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Story City, Iowa: commercial real estate data.

Story City is a Census city of 3,398 people across 2.97 square miles of land, in Story County. Median household income is $96,605, 78.8 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.3 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Story City

What Story City is

  • Census place typecity
  • Land area2.97 sq mi
  • Water area0 sq mi
  • Population per square mile of land1,144
  • County holding the largest share of its areaStory County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Story City

How many people live in Story City

  • Population3,398
  • Median age38.7
  • Population under 18876 plus or minus 216
  • Share under 1825.8 percent plus or minus 6.4
  • Population 65 and over722 plus or minus 186
  • Share 65 and over21.2 percent plus or minus 5.5
  • Households1,419
  • Family households934
  • Share of households that are families65.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Story City

Income and work in Story City

  • Median household income$96,605 plus or minus $20,622
  • Per capita income$44,055
  • Civilian labor force1,693
  • Employed1,634
  • Unemployed59 plus or minus 83
  • Unemployment rate3.5 percent plus or minus 4.9
  • Adults 25 and over2,407
  • Adults 25 and over with a high school diploma or higher95.8 percent
  • Adults 25 and over with a bachelor degree or higher44.0 percent plus or minus 10.9
  • Adults 25 and over with a graduate degree12.8 percent plus or minus 6.5

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Story City

Housing in Story City

  • Housing units1,476
  • Occupied units1,419
  • Vacant units57 plus or minus 87
  • Vacancy rate3.9 percent plus or minus 5.9
  • Owner occupied1,118
  • Renter occupied301 plus or minus 122
  • Ownership rate78.8 percent
  • Median owner-occupied home value$215,600
  • Median gross rent, monthly$999
  • Annual rent as a share of median income12.4 percent plus or minus 3.0
  • Single family units1,036
  • Share single family70.2 percent
  • Units in buildings of two or more422 plus or minus 172
  • Share in buildings of two or more28.6 percent plus or minus 11.3
  • Mobile homes18 plus or minus 27
  • Median year structure built1970

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Story City

How Story City gets to work

  • Workers 16 and over who commute1,511
  • Commuting under 15 minutes429 plus or minus 185
  • Share commuting under 15 minutes28.4 percent plus or minus 11.6
  • Commuting 30 minutes or more291 plus or minus 124
  • Share commuting 30 minutes or more19.3 percent plus or minus 7.7
  • Drove alone88.9 percent
  • Carpooled2.4 percent plus or minus 3.4
  • Public transport0.0 percent
  • Walked0.6 percent plus or minus 0.9
  • Worked from home7.5 percent plus or minus 4.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Story City

SBA loans in Story City (7(a))

  • Approvals2
  • Gross approval$1,295,900
  • Average approval$647,950
  • Median approval$647,950
  • Largest approval$979,000
  • Jobs supported23
  • Jobs per approval11.5
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term188 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises50.0 percent
  • Distinct lenders2
  • Distinct industries by NAICS2

Counted by borrower city: approvals to borrowers whose address is in Story City, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Story City

SBA loans in Story City (504)

  • Approvals8
  • Gross approval$4,202,000
  • Average approval$525,250
  • Median approval$233,000
  • Largest approval$1,985,000
  • Jobs supported80
  • Loans with a final outcome1
  • Charged off0
  • Median term240 months
  • Distinct CDCs2

Counted by borrower city: approvals to borrowers whose address is in Story City, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Story City

Flood risk in Story City

  • NFIP communityCity of Story City
  • NFIP community number190259
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date01/15/21

The City of Story City participates in the National Flood Insurance Program as community 190259 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Story County, not Story City

Story County context, not Story City figures

  • Establishments in Story County2,162
  • Covered employment, Story County47,549
  • Average annual pay, Story County$62,615
  • Housing units permitted, Story County198

Every figure in this section is published for Story County as a whole and is not a measurement of Story City.

All Story County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Story City questions, answered from the record.

How many people live in Story City, Iowa?

3,398, in 1,419 households. Story City city covers 2.97 square miles of land, which is 1,144 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Story City in?

Story County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Story City?

$96,605. The median owner-occupied home is valued at $215,600. Median gross rent is $999 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Story City businesses?

2 7(a) approvals totaling $1.3 m since FY2020, across 2 lenders, median approval $647,950, plus 8 504 approvals worth $4.2 m since FY2010. These count approvals to borrowers whose address is in Story City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Story City borrowers get paid back?

No rate is published for Story City. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Story City in the National Flood Insurance Program?

Yes. Story City appears in the FEMA Community Status Book as Story City, city of, community 190259, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Story City figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Story County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Story City.

Is zoning published for Story City?

No. Nothing on this page presents parcel level zoning.