HomeIowaJohnson CountyIowa City city
Iowa City city, Iowa: commercial real estate data.
Iowa City city is a Census city of 75,752 people across 25.76 square miles of land, in Johnson County. Median household income is $58,546, 47.2 percent of occupied homes are owned, and the SBA record carries 45 7(a) approvals to borrowers here worth $16.9 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Iowa City
What Iowa City is
- Census place typecity
- Land area25.76 sq mi
- Water area0.54 sq mi
- Population per square mile of land2,940
- County holding the largest share of its areaJohnson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Iowa City
How many people live in Iowa City
- Population75,752
- Median age26.2
- Population under 1810,817
- Share under 1814.3 percent
- Population 65 and over9,354
- Share 65 and over12.3 percent
- Households30,816
- Family households12,463
- Share of households that are families40.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Iowa City
Income and work in Iowa City
- Median household income$58,546
- Per capita income$37,842
- Civilian labor force45,244
- Employed43,145
- Unemployed2,099
- Unemployment rate4.6 percent
- Adults 25 and over39,445
- Adults 25 and over with a high school diploma or higher96.5 percent
- Adults 25 and over with a bachelor degree or higher60.5 percent
- Adults 25 and over with a graduate degree29.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Iowa City
Housing in Iowa City
- Housing units33,863
- Occupied units30,816
- Vacant units3,047
- Vacancy rate9.0 percent
- Owner occupied14,545
- Renter occupied16,271
- Ownership rate47.2 percent
- Median owner-occupied home value$285,900
- Median gross rent, monthly$1,094
- Annual rent as a share of median income22.4 percent
- Single family units16,506
- Share single family48.7 percent
- Units in buildings of two or more16,623
- Share in buildings of two or more49.1 percent
- Mobile homes710 plus or minus 244
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Iowa City
How Iowa City gets to work
- Workers 16 and over who commute36,494
- Commuting under 15 minutes16,669
- Share commuting under 15 minutes45.7 percent
- Commuting 30 minutes or more5,191
- Share commuting 30 minutes or more14.2 percent
- Drove alone56.2 percent
- Carpooled6.7 percent
- Public transport6.0 percent
- Walked14.6 percent
- Worked from home12.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Iowa City
SBA loans in Iowa City (7(a))
- Approvals45
- Gross approval$16,912,000
- Average approval$375,822
- Median approval$190,000
- Ninetieth percentile approval$1,000,000
- Largest approval$3,035,000
- Jobs supported403
- Jobs per approval9.0
- Loans with a final outcome15
- Paid in full14
- Charged off1
- Charge-off rate over resolved loans6.7 percent
- Median term120 months
- Share on real estate terms of 20 years or more4.4 percent
- Share to franchises13.3 percent
- Distinct lenders18
- Distinct industries by NAICS33
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Iowa City
SBA loans in Iowa City (504)
- Approvals8
- Gross approval$6,013,000
- Average approval$751,625
- Median approval$474,000
- Largest approval$2,075,000
- Jobs supported50
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Johnson County, not Iowa City
Johnson County context, not Iowa City figures
These are Johnson County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Iowa City measurements.
- Establishments in Johnson County3,490
- Employment at those establishments, Johnson County68,965
- Covered employment, Johnson County83,750
- Average annual pay, Johnson County$64,363
- Average weekly wage, Johnson County$1,238
- Housing units permitted, Johnson County714
- Of those, single family, Johnson County512
- County product, 2024, Johnson County$12,640,083,000
- County product change over the prior year, Johnson County4.6 percent
- Average income of an arriving household, Johnson County$63,933
Every figure in this section is published for Johnson County as a whole and is not a measurement of Iowa City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Iowa City questions, answered from the record.
How many people live in Iowa City, Iowa?
75,752, in 30,816 households. Iowa City city covers 25.76 square miles of land, which is 2,940 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Iowa City in?
Johnson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Iowa City?
$58,546. The median owner-occupied home is valued at $285,900. Median gross rent is $1,094 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Iowa City businesses?
45 7(a) approvals totalling $16.9 m, across 18 lenders, median approval $190,000, plus 8 504 approvals worth $6.0 m. These count approvals to borrowers whose address is in Iowa City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Iowa City borrowers get paid back?
Of the 15 loans that have reached a final outcome, 14 were paid in full and 1 charged off, a charge off rate of 6.7 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Iowa City figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Johnson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Iowa City.
Is zoning published for Iowa City?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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