HomeKentuckyFloyd CountyBetsy Layne CDP
Betsy Layne CDP, Kentucky: commercial real estate data.
Betsy Layne CDP is a Census CDP of 557 people across 1.81 square miles of land, in Floyd County. Median household income is $31,838, 71.8 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $1.3 m.
65 sourced place values · tier FULL · 7 sections
Betsy Layne
What Betsy Layne is
- Census place typeCDP
- Land area1.81 sq mi
- Water area0.03 sq mi
- Population per square mile of land308 plus or minus 147
- County holding the largest share of its areaFloyd County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Betsy Layne
How many people live in Betsy Layne
- Population557 plus or minus 266
- Median age61.8 plus or minus 21.1
- Population under 18113 plus or minus 83
- Share under 1820.3 percent plus or minus 11.2
- Population 65 and over275 plus or minus 187
- Share 65 and over49.4 percent plus or minus 24.0
- Households287 plus or minus 144
- Family households214 plus or minus 145
- Share of households that are families74.6 percent plus or minus 34.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Betsy Layne
Income and work in Betsy Layne
- Median household income$31,838 plus or minus $15,474
- Per capita income$21,058 plus or minus $11,604
- Civilian labor force125 plus or minus 64
- Employed75 plus or minus 47
- Unemployed50 plus or minus 41
- Unemployment rate40.0 percent plus or minus 25.6
- Adults 25 and over401 plus or minus 244
- Adults 25 and over with a high school diploma or higher83.8 percent plus or minus 38.4
- Adults 25 and over with a bachelor degree or higher16.5 percent plus or minus 10.1
- Adults 25 and over with a graduate degree7.7 percent plus or minus 8.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Betsy Layne
Housing in Betsy Layne
- Housing units287 plus or minus 144
- Occupied units287 plus or minus 144
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied206 plus or minus 141
- Renter occupied81 plus or minus 56
- Ownership rate71.8 percent plus or minus 33.4
- Median gross rent, monthly$1,100
- Annual rent as a share of median income41.5 percent plus or minus 20.2
- Single family units223 plus or minus 147
- Share single family77.7 percent plus or minus 33.0
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes64 plus or minus 48
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Betsy Layne
How Betsy Layne gets to work
- Workers 16 and over who commute75 plus or minus 47
- Commuting under 15 minutes12 plus or minus 25
- Share commuting under 15 minutes16.0 percent plus or minus 31.4
- Commuting 30 minutes or more0
- Share commuting 30 minutes or more0.0 percent
- Drove alone84.0 percent
- Carpooled16.0 percent plus or minus 26.1
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Betsy Layne
SBA 7(a) lending to Betsy Layne borrowers
- Approvals1
- Gross approval$1,300,000
- Average approval$1,300,000
- Median approval$1,300,000
- Ninetieth percentile approval$1,300,000
- Largest approval$1,300,000
- Jobs supported12
- Jobs per approval12.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term156 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Floyd County, not Betsy Layne
Floyd County context, not Betsy Layne figures
These are Floyd County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Betsy Layne measurements.
- Establishments in Floyd County700
- Employment at those establishments, Floyd County7,604
- Covered employment, Floyd County11,156
- Average annual pay, Floyd County$47,449
- Average weekly wage, Floyd County$912
- Housing units permitted, Floyd County4
- Of those, single family, Floyd County2
- County product, 2024, Floyd County$1,402,705,000
- County product change over the prior year, Floyd County3.8 percent
- Average income of an arriving household, Floyd County$39,863
Every figure in this section is published for Floyd County as a whole and is not a measurement of Betsy Layne. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- No median owner-occupied home value is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Betsy Layne questions, answered from the record.
How many people live in Betsy Layne, Kentucky?
557, in 287 households. Betsy Layne CDP covers 1.81 square miles of land, which is 308 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Betsy Layne in?
Floyd County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Betsy Layne?
$31,838. Median gross rent is $1,100 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Betsy Layne businesses?
1 7(a) approvals totalling $1.3 m, across 1 lenders, median approval $1,300,000. These count approvals to borrowers whose address is in Betsy Layne, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Betsy Layne borrowers get paid back?
No rate is published for Betsy Layne. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Betsy Layne figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Floyd County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Betsy Layne.
Is zoning published for Betsy Layne?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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