two or more10.3 percent plus or minus 7.1
- Mobile homes0
- Median year structure built1955
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Liberty
How North Liberty gets to work
- Workers 16 and over who commute678 plus or minus 145
- Commuting under 15 minutes114 plus or minus 59
- Share commuting under 15 minutes16.8 percent plus or minus 7.9
- Commuting 30 minutes or more286 plus or minus 91
- Share commuting 30 minutes or more42.2 percent plus or minus 9.9
- Drove alone82.8 percent plus or minus 23.5
- Carpooled7.9 percent plus or minus 7.9
- Public transport0.0 percent
- Walked0.4 percent plus or minus 0.7
- Worked from home8.9 percent plus or minus 6.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Liberty
SBA loans in North Liberty (7(a))
- Approvals9
- Gross approval$5,407,200
- Average approval$600,800
- Median approval$96,300
- Ninetieth percentile approval$3,200,000
- Largest approval$3,200,000
- Jobs supported73
- Jobs per approval8.1
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term61 months
- Share on real estate terms of 20 years or more22.2 percent
- Share to franchises11.1 percent
- Distinct lenders5
- Distinct industries by NAICS7
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
North Liberty
SBA loans in North Liberty (504)
- Approvals1
- Gross approval$167,000
- Average approval$167,000
- Median approval$167,000
- Largest approval$167,000
- Jobs supported0
- Loans with a final outcome1
- Charged off0
- Median term120 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
St. Joseph County, not North Liberty
St. Joseph County context, not North Liberty figures
These are St. Joseph County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as North Liberty measurements.
- Establishments in St. Joseph County5,959
- Employment at those establishments, St. Joseph County120,211
- Covered employment, St. Joseph County121,043
- Average annual pay, St. Joseph County$59,303
- Average weekly wage, St. Joseph County$1,140
- Housing units permitted, St. Joseph County752
- Of those, single family, St. Joseph County270
- County product, 2024, St. Joseph County$19,493,411,000
- County product change over the prior year, St. Joseph County4.2 percent
- Average income of an arriving household, St. Joseph County$60,820
Every figure in this section is published for St. Joseph County as a whole and is not a measurement of North Liberty. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
North Liberty questions, answered from the record.
How many people live in North Liberty, Indiana?
1,775, in 711 households. North Liberty town covers 1.03 square miles of land, which is 1,727 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is North Liberty in?
St. Joseph County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in North Liberty?
$75,047. The median owner-occupied home is valued at $162,100. Median gross rent is $960 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to North Liberty businesses?
9 7(a) approvals totalling $5.4 m, across 5 lenders, median approval $96,300, plus 1 504 approvals worth $167,000. These count approvals to borrowers whose address is in North Liberty, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to North Liberty borrowers get paid back?
No rate is published for North Liberty. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page North Liberty figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Joseph County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of North Liberty.
Is zoning published for North Liberty?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.