HomeIowaJohnson CountyNorth Liberty
North Liberty, Iowa: commercial real estate data.
North Liberty is a Census city of 21,125 people across 9.53 square miles of land, in Johnson County. Median household income is $102,102, 66.9 percent of occupied homes are owned, and the SBA record carries 21 7(a) approvals to borrowers here worth $5.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
North Liberty
What North Liberty is
- Census place typecity
- Land area9.53 sq mi
- Water area0 sq mi
- Population per square mile of land2,216
- County holding the largest share of its areaJohnson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Liberty
How many people live in North Liberty
- Population21,125
- Median age31.7
- Population under 185,771
- Share under 1827.3 percent
- Population 65 and over1,513 plus or minus 315
- Share 65 and over7.2 percent plus or minus 1.5
- Households8,159
- Family households4,925
- Share of households that are families60.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Liberty
Income and work in North Liberty
- Median household income$102,102
- Per capita income$56,369
- Civilian labor force12,243
- Employed11,834
- Unemployed409 plus or minus 245
- Unemployment rate3.3 percent plus or minus 2.0
- Adults 25 and over13,386
- Adults 25 and over with a high school diploma or higher98.8 percent
- Adults 25 and over with a bachelor degree or higher54.5 percent
- Adults 25 and over with a graduate degree18.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Liberty
Housing in North Liberty
- Housing units8,739
- Occupied units8,159
- Vacant units580 plus or minus 309
- Vacancy rate6.6 percent plus or minus 3.5
- Owner occupied5,459
- Renter occupied2,700
- Ownership rate66.9 percent
- Median owner-occupied home value$303,800
- Median gross rent, monthly$1,246
- Annual rent as a share of median income14.6 percent
- Single family units6,261
- Share single family71.6 percent
- Units in buildings of two or more2,036
- Share in buildings of two or more23.3 percent
- Mobile homes442 plus or minus 203
- Median year structure built2004
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Liberty
How North Liberty gets to work
- Workers 16 and over who commute9,819
- Commuting under 15 minutes2,963
- Share commuting under 15 minutes30.2 percent
- Commuting 30 minutes or more2,328 plus or minus 508
- Share commuting 30 minutes or more23.7 percent plus or minus 4.9
- Drove alone74.9 percent
- Carpooled7.3 percent plus or minus 3.0
- Public transport0.6 percent plus or minus 0.6
- Walked0.9 percent plus or minus 0.6
- Worked from home16.3 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Liberty
SBA loans in North Liberty (7(a))
- Approvals21
- Gross approval$5,297,500
- Average approval$252,262
- Median approval$150,000
- Ninetieth percentile approval$603,200
- Largest approval$1,222,000
- Jobs supported152
- Jobs per approval7.2
- Loans with a final outcome10
- Paid in full10
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises19.0 percent
- Distinct lenders14
- Distinct industries by NAICS19
Counted by borrower city: approvals to borrowers whose address is in North Liberty, in any county, FY2020 to FY2026. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
North Liberty
SBA loans in North Liberty (504)
- Approvals9
- Gross approval$5,630,000
- Average approval$625,556
- Median approval$424,000
- Largest approval$1,152,000
- Jobs supported80
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in North Liberty, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
North Liberty
Flood risk in North Liberty
- NFIP communityCity of North Liberty
- NFIP community number190630
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/26/25
The City of North Liberty participates in the National Flood Insurance Program as community 190630 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Johnson County, not North Liberty
Johnson County context, not North Liberty figures
- Establishments in Johnson County3,490
- Covered employment, Johnson County83,750
- Average annual pay, Johnson County$64,363
- Housing units permitted, Johnson County714
Every figure in this section is published for Johnson County as a whole and is not a measurement of North Liberty.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
North Liberty questions, answered from the record.
How many people live in North Liberty, Iowa?
21,125, in 8,159 households. North Liberty city covers 9.53 square miles of land, which is 2,216 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is North Liberty in?
Johnson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in North Liberty?
$102,102. The median owner-occupied home is valued at $303,800. Median gross rent is $1,246 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to North Liberty businesses?
21 7(a) approvals totaling $5.3 m since FY2020, across 14 lenders, median approval $150,000, plus 9 504 approvals worth $5.6 m since FY2010. These count approvals to borrowers whose address is in North Liberty, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to North Liberty borrowers get paid back?
No rate is published for North Liberty. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is North Liberty in the National Flood Insurance Program?
Yes. North Liberty appears in the FEMA Community Status Book as North Liberty, city of, community 190630, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page North Liberty figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Johnson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of North Liberty.
Is zoning published for North Liberty?
No. Nothing on this page presents parcel level zoning.
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