HomeKentuckyCarter CountyOlive Hill
Olive Hill, Kentucky: commercial real estate data.
Olive Hill is a Census city of 1,636 people across 1.99 square miles of land, in Carter County. Median household income is $70,682, 69.9 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $348,200 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Olive Hill
What Olive Hill is
- Census place typecity
- Land area1.99 sq mi
- Water area0.03 sq mi
- Population per square mile of land822 plus or minus 205
- County holding the largest share of its areaCarter County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Olive Hill
How many people live in Olive Hill
- Population1,636 plus or minus 408
- Median age52.4
- Population under 18222 plus or minus 104
- Share under 1813.6 percent plus or minus 5.4
- Population 65 and over544 plus or minus 150
- Share 65 and over33.3 percent
- Households828 plus or minus 175
- Family households462 plus or minus 148
- Share of households that are families55.8 percent plus or minus 13.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Olive Hill
Income and work in Olive Hill
- Median household income$70,682 plus or minus $29,688
- Per capita income$35,930
- Civilian labor force757 plus or minus 286
- Employed752 plus or minus 284
- Unemployed5 plus or minus 7
- Unemployment rate0.7 percent plus or minus 0.9
- Adults 25 and over1,346 plus or minus 329
- Adults 25 and over with a high school diploma or higher85.4 percent plus or minus 28.4
- Adults 25 and over with a bachelor degree or higher22.7 percent plus or minus 7.4
- Adults 25 and over with a graduate degree14.6 percent plus or minus 6.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Olive Hill
Housing in Olive Hill
- Housing units994
- Occupied units828 plus or minus 175
- Vacant units166 plus or minus 72
- Vacancy rate16.7 percent plus or minus 6.5
- Owner occupied579 plus or minus 161
- Renter occupied249 plus or minus 82
- Ownership rate69.9 percent
- Median owner-occupied home value$136,700 plus or minus $79,442
- Median gross rent, monthly$542 plus or minus $379
- Annual rent as a share of median income9.2 percent plus or minus 7.5
- Single family units689 plus or minus 147
- Share single family69.3 percent
- Units in buildings of two or more156 plus or minus 71
- Share in buildings of two or more15.7 percent plus or minus 6.4
- Mobile homes149 plus or minus 115
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Olive Hill
How Olive Hill gets to work
- Workers 16 and over who commute691 plus or minus 275
- Commuting under 15 minutes405 plus or minus 196
- Share commuting under 15 minutes58.6 percent plus or minus 16.2
- Commuting 30 minutes or more132 plus or minus 60
- Share commuting 30 minutes or more19.1 percent plus or minus 4.3
- Drove alone82.0 percent plus or minus 43.4
- Carpooled4.3 percent plus or minus 3.6
- Public transport0.0 percent
- Walked12.4 percent plus or minus 14.5
- Worked from home1.3 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Olive Hill
SBA loans in Olive Hill (7(a))
- Approvals3
- Gross approval$348,200
- Average approval$116,067
- Median approval$30,000
- Largest approval$288,200
- Jobs supported34
- Jobs per approval11.3
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises33.3 percent
- Distinct lenders2
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Olive Hill, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Olive Hill
Flood risk in Olive Hill
- NFIP communityCity of Olive Hill
- NFIP community number210052
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/02/11
The City of Olive Hill participates in the National Flood Insurance Program as community 210052 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Carter County, not Olive Hill
Carter County context, not Olive Hill figures
- Establishments in Carter County389
- Covered employment, Carter County5,650
- Average annual pay, Carter County$41,562
- Housing units permitted, Carter County1
Every figure in this section is published for Carter County as a whole and is not a measurement of Olive Hill.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Olive Hill questions, answered from the record.
How many people live in Olive Hill, Kentucky?
1,636, in 828 households. Olive Hill city covers 1.99 square miles of land, which is 822 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Olive Hill in?
Carter County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Olive Hill?
$70,682. The median owner-occupied home is valued at $136,700. Median gross rent is $542 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Olive Hill businesses?
3 7(a) approvals totaling $348,200 since FY2020, across 2 lenders, median approval $30,000. These count approvals to borrowers whose address is in Olive Hill, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Olive Hill borrowers get paid back?
No rate is published for Olive Hill. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Olive Hill in the National Flood Insurance Program?
Yes. Olive Hill appears in the FEMA Community Status Book as Olive Hill, city of, community 210052, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Olive Hill figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Carter County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Olive Hill.
Is zoning published for Olive Hill?
No. Nothing on this page presents parcel level zoning.