HomeIowaStory CountyAmes city
Ames city, Iowa: commercial real estate data.
Ames city is a Census city of 67,669 people across 28.20 square miles of land, in Story County. Median household income is $60,991, 42.1 percent of occupied homes are owned, and the SBA record carries 44 7(a) approvals to borrowers here worth $13.8 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Ames
What Ames is
- Census place typecity
- Land area28.2 sq mi
- Water area0.35 sq mi
- Population per square mile of land2,399
- County holding the largest share of its areaStory County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ames
How many people live in Ames
- Population67,669
- Median age23.3
- Population under 187,547
- Share under 1811.2 percent
- Population 65 and over7,494
- Share 65 and over11.1 percent
- Households25,785
- Family households9,808
- Share of households that are families38.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ames
Income and work in Ames
- Median household income$60,991
- Per capita income$34,343
- Civilian labor force40,498
- Employed38,134
- Unemployed2,364 plus or minus 618
- Unemployment rate5.8 percent plus or minus 1.5
- Adults 25 and over30,619
- Adults 25 and over with a high school diploma or higher97.9 percent
- Adults 25 and over with a bachelor degree or higher65.8 percent
- Adults 25 and over with a graduate degree31.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ames
Housing in Ames
- Housing units28,041
- Occupied units25,785
- Vacant units2,256
- Vacancy rate8.0 percent
- Owner occupied10,851
- Renter occupied14,934
- Ownership rate42.1 percent
- Median owner-occupied home value$277,400
- Median gross rent, monthly$1,023
- Annual rent as a share of median income20.1 percent
- Single family units12,541
- Share single family44.7 percent
- Units in buildings of two or more14,650
- Share in buildings of two or more52.2 percent
- Mobile homes844 plus or minus 203
- Median year structure built1992
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ames
How Ames gets to work
- Workers 16 and over who commute32,592
- Commuting under 15 minutes18,680
- Share commuting under 15 minutes57.3 percent
- Commuting 30 minutes or more4,597
- Share commuting 30 minutes or more14.1 percent
- Drove alone62.5 percent
- Carpooled7.3 percent
- Public transport5.5 percent plus or minus 1.1
- Walked10.2 percent
- Worked from home12.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ames
SBA loans in Ames (7(a))
- Approvals44
- Gross approval$13,816,800
- Average approval$314,018
- Median approval$150,000
- Ninetieth percentile approval$643,900
- Largest approval$4,400,000
- Jobs supported360
- Jobs per approval8.2
- Loans with a final outcome10
- Paid in full8
- Charged off2
- Charge-off rate over resolved loans20.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more6.8 percent
- Share to franchises9.1 percent
- Distinct lenders19
- Distinct industries by NAICS29
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ames
SBA loans in Ames (504)
- Approvals10
- Gross approval$6,980,000
- Average approval$698,000
- Median approval$582,000
- Largest approval$1,312,000
- Jobs supported144
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Story County, not Ames
Story County context, not Ames figures
These are Story County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ames measurements.
- Establishments in Story County2,162
- Employment at those establishments, Story County33,500
- Covered employment, Story County47,549
- Average annual pay, Story County$62,615
- Average weekly wage, Story County$1,204
- Housing units permitted, Story County198
- Of those, single family, Story County152
- County product, 2024, Story County$7,790,105,000
- County product change over the prior year, Story County6.6 percent
- Average income of an arriving household, Story County$55,800
Every figure in this section is published for Story County as a whole and is not a measurement of Ames. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ames questions, answered from the record.
How many people live in Ames, Iowa?
67,669, in 25,785 households. Ames city covers 28.20 square miles of land, which is 2,399 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ames in?
Story County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ames?
$60,991. The median owner-occupied home is valued at $277,400. Median gross rent is $1,023 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ames businesses?
44 7(a) approvals totalling $13.8 m, across 19 lenders, median approval $150,000, plus 10 504 approvals worth $7.0 m. These count approvals to borrowers whose address is in Ames, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ames borrowers get paid back?
Of the 10 loans that have reached a final outcome, 8 were paid in full and 2 charged off, a charge off rate of 20.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Ames figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Story County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ames.
Is zoning published for Ames?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby