HomeKentuckyCarter CountyGrayson city
Grayson city, Kentucky: commercial real estate data.
Grayson city is a Census city of 3,778 people across 2.78 square miles of land, in Carter County. Median household income is $27,542, 39.0 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $150,000.
66 sourced place values · tier FULL · 7 sections
Grayson
What Grayson is
- Census place typecity
- Land area2.78 sq mi
- Water area0.05 sq mi
- Population per square mile of land1,361
- County holding the largest share of its areaCarter County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grayson
How many people live in Grayson
- Population3,778
- Median age30.3
- Population under 18840 plus or minus 217
- Share under 1822.2 percent plus or minus 5.8
- Population 65 and over631 plus or minus 149
- Share 65 and over16.7 percent plus or minus 3.9
- Households1,493
- Family households779
- Share of households that are families52.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grayson
Income and work in Grayson
- Median household income$27,542 plus or minus $6,385
- Per capita income$19,838
- Civilian labor force1,470
- Employed1,358
- Unemployed112 plus or minus 60
- Unemployment rate7.6 percent plus or minus 3.9
- Adults 25 and over2,314
- Adults 25 and over with a high school diploma or higher85.1 percent
- Adults 25 and over with a bachelor degree or higher18.7 percent plus or minus 6.8
- Adults 25 and over with a graduate degree13.6 percent plus or minus 6.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grayson
Housing in Grayson
- Housing units1,741
- Occupied units1,493
- Vacant units248 plus or minus 159
- Vacancy rate14.2 percent plus or minus 9.0
- Owner occupied582 plus or minus 152
- Renter occupied911 plus or minus 185
- Ownership rate39.0 percent plus or minus 9.3
- Median owner-occupied home value$136,900 plus or minus $29,617
- Median gross rent, monthly$745
- Annual rent as a share of median income32.5 percent plus or minus 8.9
- Single family units1,018
- Share single family58.5 percent
- Units in buildings of two or more457 plus or minus 177
- Share in buildings of two or more26.2 percent plus or minus 9.8
- Mobile homes266 plus or minus 154
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grayson
How Grayson gets to work
- Workers 16 and over who commute1,294
- Commuting under 15 minutes649 plus or minus 199
- Share commuting under 15 minutes50.2 percent plus or minus 11.9
- Commuting 30 minutes or more539 plus or minus 195
- Share commuting 30 minutes or more41.7 percent plus or minus 12.7
- Drove alone64.2 percent
- Carpooled14.3 percent plus or minus 8.1
- Public transport0.0 percent
- Walked14.1 percent plus or minus 7.6
- Worked from home2.8 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grayson
SBA 7(a) lending to Grayson borrowers
- Approvals1
- Gross approval$150,000
- Average approval$150,000
- Median approval$150,000
- Ninetieth percentile approval$150,000
- Largest approval$150,000
- Jobs supported15
- Jobs per approval15.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Carter County, not Grayson
Carter County context, not Grayson figures
These are Carter County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Grayson measurements.
- Establishments in Carter County389
- Employment at those establishments, Carter County5,029
- Covered employment, Carter County5,650
- Average annual pay, Carter County$41,562
- Average weekly wage, Carter County$799
- Housing units permitted, Carter County1
- Of those, single family, Carter County1
- County product, 2024, Carter County$670,644,000
- County product change over the prior year, Carter County3.0 percent
- Average income of an arriving household, Carter County$40,377
Every figure in this section is published for Carter County as a whole and is not a measurement of Grayson. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Grayson questions, answered from the record.
How many people live in Grayson, Kentucky?
3,778, in 1,493 households. Grayson city covers 2.78 square miles of land, which is 1,361 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Grayson in?
Carter County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Grayson?
$27,542. The median owner-occupied home is valued at $136,900. Median gross rent is $745 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Grayson businesses?
1 7(a) approvals totalling $150,000, across 1 lenders, median approval $150,000. These count approvals to borrowers whose address is in Grayson, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Grayson borrowers get paid back?
No rate is published for Grayson. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Grayson figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Carter County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Grayson.
Is zoning published for Grayson?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.