HomeIowaMadison CountyEarlham city
Earlham city, Iowa: commercial real estate data.
Earlham city is a Census city of 1,528 people across 0.94 square miles of land, in Madison County. Median household income is $115,086, 78.4 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $1.1 m.
66 sourced place values · tier FULL · 7 sections
Earlham
What Earlham is
- Census place typecity
- Land area0.94 sq mi
- Water area0 sq mi
- Population per square mile of land1,618
- County holding the largest share of its areaMadison County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Earlham
How many people live in Earlham
- Population1,528
- Median age43.0
- Population under 18383 plus or minus 90
- Share under 1825.1 percent
- Population 65 and over158 plus or minus 40
- Share 65 and over10.3 percent plus or minus 2.1
- Households624
- Family households445
- Share of households that are families71.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Earlham
Income and work in Earlham
- Median household income$115,086 plus or minus $23,338
- Per capita income$43,209
- Civilian labor force920
- Employed881
- Unemployed39 plus or minus 46
- Unemployment rate4.2 percent plus or minus 5.0
- Adults 25 and over1,073
- Adults 25 and over with a high school diploma or higher96.0 percent plus or minus 19.3
- Adults 25 and over with a bachelor degree or higher32.2 percent
- Adults 25 and over with a graduate degree7.1 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Earlham
Housing in Earlham
- Housing units657
- Occupied units624
- Vacant units33 plus or minus 21
- Vacancy rate5.0 percent plus or minus 3.1
- Owner occupied489
- Renter occupied135 plus or minus 48
- Ownership rate78.4 percent
- Median owner-occupied home value$267,600
- Median gross rent, monthly$770 plus or minus $294
- Annual rent as a share of median income8.0 percent plus or minus 3.5
- Single family units582
- Share single family88.6 percent
- Units in buildings of two or more60 plus or minus 35
- Share in buildings of two or more9.1 percent plus or minus 5.3
- Mobile homes15 plus or minus 15
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Earlham
How Earlham gets to work
- Workers 16 and over who commute710
- Commuting under 15 minutes152 plus or minus 59
- Share commuting under 15 minutes21.4 percent plus or minus 7.2
- Commuting 30 minutes or more412 plus or minus 100
- Share commuting 30 minutes or more58.0 percent
- Drove alone76.6 percent
- Carpooled4.2 percent plus or minus 2.8
- Public transport0.0 percent
- Walked1.7 percent plus or minus 1.7
- Worked from home17.4 percent plus or minus 6.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Earlham
SBA 7(a) lending to Earlham borrowers
- Approvals3
- Gross approval$1,060,100
- Average approval$353,367
- Median approval$335,000
- Ninetieth percentile approval$685,100
- Largest approval$685,100
- Jobs supported61
- Jobs per approval20.3
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Madison County, not Earlham
Madison County context, not Earlham figures
These are Madison County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Earlham measurements.
- Establishments in Madison County435
- Employment at those establishments, Madison County2,850
- Covered employment, Madison County4,235
- Average annual pay, Madison County$50,189
- Average weekly wage, Madison County$965
- Housing units permitted, Madison County123
- Of those, single family, Madison County68
- County product, 2024, Madison County$684,290,000
- County product change over the prior year, Madison County0.6 percent
- Average income of an arriving household, Madison County$78,874
Every figure in this section is published for Madison County as a whole and is not a measurement of Earlham. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Earlham questions, answered from the record.
How many people live in Earlham, Iowa?
1,528, in 624 households. Earlham city covers 0.94 square miles of land, which is 1,618 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Earlham in?
Madison County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Earlham?
$115,086. The median owner-occupied home is valued at $267,600. Median gross rent is $770 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Earlham businesses?
3 7(a) approvals totalling $1.1 m, across 3 lenders, median approval $335,000. These count approvals to borrowers whose address is in Earlham, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Earlham borrowers get paid back?
No rate is published for Earlham. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Earlham figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Madison County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Earlham.
Is zoning published for Earlham?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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