HomeKentuckyFloyd CountyMcDowell CDP
McDowell CDP, Kentucky: commercial real estate data.
McDowell CDP is a Census CDP of 718 people across 2.48 square miles of land, in Floyd County. Median household income is $14,474, 60.4 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $300,000.
66 sourced place values · tier FULL · 7 sections
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches McDowell through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 718 with a margin of error of plus or minus 414, which is 57.7 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
McDowell
What McDowell is
- Census place typeCDP
- Land area2.48 sq mi
- Water area0 sq mi
- Population per square mile of land290 plus or minus 167
- County holding the largest share of its areaFloyd County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McDowell
How many people live in McDowell
- Population718 plus or minus 414
- Median age29.0 plus or minus 37.0
- Population under 18305 plus or minus 189
- Share under 1842.5 percent plus or minus 9.5
- Population 65 and over123 plus or minus 76
- Share 65 and over17.1 percent plus or minus 3.6
- Households318 plus or minus 162
- Family households200 plus or minus 112
- Share of households that are families62.9 percent plus or minus 14.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McDowell
Income and work in McDowell
- Median household income$14,474 plus or minus $12,951
- Per capita income$9,664 plus or minus $5,581
- Civilian labor force70 plus or minus 72
- Employed28 plus or minus 33
- Unemployed42 plus or minus 60
- Unemployment rate60.0 percent plus or minus 59.5
- Adults 25 and over401 plus or minus 198
- Adults 25 and over with a high school diploma or higher82.8 percent plus or minus 19.7
- Adults 25 and over with a bachelor degree or higher17.5 percent plus or minus 13.9
- Adults 25 and over with a graduate degree12.5 percent plus or minus 14.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McDowell
Housing in McDowell
- Housing units397 plus or minus 171
- Occupied units318 plus or minus 162
- Vacant units79 plus or minus 72
- Vacancy rate19.9 percent plus or minus 16.0
- Owner occupied192 plus or minus 129
- Renter occupied126 plus or minus 88
- Ownership rate60.4 percent plus or minus 26.4
- Median owner-occupied home value$73,100 plus or minus $50,974
- Median gross rent, monthly$255 plus or minus $201
- Annual rent as a share of median income21.1 percent plus or minus 25.2
- Single family units206 plus or minus 107
- Share single family51.9 percent plus or minus 14.9
- Units in buildings of two or more137 plus or minus 105
- Share in buildings of two or more34.5 percent plus or minus 21.8
- Mobile homes54 plus or minus 67
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McDowell
How McDowell gets to work
- Workers 16 and over who commute28 plus or minus 33
- Commuting under 15 minutes10 plus or minus 21
- Share commuting under 15 minutes35.7 percent plus or minus 60.4
- Commuting 30 minutes or more18 plus or minus 31
- Share commuting 30 minutes or more64.3 percent plus or minus 80.1
- Drove alone0.0 percent
- Carpooled64.3 percent plus or minus 65.3
- Public transport0.0 percent
- Walked35.7 percent plus or minus 38.6
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McDowell
SBA 7(a) lending to McDowell borrowers
- Approvals1
- Gross approval$300,000
- Average approval$300,000
- Median approval$300,000
- Ninetieth percentile approval$300,000
- Largest approval$300,000
- Jobs supported2
- Jobs per approval2.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Floyd County, not McDowell
Floyd County context, not McDowell figures
These are Floyd County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as McDowell measurements.
- Establishments in Floyd County700
- Employment at those establishments, Floyd County7,604
- Covered employment, Floyd County11,156
- Average annual pay, Floyd County$47,449
- Average weekly wage, Floyd County$912
- Housing units permitted, Floyd County4
- Of those, single family, Floyd County2
- County product, 2024, Floyd County$1,402,705,000
- County product change over the prior year, Floyd County3.8 percent
- Average income of an arriving household, Floyd County$39,863
Every figure in this section is published for Floyd County as a whole and is not a measurement of McDowell. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
McDowell questions, answered from the record.
How many people live in McDowell, Kentucky?
718, in 318 households. McDowell CDP covers 2.48 square miles of land, which is 290 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is McDowell in?
Floyd County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in McDowell?
$14,474. The median owner-occupied home is valued at $73,100. Median gross rent is $255 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to McDowell businesses?
1 7(a) approvals totalling $300,000, across 1 lenders, median approval $300,000. These count approvals to borrowers whose address is in McDowell, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to McDowell borrowers get paid back?
No rate is published for McDowell. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page McDowell figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Floyd County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of McDowell.
Is zoning published for McDowell?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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