HomeIowaMadison CountyWinterset
Winterset, Iowa: commercial real estate data.
Winterset is a Census city of 5,416 people across 4.71 square miles of land, in Madison County. Median household income is $67,708, 64.7 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Winterset
What Winterset is
- Census place typecity
- Land area4.71 sq mi
- Water area0.14 sq mi
- Population per square mile of land1,150
- County holding the largest share of its areaMadison County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winterset
How many people live in Winterset
- Population5,416
- Median age37.5
- Population under 181,380
- Share under 1825.5 percent
- Population 65 and over1,188
- Share 65 and over21.9 percent
- Households2,389
- Family households1,271
- Share of households that are families53.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winterset
Income and work in Winterset
- Median household income$67,708 plus or minus $16,911
- Per capita income$34,699
- Civilian labor force2,789
- Employed2,706
- Unemployed83 plus or minus 79
- Unemployment rate3.0 percent plus or minus 2.8
- Adults 25 and over3,550
- Adults 25 and over with a high school diploma or higher98.6 percent
- Adults 25 and over with a bachelor degree or higher22.0 percent plus or minus 5.5
- Adults 25 and over with a graduate degree8.6 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winterset
Housing in Winterset
- Housing units2,468
- Occupied units2,389
- Vacant units79 plus or minus 106
- Vacancy rate3.2 percent plus or minus 4.3
- Owner occupied1,546
- Renter occupied843 plus or minus 211
- Ownership rate64.7 percent
- Median owner-occupied home value$192,500
- Median gross rent, monthly$1,095 plus or minus $221
- Annual rent as a share of median income19.4 percent plus or minus 6.2
- Single family units1,837
- Share single family74.4 percent
- Units in buildings of two or more556 plus or minus 183
- Share in buildings of two or more22.5 percent plus or minus 7.3
- Mobile homes75 plus or minus 88
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winterset
How Winterset gets to work
- Workers 16 and over who commute2,258
- Commuting under 15 minutes1,160 plus or minus 328
- Share commuting under 15 minutes51.4 percent plus or minus 13.4
- Commuting 30 minutes or more888 plus or minus 261
- Share commuting 30 minutes or more39.3 percent plus or minus 10.8
- Drove alone76.6 percent
- Carpooled5.2 percent plus or minus 2.7
- Public transport0.0 percent
- Walked2.4 percent plus or minus 2.2
- Worked from home14.4 percent plus or minus 6.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winterset
SBA loans in Winterset (7(a))
- Approvals2
- Gross approval$1,076,500
- Average approval$538,250
- Median approval$538,250
- Largest approval$1,000,000
- Jobs supported8
- Jobs per approval4.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term102 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Winterset, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Winterset
SBA loans in Winterset (504)
- Approvals5
- Gross approval$1,466,000
- Average approval$293,200
- Median approval$169,000
- Largest approval$741,000
- Jobs supported47
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Winterset, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Winterset
Flood risk in Winterset
- NFIP communityCity of Winterset
- NFIP community number190944
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/21/17(M)
The City of Winterset participates in the National Flood Insurance Program as community 190944 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Madison County, not Winterset
Madison County context, not Winterset figures
- Establishments in Madison County435
- Covered employment, Madison County4,235
- Average annual pay, Madison County$50,189
- Housing units permitted, Madison County123
Every figure in this section is published for Madison County as a whole and is not a measurement of Winterset.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Winterset questions, answered from the record.
How many people live in Winterset, Iowa?
5,416, in 2,389 households. Winterset city covers 4.71 square miles of land, which is 1,150 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Winterset in?
Madison County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Winterset?
$67,708. The median owner-occupied home is valued at $192,500. Median gross rent is $1,095 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Winterset businesses?
2 7(a) approvals totaling $1.1 m since FY2020, across 2 lenders, median approval $538,250, plus 5 504 approvals worth $1.5 m since FY2010. These count approvals to borrowers whose address is in Winterset, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Winterset borrowers get paid back?
No rate is published for Winterset. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Winterset in the National Flood Insurance Program?
Yes. Winterset appears in the FEMA Community Status Book as Winterset, city of, community 190944, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Winterset figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Madison County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Winterset.
Is zoning published for Winterset?
No. Nothing on this page presents parcel level zoning.
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