HomeIowaMadison CountyEarlham
Earlham, Iowa: commercial real estate data.
Earlham is a Census city of 1,528 people across 0.94 square miles of land, in Madison County. Median household income is $115,086, 78.4 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $1.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Earlham
What Earlham is
- Census place typecity
- Land area0.94 sq mi
- Water area0 sq mi
- Population per square mile of land1,618
- County holding the largest share of its areaMadison County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Earlham
How many people live in Earlham
- Population1,528
- Median age43.0
- Population under 18383 plus or minus 90
- Share under 1825.1 percent
- Population 65 and over158 plus or minus 40
- Share 65 and over10.3 percent plus or minus 2.1
- Households624
- Family households445
- Share of households that are families71.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Earlham
Income and work in Earlham
- Median household income$115,086 plus or minus $23,338
- Per capita income$43,209
- Civilian labor force920
- Employed881
- Unemployed39 plus or minus 46
- Unemployment rate4.2 percent plus or minus 5.0
- Adults 25 and over1,073
- Adults 25 and over with a high school diploma or higher96.0 percent plus or minus 19.3
- Adults 25 and over with a bachelor degree or higher32.2 percent
- Adults 25 and over with a graduate degree7.1 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Earlham
Housing in Earlham
- Housing units657
- Occupied units624
- Vacant units33 plus or minus 21
- Vacancy rate5.0 percent plus or minus 3.1
- Owner occupied489
- Renter occupied135 plus or minus 48
- Ownership rate78.4 percent
- Median owner-occupied home value$267,600
- Median gross rent, monthly$770 plus or minus $294
- Annual rent as a share of median income8.0 percent plus or minus 3.5
- Single family units582
- Share single family88.6 percent
- Units in buildings of two or more60 plus or minus 35
- Share in buildings of two or more9.1 percent plus or minus 5.3
- Mobile homes15 plus or minus 15
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Earlham
How Earlham gets to work
- Workers 16 and over who commute710
- Commuting under 15 minutes152 plus or minus 59
- Share commuting under 15 minutes21.4 percent plus or minus 7.2
- Commuting 30 minutes or more412 plus or minus 100
- Share commuting 30 minutes or more58.0 percent
- Drove alone76.6 percent
- Carpooled4.2 percent plus or minus 2.8
- Public transport0.0 percent
- Walked1.7 percent plus or minus 1.7
- Worked from home17.4 percent plus or minus 6.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Earlham
SBA loans in Earlham (7(a))
- Approvals3
- Gross approval$1,060,100
- Average approval$353,367
- Median approval$335,000
- Largest approval$685,100
- Jobs supported61
- Jobs per approval20.3
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Earlham, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Earlham
Flood risk in Earlham
- NFIP communityCity of Earlham
- NFIP community number190570
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/21/17(M)
The City of Earlham participates in the National Flood Insurance Program as community 190570 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Madison County, not Earlham
Madison County context, not Earlham figures
- Establishments in Madison County435
- Covered employment, Madison County4,235
- Average annual pay, Madison County$50,189
- Housing units permitted, Madison County123
Every figure in this section is published for Madison County as a whole and is not a measurement of Earlham.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Earlham questions, answered from the record.
How many people live in Earlham, Iowa?
1,528, in 624 households. Earlham city covers 0.94 square miles of land, which is 1,618 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Earlham in?
Madison County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Earlham?
$115,086. The median owner-occupied home is valued at $267,600. Median gross rent is $770 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Earlham businesses?
3 7(a) approvals totaling $1.1 m since FY2020, across 3 lenders, median approval $335,000. These count approvals to borrowers whose address is in Earlham, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Earlham borrowers get paid back?
No rate is published for Earlham. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Earlham in the National Flood Insurance Program?
Yes. Earlham appears in the FEMA Community Status Book as Earlham, city of, community 190570, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Earlham figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Madison County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Earlham.
Is zoning published for Earlham?
No. Nothing on this page presents parcel level zoning.
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